Sir, my son got provisional admission in electronics and computer engineering in thapar. Should he continue with the same branch or go for upgradation to cse

Ans: The tax has to be paid by them on sale of any asset, there will be capital gains on all assets
The amount of taxes will depend on multiple things like value of the asset, purchase price, date of sale, date of purchase, etc.

Ans: Hello,
According to me a retirement corpus should be 100% liquid and can be used whenever required and generating a return of 2-3% more than the inflation of the country.
Post office NSC, PPF and FD don't beat the inflation and hence not a good option
You can select different categories of funds to make a diversified portfolio that generates higher returns with low volatility and you can start SWP as and when you plan to retire
Selection of funds may play an important role if you go through this route, so kindly consult before you take any steps in this direction
Do let me know your views on this on my website or on my LinkedIn profile, attaching the link :
https://www.slwealthsolutions.com/

Ans: HI Sandip,

Could you please share your 10th and 12th grade mark details? This will help us with further discussions.
best wishes

Ans: HI Nikita,
As a female, you can pursue a BSc in Nursing or a BNYS since you are interested in the health sector. Think it over.
BEST WISHES
LIFE CHANGE KARO!

Ans: HI,

I believe this looks like idiyappam. First, please help her conclude her choice of stream based on her interests, and then post your query.

Looking at the marks, I'm not quite sure what to make of them; I think she may need some monitoring. For example, her basic score is 75%, but her performance in competitive exams varies. In JEE Main, she has a rank of 45263, and in KCET, her rank is 123116. Similarly, she may score around 350 in NEET, and her rank in BNYS is 93273.

It would be better to have a conversation with her to reach a conclusion.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Ans: Hi Sir,

Please submit any documents you currently have to the respective departments. Nowadays, it is easy to track information once you provide your PAN and Aadhaar cards, as these IDs are widely recognized and interconnected with government agencies.

When preparing for NEET, you need to submit a fresh community certificate, as its validity is only one year. So, don’t worry—just produce the necessary documents. Please avoid submitting any fake certificates, as this could lead to trouble for both you and your son’s future.

BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Ans: Hi Gangadhar,

I believe this (your query) looks like idiyappam, you did not focus on any one field. First, please help her conclude her choice of stream based on her interests, and then post your query.

Looking at the marks, I'm not quite sure what to make of them; I think she may need some monitoring. For example, her basic score is 75%, but her performance in competitive exams varies. In JEE Main, she has a rank of 45263, and in KCET, her rank is 123116. Similarly, she may score around 350 in NEET, and her rank in BNYS is 93273.

It would be better to have a conversation with her to reach a conclusion.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Ans: With a JEE Main rank of 202,400 (General) and EWS rank of 29,000, admission to ECE in NITs is challenging but feasible in newer campuses like NIT Meghalaya (2024 EWS cutoff: 42,701) or NIT Sikkim (closing rank: 39,532). For MP domicile candidates, NIT Bhopal’s ECE under the home-state quota had a 2024 closing rank of 23,180 (EWS), aligning marginally with your rank in later counselling rounds. IIITs like IIITDM Jabalpur (EWS cutoff: 25,872) and IIIT Nagpur (closing rank: 31,554) are viable options, offering specialized ECE programs with IoT and embedded systems curricula. State engineering colleges such as MANIT Bhopal’s Electrical Engineering (EWS cutoff: 26,581) or Rajiv Gandhi Proudyogiki Vishwavidyalaya (RGPV) provide alternatives through MP state counselling, prioritizing domicile quotas. Recommendation: Target IIITDM Jabalpur ECE and NIT Sikkim ECE during JoSAA/CSAB counselling, leveraging EWS and domicile quotas. For backups, consider RGPV’s ECE or MANIT Bhopal’s Electrical Engineering, and explore private institutions like LNCT Bhopal or Oriental University for assured admission with scholarship opportunities. All the BEST for your Admission & a Prosperous Future!

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Ans: With a total of 39 marks in JEE Advanced 2025 (1 in Math, 22 in Chemistry, 16 in Physics) as a General EWS female candidate, you have not cleared the qualifying cutoff for your category, which is 31.5% aggregate and 9% in each subject for GEN-EWS, translating to much higher marks than your score. This means you are not eligible for IIT admission through JEE Advanced. However, you still have strong alternatives: if you have a good JEE Main score, you can participate in JoSAA counselling for NITs, IIITs, and GFTIs, as these institutes do not require JEE Advanced qualification. Additionally, many state engineering colleges and private universities (like VIT, SRM, Manipal) accept JEE Main or their own entrance exams. Some IITs also offer online BSc/BS programs (e.g., IIT Madras Data Science) that do not require JEE Advanced, just a qualifying exam or Class 12 marks. Recommendation: Focus on JEE Main counselling for NITs/IIITs/GFTIs, apply for state-level engineering entrance exams, and explore private or deemed universities, ensuring you meet their eligibility criteria. Consider online degree programs from IITs as an alternative pathway if you remain interested in IIT academics. Have some more options as back-ups instead of relying only on JEE/JoSAA. All the BEST for your Admission & a Prosperous Future!

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