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Sushil

Sushil Sukhwani  |555 Answers  |Ask -

Study Abroad Expert - Answered on Apr 16, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
EZHIL Question by EZHIL on Apr 14, 2024Hindi
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My son doing CTVS course. I want to know what are the higher studies available in india or abroad?

Ans: Hello EZHIL,

To begin with, thank you for contacting us. I am happy to hear that your son is studying Cardiothoracic and Vascular Surgery (CTVS) course. You would be glad to know that studying overseas can expose your son to other methods and viewpoints in the domain of cardiothoracic and vascular surgery (CTVS), in turn, providing him with a comprehensive education. Concerning your query, I would like to let you know that we only deal with overseas education and therefore, would only be able to suggest certain possibilities for higher education overseas.

Master of Science (MS) or Master of Surgery (MCh) programs in cardiothoracic and vascular surgery are offered by a number of foreign universities. Thorough instruction in both theoretical knowledge and practical abilities are offered by these programs. Next coming to fellowship programs, a number of prestigious medical institutions provide CTVS fellowship programs. Specialized training across a broad range of cardiothoracic and vascular surgery topics, including minimally invasive procedures, transplantation, and paediatric heart surgery are offered by these programs. Pursuing a Ph.D. in cardiothoracic and vascular surgery (CTVS) can be a desirable choice for individuals who are passionate about academics and research. With an emphasis on cutting-edge research approaches, these programs enable students to make innovative research contributions to the field. Electives or short-term observerships at prestigious medical facilities overseas can also be looked into by your son. These opportunities enable students to network with professionals in the area as well as provide practical exposure to cutting-edge surgical techniques. Coming to conferences and workshops, I would suggest that he participates in international seminars and conferences related to vascular and cardiothoracic surgery. These meetings provide chances to learn, hone skills, as well as connect with international experts.

I would recommend that your son conducts an extensive study taking into account variables viz., the syllabus, experience of the faculty members, possibilities for research, and opportunities for clinical exposure prior to selecting a university and program. Not just that, make sure the program you have chosen fulfills all accreditation requirements as well as resonates with your son's professional objectives.

For more information, you can visit our website.
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Sushil

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Study Abroad Expert - Answered on Apr 18, 2024

Asked by Anonymous - Apr 18, 2024Hindi
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My son is 24 years ,bcom and acca affiliate working for 18 months, wants to higher studies ,which country and course will be good for him
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am happy to hear that your son has completed his BCom with ACCA and now wishes to pursue higher studies. To answer your question first, I would like to tell you that a number of variables viz., your son’s interests, the location of his choosing, his economic condition, as well as his professional objectives, play a key role in selecting the ideal country and course for his higher education. I would recommend that you take into account the following:

As an answer to your query pertaining to country, I would like to let you know that the UK, well-known for the robust accounting and finance programs it offers, provides a broad range of possibilities for further education, including prominent colleges and universities. Coming to Canada, the country is renowned for its top-tier educational system and friendly atmosphere for overseas students. It is home to a number of universities offering reputed business and accounting programs. Numerous elite universities offering outstanding business and finance programs are located in the USA, providing a myriad of opportunities for international students. For overseas students looking to pursue degrees in accounting and finance, Australia is another sought-after study abroad destination. The country has a robust economy as well as an outstanding educational system.

Concerning your query as to which course will be good for your son, I would like to let you know that he can choose among the courses mentioned below: He can choose to pursue a Master of Science (MSc) in Accounting and Finance: Concentrating on accounting and finance, a specialized master's degree can offer comprehensive knowledge and abilities that are pertinent to your son's professional objectives. Next, based on your son’s professional aspirations, he might choose to pursue professional qualifications viz., CFA (Chartered Financial Analyst), CPA (Certified Public Accountant), or ACCA (Association of Chartered Certified Accountants). Your son can also opt for a Master of Business Administration (MBA) degree. For students looking to further their financial and business professions, this is a preferred option. Specialized MBA programs in finance and accounting are offered by a number of universities.

I would suggest that your son conducts an extensive study on and takes into account variables viz., the program’s standing, accreditation, living expenses, post-graduation employment prospects, as well as the possibility of acquiring a work visa or immigration upon graduating. Moreover, in order to gain meaningful information and acquire guidance when making this crucial choice, I would recommend that your son gets in touch with educational counselors, employment consultants, as well as experts in the subject.

For more information, you can visit our website.

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Radheshyam

Radheshyam Zanwar  |1045 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 16, 2024

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Dear Sir, my son is currently in the final year, completing BCA three years degree in Goa with good grades. Kindly suggest courses for further studies and best universities within India as i don't have much knowledge in this field. Thank you in advance. Best Regards Mahesh S.
Ans: Hello Mahesh.
There are many courses available in online/offline format. The computer learning field is very vast. Related to the application and use, there are many courses he can do. Please talk with your son closely and ask him about his particular interests. Joining any course (even though with high demand) is not recommended. Basically before choosing the course, one should have a goal set in mind and should know, what to do in the future. Hope, your son might have decided his career path during the journey of BCA. Your son can join to the 10 Most Popular Free Online Courses From Top Universities Like Harvard And Stanford. Copy and past the following link in your browser for more details: https://www.msn.com/en-in/autos/photos/10-most-popular-free-online-courses-from-top-universities-like-harvard-and-stanford/ar-BB1r1k2e?ocid=winp2fptaskbar&cvid=3bbb6055aee74745d491c34698f2e1c5&ei=18

