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Should I pursue a career in math after 11th with PCM?

Nayagam P P |10951 Answers |Ask -Follow

Career Counsellor - Answered on Jun 25, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by neeti on Jun 04, 2024Hindi

Career

Sir My son is studying in class 11 with pcm .what are the scopes except for engineering . He is interested in maths.plz tell special careers in maths steam and how to pursue them . Which entrance should be given and which college will be the best for him

Ans: Neeti Madam, he can try for BS-MS Progams (through JEE), IISER Programs (IAT Exam) which is applicable also for IIT-M | IISc. However, your son has to prepare for these Entrance Exams to be competitive to get admission into one of the top branches of this Institutes. All the BEST Neeti Madam for your Son's Bright Future.

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Question by Dinesh - Mar 28, 2024Hindi

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Dear sir, My son has appeared in class 12 with PCM. he wanted to pursue future studies in Computer Science or Artificial Intelligence. We are settled in Mumbai Maharashtra. Please advice which stream to apply or any other suggestions from your side. Also please suggest names of good institutes for this in Mumbai area. Thank you

Ans: Hello Dinesh,
your son need to appear for MHTCET to get admission to engineering colleges in Maharashtra. The older & govt funded institutes only have core CS or IT as a branch. IIITs & private colleges have got these branches like, CS+AI ML, DS, CS etc. Admissions can be done in these branches. You can contact me in person so that we can discuss things in details.

Nayagam P P |10951 Answers |Ask -Follow

Career Counsellor - Answered on Sep 19, 2024

Asked by Anonymous - Sep 01, 2024Hindi

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Hello Mayank, My daughter is in X. Will move to XI.She is interested in Mathematics. What are the career options ahead if she goes with PCM in XI. Thank you

Ans: Multiple options in Engineering itself. Also, she can try for IISc or IISER (for Research Studies). Mathematics & Computing is also one of the best options as she is interested in Maths. Let her prepare well for Entrance Exams & she should appear in minimum 5-7 Entrance Exams after 12th to have multiple options to choose the most suitable one for her. All the BEST for Your Daughter's Bright Future.

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Question by Ankit - Sep 07, 2024Hindi

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Hello sir, What are the career options for students having PCM in 12th standard other than engineering degrees. My daughter is good at Maths and average in chemistry and physics also we as parents not able to decide what could be the appropriate graduation choice for her. Just to add she is also not inclined towards programming and AI.

Ans: Hello Ankit.
It is glad to hear that your daughter is good at Mathematics. She is average in Physics and chemistry. Considering these parameters, there are many choices for graduation in different fields. But you have to explore the right field as per her choice/interest. some of them are as follows:
(1) Bachelor of Science (B.Sc.) i.e. B.Sc. in Mathematics / Physics / Chemistry / Economics
(2) B. Arch.
(3) B. Des.
(4) BBA
(5) Actuarial Science (Best for Math enthusiasts who enjoy solving real-world problems involving finance and risk.)
(6) Data Science / Data Analytics
(7) Chartered Accountancy (CA)
(8) Aviation
(9) Hotel Management / Culinary Arts
(10) Law (Integrated 5-year LLB)
(11) Bachelor of Fine Arts (BFA)
(12) Defence (NDA)
From the above options, It would be great to go with UG in LLB and then PG in LLM. There are chances to become Jujdge at an early stage as there are special reservations for female candidates in judiciary posts. When a candidate joins LLB, he gets a lot of extra time to learn extracurricular activities and some relevant courses. This is a very cool and prestigious field. Generally, students ignore it at an early stage.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

Nayagam P P |10951 Answers |Ask -Follow

Career Counsellor - Answered on Oct 01, 2024

Asked by Anonymous - Oct 01, 2024Hindi

Career

Hello Sir, My daughter in class 10th and planning to choose PCM as stream so wanted to know, what are the career options available in India ?

Ans: Based on her academic performance & interest, she will have the options of Engineering (multiple domains) through JEE & Other Engineering Entrance Exams, Research such as IISER through IAT exam, Liberal Education/Arts (Psychology, Economics, English etc.) through CUET Exam. It is advisable to decide before she finished her 10th and prepare for Entrance Exams, applicable to the streams/disciplines, she decides to pursue. Also advisable to have Plan B & Plan C and / or to appear for 5-7 Entrance Exams instead of relying on only Entrance Exam. All the BEST for Your Daughter's Prosperous Future.

