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Patrick

Patrick Dsouza  |1428 Answers  |Ask -

CAT, XAT, CMAT, CET Expert - Answered on Aug 18, 2025

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more
Shasshank Question by Shasshank on Aug 18, 2025Hindi
Career

Sir I have graduated in 2015 then I started preparation for government exam 2015-2020 but i failed then I started my bussiness but at that Covid came and i had faced huge loss so now I'm 33 yr old and I don't have any option so I want a do mba. Can I do mba and get a job at this age?

Ans: Looks a little difficult. Firstly hope you have proof of doing business which you can show as work experience. If you have more than 2 to 3 years work ex then can look at doing Executive MBA from colleges like Great Lakes or XLRI
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I have completed b.e in ECE in 2015.i have worked as data entry in loyal super fabrics .I have also prepared for bank exams i didn't get any job.i would like to study mba in finance but my age is 30now.and I can't continue my studies.can I pursue my career in finance....what are the options...
Ans: Deepthika, Career entry into finance at 30 is entirely feasible because Indian regulators and universities impose no upper?age limits on their flagship qualifications: the CFA charter welcomes candidates of any age once they hold a degree or 4,000 hours of work experience, the NISM certifications that SEBI mandates for mutual-fund, equity-derivative or investment-adviser roles accept anyone above 18 with any academic background, and IGNOU’s AICTE-recognised two-year MBA in Financial Management admits graduates without age or work-experience restrictions and offers online or open-distance delivery that lets earners study flexibly while working. For women re-entering the workforce, part-time or online programmes at UGC-entitled, NAAC-accredited universities such as NMIMS Global, Symbiosis (SCDL), ICFAI and Manav Rachna provide semester-wise EMIs and recorded lectures; NMIMS, for instance, reports 96% overall MBA placements in 2024 with more than 500 BFSI and fintech recruiters tapping its distance-learning finance cohort. Executive MBAs at IIM Ahmedabad or other leading B-schools set a minimum age of 25–27 but no ceiling, require 3–5 years of experience and schedule weekend sessions, a format that suits working professionals like you. If full-scale study feels heavy, stackable, regulator-recognised micro-credentials such as the NISM Mutual Fund Distributor exam or NISM Investment Adviser Level I+II can be cleared within weeks and unlock entry-level analyst, relationship-manager or middle-office roles in mutual funds, broking houses and fintechs where diversity hiring has lifted female intake beyond 35% in the last three seasons. Complementary MOOCs in Excel modelling, Python or Power BI offered through NSE Academy or Coursera signal quantitative readiness to employers. Whichever pathway you pick, insist on five institutional essentials: statutory accreditation (UGC-DEB, AICTE, NAAC or CFA Institute charter), industry-aligned finance curriculum covering IFRS, fintech and analytics, experienced faculty with professional practice, digital infrastructure enabling asynchronous access, and audited placement or alumni career-services data that show at least 70% placement over three years. Begin by leveraging your BE-level numeracy and data-entry rigour to secure an accounts-assistant or operations post in an NBFC or R&T agent while you study, then move up into treasury support, credit analysis or wealth-management once you add the MBA-Finance or CFA Level I badge; employers value maturity, perseverance and gender diversity and rarely discriminate on the basis of graduation year when recent, certified skills are evident. RECOMMENDATION: Enrol in IGNOU’s flexible MBA-Finance immediately and parallel-track the NISM Mutual Fund Distributor or CFA Level I exam; this low-cost, UGC-approved route lets you work, earn and upskill simultaneously, provides industry credentials recognised nationwide and positions you for analyst or advisory roles without the time or financial strain of quitting your job. All the BEST for a Prosperous Future!

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Asked by Anonymous - Dec 02, 2025Hindi
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My married ex still texts me for comfort. Because of him, I am unable to move on. He makes me feel guilty by saying he got married out of family pressure. His dad is a cardiac patient and mom is being treated for cancer. He comforts me by saying he will get separated soon and we will get married because he only loves me. We have been in a relationship for 14 years and despite everything we tried, his parents refused to accept me, so he chose to get married to someone who understands our situation. I don't know when he will separate from his wife. She knows about us too but she comes from a traditional family. She also confirmed there is no physical intimacy between them. I trust him, but is it worth losing my youth for him? Honestly, I am worried and very confused.
Ans: Dear Anonymous,
I understand how difficult it is to let go of a relationship you have built from scratch, but is it really how you want to continue? It really seems to be going nowhere. His parents are already in bad health and he married someone else for their happiness. Does it seem like he will be able to leave her? So many people’s happiness and lives depend on this one decision. I think it’s about time you and your BF have a clear conversation about the same. If he can’t give a proper timeline, please try to understand his situation. But also make sure he understands yours and maybe rethink this equation. It really isn’t healthy. You deserve a love you can have wholly, and not just in pieces, and in the shadows.

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My son will be appearing for JEE Main & JEE Advanced 2026 and will participate in JoSAA Counselling 2026. I request clarification regarding the GEN-EWS certificate date requirement for next year. I have already applied for an EWS certificate for current year 2025, and the application is under process. However, I am unsure whether this certificate will be accepted during JoSAA 2026, or whether candidates will be required to submit a fresh certificate for FY 2026–27 (issued on or after 1 April 2026). My concern is that if JoSAA requires a certificate issued after 1 April 2026, students will have only 1–1.5 months to complete the entire procedure, which is difficult considering normal government processing timelines. Also, during current JEE form filling, students are asked to upload a GEN-EWS certificate issued on or after 1 April 2025, or an application acknowledgement. This has created confusion among parents regarding which year’s certificate will finally be valid at the time of counselling. I request your kind guidance on: Which GEN-EWS certificate will be accepted for JoSAA Counselling 2026 — a certificate for FY 2025–26 (issued after 1 April 2025), or a new certificate for FY 2026–27 (issued after 1 April 2026)?
Ans: Hi
You need not worry about the EWS certificate. Even if you apply for the next year's certificate on 1 Apr 2026, the second session of JEE MAINS will still be held, followed by JEE ADVANCED, which will be held in May. JOSAA starts in June. so you will have 2 months in hand for fresh EWS certificate.

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