Yet, you can explore the following courses:
(1) MCA (2) M.Sc CS (3) MBA in IT (4) M.Tech in CS or IT (5) PG Diploma in DS/AI/ML (6) M.S. in IT or DS (Abroad Option)
Some of the best universities in India are:
(1) NITs: Trichy, Surathkal, Warangal, etc.
(2) JNU (Jawaharlal Nehru University), Delhi
(3) University of Delhi (DU), Delhi
(4) University of Hyderabad, Hyderabad
(5) Vellore Institute of Technology (VIT), Vellore
(6) Christ University, Bangalore
(7) Bangalore University, Bangalore
(8) Christ University, Bangalore
(9) All IITs (through the JAM exam)
(10) BITS Pilani
(11) BHU, Varanasi
(12) IIMs: Ahmedabad, Bangalore, Kolkata, etc. (through CAT)
(13) SICSR, Pune
(14) ISB, Hyderabad
(15) SP Jain Institute of Management and Research, Mumbai
(16) IIITs: Bangalore, Hyderabad, etc.
(17) VIT University, Vellore
(18) ISI, Kolkata
(19) Great Lakes Institute of Management, Chennai
(20) Abroad options: Stanford University, University of Toronto, ETH Zurich

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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Milind

Milind Vadjikar  |650 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Asked by Anonymous - Nov 14, 2024Hindi
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Money
Hello finance guru, I am 45 years old , with 2 kids. I live in a Tier-1 city with ~49 Crores of networth. This includes ~12 crores of investment in real estate (land and a flat at a prime location), ~34 crores in equity, ~1 Cr in Crypto and ~2 Cr in cash. I work in a pharmaceutical firm in an executive role and planning to retire in the next 1 year. My knowledge on finances is average and would like to seek your advise. I would like to generate ~2.5 lakhs per month for expenses from my savings and would like to double my networth in the next 7 years. Could you provide me help on the directions I can take to make this working?
Ans: Hello;

Deducting the real estate and crypto investments from your networth, we have 36 Cr.

You may invest 4 Cr each in 2 equity savings type mutual funds and 2 conservative hybrid debt oriented mutual funds.

If you do a 3% SWP from each of these funds you may expect a monthly payout of around 2.8 L (post-tax).

These funds generally yield 8-9% returns so they will continue to provide inflation adjusted income to you.(6% inflation rate considered)

Balance remains around 20 Cr, while 2 Cr may be retained as liquid fund for contingency requirement, the balance 18 Cr you may invest in combination of mutual funds, PMSs and AIFs.

As you enter retirement phase your focus should shift from "maximising returns" to "decent returns with moderate risk" since return of capital is more important than return on capital.

Happy Investing;
X: @mars_invest

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

...Read more

Milind

Milind Vadjikar  |650 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

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Dear Sir, I am 53 yrs. I want to retire @60 with a INR 2.00 Cr Corps. Currently I have following SIP Total SIP 30000/- PM Axis Bluechip Fund - Regular Plan - Growth HDFC Mid-Cap Opportunities Fund - Growth Plan Aditya Birla Sun Life Pure Value Fund - Growth Option Aditya Birla Sun Life Equity Advantage Fund - Regular Growth Sundaram Mid Cap Fund Regular Plan - Growth Bajaj Finserv Flexi Cap Fund -Regular Plan-Growth Franklin India Focused Equity Fund - Growth Plan Franklin India Smaller Companies Fund-Growth HDFC Top 100 Fund - Growth Option HDFC Multi Cap Fund - Growth Option I have MF Investment @ 26.00 Lakh Current Value is @ 52.00 Lakh. I have Savings of Rs. 10.00 Lakh, PPF Rs. 5.00 Lakh, Share investment Current Market Value around Rs. 20.00 Lakhs. I don't have any Loan. Insurance INR 1.50 Cr. up age of 70. Per month earning around Rs. 1.25 Lakh. I have a Investment in real estate which can give my INR 40.00 Lakh at current Market Price & Gold Investment of INR 20.00 Lakh which I think sufficient for my daughter Marriage. Current Monthly Expense INR 40-50 K. I am in a new tax regime, so discontinue my ELSS saving and PPF Saving. Suggest how i can increase my Corpus for retirement.
Ans: Hello;

You may top-up your monthly sip by 10% every year for 7 years. This will grow into a sum of around 0.51 Cr.

The MF corpus and direct equity holdings worth 0.72 Cr today will grow into a corpus of 1.59 Cr after 7 years.

Therefore you may achieve your intended corpus of 1.59+ 0.51=2.1 Cr, 7 years from now. A modest return of 12% is assumed from MF and direct equity holdings.

2-3 years before 60 you should start moving your gains from equity funds to liquid or ultra short duration debt funds to protect it against market volatility.

Also good health care insurance for yourself and your spouse.

RE property you may sell at a later date to boost your retirement income.

Happy Investing;
X: @mars_invest

...Read more

Milind

Milind Vadjikar  |650 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Milind

Milind Vadjikar  |650 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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