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Asked by Anonymous - Feb 17, 2026Hindi

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HI i am a 42 years pvt sector employee. I am currently investing in MF SIP of 50/52k per month (avg age 5 years) and accumulated MF corpus till date including a few old ones stands at 33 lakhs. NPS of 6k per month, PPF 4k per month and 25k pm in EPFO including employers share. I have an o/s home loan of 1.25 crs @ 7.10% and plan to pay it off in next 10 years. Retirement age is 58 and desired corpus by retirement should be 7-8 crores. Please advice am i on right track and any changes to the investment strategy required? also i do plan to increase allocation to mf by min 15% annually till retirement age. My Term cover is 50 lakhs. Mediclaim of 20 + 20 lakhs top up and my wife has a 50 lakhs mediclaim. We dont plan any kids.

Ans: Hi,

You have done great by accumulating so much at your age. This is commendable.
you want to retire after 16 years at the age of 58. Let us go through your financials in detail:
- Monthly contributions in PPF, EPF and NPS - 35k - good, continue it. This entire amount is going into debt instruments and will be helpful to cover your expenses immediately after retirement.
- Current HL outstanding - 1.25 cr at 7.1% - this is quite cheap. Do not rush into prepaying the loan. Take 10 years time and pay it slowly. Rather focus on increasing contributions towards MF as that will build your long term wealth.
- 33 lakhs MF corpus with 52k SIP at 15% annual stepup. This will generate 9 crores corpus when you turn 58 (more than your target). Stay focussed and make sure that you have chosen right funds wrt your goals. Investing on random tips and only direct index funds is not sufficient.
- Term cover - 50 lakhs - can be increased to 1cr.
- Health - take a super top up of 50 lakhs considering high medical costs and your increasing age.

Overall things are going good. You just need to maintain the discipline. You can also consider consulting a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

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Question by Ashraf - Feb 23, 2026Hindi

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I want to invest in mutual fund or gold ETF which is better ... If mutual fund which are 2 good mutual funds.

Ans: Hi Ashraf,

Both are equally good. Can invest 30% in gold etf and 70% in mutual funds. But make sure investments do not depend upon only better part. Invest wrt your individual profile. Work with a professional and focus on wealth building.

Can consider consulting a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

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Nayagam P P |10951 Answers |Ask -Follow

Career Counsellor - Answered on Mar 18, 2026

Asked by Anonymous - Mar 18, 2026Hindi

Career

Sir while been on class 12 i had given one of my attempt of jee exam, but in class 12(cbse board )i got back in one subject in year 2024-2025, so i dicided to leave cbse board and join nios board so then i given by 12 board paper through nios board in October 2025 , so i wanna ask now do i get any attempt left of jee exam or not, cam i give jee exam in year 2027

Ans: Yes, you’re eligible for JEE Main in 2027. Your year of passing is 2025 (NIOS), and NTA allows JEE Main for three consecutive years after that: 2025, 2026, and 2027. You’ve used 2025 once, so you still have 2026 and 2027 attempts left. However, I also suggest taking a reliable psychometric career assessment to get an objective idea of suitable career options for you and then choosing a UG program/branch that genuinely matches your strongest interests and passions. ALL the BEST for Your Prosperous Future!

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Nayagam P P |10951 Answers |Ask -Follow

Career Counsellor - Answered on Mar 18, 2026

Asked by Anonymous - Mar 18, 2026Hindi

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Hlo sir My son have passed 11th in science pcb by cbse board. But in 12th he want to change stream from science to humanities. Is there any rule to change stream??

Ans: Under CBSE rules, Class 11 and 12 form a two?year course. After passing Class 11, a student cannot normally offer new Class 12 subjects not studied in Class 11, and any subject-change request must be made early in the session (before 15 July) through the school.

