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Psychology Graduate Feeling Hopeless: What MSc Options Are Best?

Nayagam P

Nayagam P P  |3916 Answers  |Ask -

Career Counsellor - Answered on Aug 17, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Devi Question by Devi on Jul 21, 2024Hindi
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Career

Sir My daughter has completed Bsc psychology,now she is totally confused what to pursue for msc.She is feeling hopeless.kindly advise.

Ans: Devi Madam, your daughter completed BSc Psychology from which college? Is she trying for any jobs through her college Campus or offline through reliable sources or LinkedIn? She wants to work or pursue an MSc further? If she wants to pursue, she should go for only MSc (Psychology). All the BEST for Your Daughter's Bright Future.

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Sushil

Sushil Sukhwani  |555 Answers  |Ask -

Study Abroad Expert - Answered on May 08, 2024

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Hi Sushil My daughter appeared for her masters in counseling Psychology. What are the option from here that she can opt for.
Ans: Hello Rahmatbi,

To begin with, thank you for contacting us. I am happy to hear that your daughter has appeared for her Masters in Counseling Psychology. As an answer to your query, I would like to tell you that post completing her masters in counseling psychology, there are a number of options that your daughter can think about.

Your daughter can take up a job as a licensed counselor or therapist, wherein she can work with clients in varied environments viz., community mental health centers, schools, hospitals, or private practice. If she is interested in a particular field of counseling viz., substance abuse counseling, marriage and family therapy, or trauma therapy, she can pursue additional training or certifications to acquire expertise in that field. Your daughter can also choose to pursue a Doctor of Philosophy (Ph.D.) or Doctor of Psychology (Psy.D.) in Psychology if research or academia is what interests her. Remember that this can result in possibilities for conducting research, teaching, or even working in clinical environments that require a doctoral degree. Having gained experience, your daughter can undertake leadership or supervisory roles in counseling organizations, where she would be responsible for managing programs or supervising the work of other counselors. Your daughter can also offer mental health consultation services to organizations, enterprises, or educational institutions. She can also conduct training sessions for experts in relevant disciplines. There are a number of nonprofit organizations or advocacy groups that address mental health concerns, offer counseling, community outreach, or push for modifications to the law. Your daughter can consider working here. Given the growing popularity of teletherapy, your daughter can look into possibilities to deliver counseling services online, either individually or via platforms that connect clients with therapists. Moreover, if writing or public speaking is what interests her, your daughter can give lectures at conferences, write articles for mental health periodicals, or even publish books on counseling psychology themes.

In addition to the ones mentioned above, there are a number of other possibilities. I would like to tell you that your daughter’s abilities, interests, and professional objectives, will play a key role in deciding which option is ideal for her. I would suggest that she looks into various opportunities, acquires varied experiences, and keeps learning and advancing in her field.

For more information, you can visit our website.

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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