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Sushil

Sushil Sukhwani  | Answer  |Ask -

Study Abroad Expert - Answered on Mar 01, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Mar 01, 2024Hindi
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Career

Finish my graduation on Bsc CS what to nxt study here masters or go abroad for further studies

Ans: Hello. First of all, thank you for contacting us. Deciding to pursue a master's is definitely a good option. If you are planning to pursue your master’s degree already, here are some considerations you need to keep in mind:

Career goals: When you are deciding on the degree program, make sure that the host country offers better work opportunities than the local degree.

Quality of education: Research about the program at both the national and international levels. Consider benefits, reputation, facilities, curriculum, and its relevance to your aspirations and future goals.

Cost of education: Find out the overall cost of studying your desired program, including the living expenses for both local and foreign universities.

Future goals: Research the program to see if it aligns with your future goals or not.
Personal preferences: Look upon personal preferences regarding living abroad, climate suitability, adapting to a new environment, etc.

Work opportunities: If you are planning to study abroad, it is necessary for you to consider the immigration policies and post-study work opportunities of the host country.

For further assistance you can get in touch with us.
Asked on - Mar 01, 2024 | Answered on Mar 02, 2024
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Thks Actually was intrested in doing Msc in cyber security Good University here can u suggest pls
Ans: Hello. Thanks for reaching out to us again. It is good to hear that you are interested in pursuing a M.Sc. in cybersecurity. Some of the best universities for M.Sc. in Cybersecurity are as follows:
1. Massachusetts Institute of Technology (MIT), USA
2. Stanford University, USA
3. Carnegie Mellon University, USA
4. University of Oxford, UK
5. University of Cambridge, UK
6. ETH Zurich, Switzerland
7. Technical University of Munich (TUM), Germany
8. University of Maryland, USA.
9. Georgia Institute of Technology (Georgia Tech), USA

For further assistance you can get in touch with us.
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Nitin

Nitin Narkhede  |59 Answers  |Ask -

MF, PF Expert - Answered on Jan 23, 2025

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Hi Sir, I am retired and 63 years old. Having 50 lacs in equity.1.5 cr MF, 25 lacs in SCSS.expected landproperty sale of 4.5 cr also having own house and no education or marriage expenses of children. Medical insurance of 10 lack for me and wife. However intended to buy a residential property of 3 cr to get relax from capital gain post selling the land. And same will be given to daughter later. Need monthly expenses of 1.25 lack. Since market is too volatile. Kindly suggest way forward.
Ans: Dear Pralhad,
To manage your finances post-retirement and handle market volatility, allocate the ?4.5 crore from your land sale strategically. Use ?3 crore to purchase a residential property to save on capital gains tax and gift it to your daughter later. Allocate the remaining ?1.5 crore into ?50 lakh in SCSS for secure returns (~?16,000/month), ?50 lakh in RBI Floating Rate Bonds or POMIS (~?30,000/month), and ?50 lakh in balanced mutual funds for moderate growth. For your existing assets, keep ?25 lakh in SCSS and divide the ?1.5 crore mutual funds portfolio into 60% balanced advantage or hybrid funds for stability and 40% debt funds for steady income. Maintain 20-25% equity exposure (?50 lakh) in large-cap or dividend-yield funds for growth. Combined with a ?20-30 lakh emergency fund, this ensures a stable monthly income of ?1.25 lakh while safeguarding against market risks and providing for your family's future. Consult a certified financial advisor for personalized tax-efficient strategy
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

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