So, a direct PCB to Humanities shift in Class 12 is generally not allowed; options are repeating Class 11 with Humanities, changing to an open school board (like NIOS), or requesting rare special permission via the school and CBSE regional office. I suggest you approach your school authorities first to get this clarified further. ALL the BEST for Your Son's Prosperous Future!

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How can you tell if a co-worker is flirting with you and wants to go out on a date?

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Question by Prachi - Mar 18, 2026Hindi

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Which private colleges should I apply for I scored 93.442 percentile in jee mains 2026 Jan attempt I will appear for second attempt as well but not sure about improvement and 77 % in class 12,98% in class 10. My home state eligiblity is DELHI NCT , I also have punjab domicile certificate

Ans: Target private colleges like Thapar, Jaypee, Shiv Nadar University, VIT, SRM, and Manipal Institute of Technology.

Good luck.
Follow me if you receive this reply.
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Nayagam P P |10951 Answers |Ask -Follow

Career Counsellor - Answered on Mar 18, 2026

Asked by Anonymous - Mar 09, 2026Hindi

Career

Sir.. My daughter scored 94.4 percentile in jee january shift belongs OBC from tamil nadu... what are the possibilities to get NIT?

Ans: At 94.4 percentile, her expected JEE Main rank is around 65,000, which usually clears the OBC?NCL cut-off. As an OBC girl, she may get newer NITs or lower-demand branches, but CSE/ECE in top NITs like Trichy is unlikely; keep IIIT/GFTI options open too. If possible/affordable, have 3-4 other best options in Tamil Nadu itself such as SSN, SNU, Sathyabhama, Saveetha, PSG etc. ALL the BEST for Your Daughter's Prosperous Future!

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 18, 2026

Asked by Anonymous - Mar 07, 2026Hindi

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Hi, I need honest career guidance based on my situation. I completed my HSC in 2024 with PCB stream (no Mathematics) and scored only 45%. I was preparing for medical entrance but it didn't work out, and due to personal reasons I couldn't appear for improvement exams either. It's now 2026 and I have a 2 year gap. I now want to pursue a career in IT or Computer Science. I'm confused between BSc IT, BSc CS, BCA, and Data Science — and keep getting mixed opinions from everyone. My specific questions are — 1. Since I don't have Maths in HSC, can I appear for the HSC Maths exam as an Isolated Candidate in July–August 2026? And if I clear it, will that result be valid for 2026–27 admissions? 2. With 45% and a 2 year gap, what are my realistic college options in Mumbai? Which good colleges have lower cutoffs for BSc IT / BSc CS / BCA? 3. Given that I'm coming from Biology with no Maths background — which degree would actually be the best fit for me for real career growth, not just for getting admission? 4. Does college name or tier matter a lot in the IT field with lower percentage, or do skills and portfolio matter more? 5. Honestly, what is the smartest move for someone in my exact situation right now? I don't want to waste more time and want to make the right decision. Please guide me."

Ans: Hi
Go with BCA. BCA colleges are more flexible with % and background.
You can try
Tilak Maharashtra Vidyapeeth
Amity University Mumbai
DY Patil University Navi Mumbai

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 18, 2026

Question by Himank - Mar 17, 2026Hindi

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I got 97.6%ile in jeemains26 i have delhi homestate what nit/iiit can i get

Ans: Hello Himank
you can get NIT delhi.
other Mid NITs
National Institute of Technology Kurukshetra
National Institute of Technology Jalandhar
National Institute of Technology Hamirpur

TOP iiits can be delhi, allahabad, gwalior

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 18, 2026

Question by Alok - Mar 03, 2026Hindi

Career

My son name in aadhar card and 10th certificate from CBSE is Ashwin Anand. Class 12th GSEB marksheet, father name has been added and same is expected in graduation certificate also which reads as Anand Ashwin Alok Kumar. Will be face any issue due to this for higher education inindia

Ans: Hello Alok Ji
if you can apply for name correction in GSEB then all the documents will have same name. Else you will have to Prepare an Affidavit (Name Declaration)

This is the most practical and accepted solution.

“Ashwin Anand and Anand Ashwin Alok Kumar refer to the same person (my son). ‘Alok Kumar’ is the father’s name, which has been included in some academic records.”

Get it on ?100 stamp paper Notarized

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