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Nayagam P

Nayagam P P  |12380 Answers  |Ask -

Career Counsellor - Answered on Jul 06, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Jul 06, 2025Hindi
Career

Hello Sir, My daughter got IIIT Jabalpur CS. Chances of getting IIIT Gwalior IT. Based on MHT CET chance of getting VJTI Electrical, SPIT CS, Cummins CE. Can you please suggest best option amongst these.

Ans: IIIT Jabalpur’s B.Tech in Computer Science offers NBA-accredited curricula, PhD-qualified faculty, modern AI/ML and software labs, mandatory internships, and an 85–90% placement rate led by recruiters like Amazon and Infosys. IIIT Gwalior’s five-year Integrated IT program combines B.Tech and M.Tech in Information Technology with strong research orientation, specialized networking and cybersecurity labs, and roughly 80% placement consistency for IT cohorts, closing at rank 12 276 in JoSAA Round 1. VJTI Mumbai Electrical Engineering, with NAAC A+ and NBA accreditation, boasts world-class power systems and automation labs, industry tie-ups with Siemens and L&T, and 95% branch-wise placements, requiring 99+ percentile in MHT CET for GOPENS. SPIT Mumbai Computer Engineering maintains a 99.77% MHT CET closing percentile, 99% placement offers, and dedicated AI and software labs, engaging over 200 recruiters annually. Cummins College Pune’s Mechanical and Civil Engineering programs admit at 97–98 percentile in MHT CET, provide state-of-the-art workshops, industry-aligned projects, and achieve 85–90% placements over the past three years. Each institution ensures rigorous academics, infrastructure, faculty expertise, industry partnerships, and consistent employability outcomes.

For premier brand recognition and near-universal software recruitment, the recommendation is SPIT CS. For top-tier core engineering and PSU engagement, choose VJTI Electrical. Next, opt for IIIT Jabalpur CS, then IIIT Gwalior IT, and consider Cummins CE as a solid backup. All the BEST for Admission & a Prosperous Future!

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Ramalingam

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Mutual Funds, Financial Planning Expert - Answered on Jul 13, 2026

Asked by Anonymous - Jul 13, 2026
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Dear Sir, I have sold my car to CARS24 and its many months they have not done RC transfer inspite of following up with them multiple times. I understand that till RC transfer is not complete then it is liability of the registered owner, Can I keep buying third party insurance till vehicle is in my name to cover my liability, even when the car is not in my possession but RC is still in my name. Will insurance company honor any claims in this regard?
Ans: » Your Concern is Valid

Yes, as long as the RC remains in your name, continuing third-party insurance is advisable.
This helps protect you against potential third-party liability arising from the vehicle.

» Important Limitation

Insurance coverage does not remove your legal exposure as the registered owner.
The insurer will generally handle valid third-party claims as per policy terms.
However, claim settlement can depend on the specific facts of the case and policy conditions.

» Immediate Action

Continue pursuing RC transfer with the buyer.
Keep all sale documents, delivery acknowledgment, and correspondence safely.
Consider sending a formal written notice seeking immediate RC transfer.

» Final Insights

Continuing third-party insurance is better than allowing the policy to lapse while the RC remains in your name.
However, the permanent solution is to get the RC transferred at the earliest.

Best Regards,

K. Ramalingam, MBA, CFP,

AMFI-Registered MFD – ARN 4188

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

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