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Sushil

Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on Aug 09, 2023

Elumalai Question by Elumalai on Aug 08, 2023
Career

Hi My daughter is Bsc Anaesthesia from SRM university, Chennai. Where will be good career in europe

Ans: Hello Elumalai,

To begin with, thank you for contacting us. We assume this is a 4 year degree program, your daughter can explore options in the UK and Ireland. Please get in touch with us for more information so that our qualified team can examine her profile and provide her with the best possible guidance.

For more information, you can visit our website.

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Sushil

Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on May 16, 2023

Career
My daughter is pursuing BBA 3rd year in Delhi and also pursuing Spanish Language course from Embassy of Spain and is in her 8th level. Can you suggest good career opportunities for her
Ans: Hello ANIL,

First and foremost, thank you for contacting us. Certainly! Your daughter has a number of bright employment prospects if she pursues a BBA and gains fluency in Spanish. Here are a few professions she might want to think about:

1. International Business Consultant: She can serve as a Consultant for businesses wishing to develop their operations in nations that speak Spanish thanks to her understanding of both business administration and Spanish. She can help with market analysis, intercultural communication, and corporate expansion plans.

2. International Trade Specialist: Many organizations participate in import/export activities with Spanish-speaking countries. Your daughter may work as a trade specialist, enabling international trade, negotiating contracts, and managing company logistics.

3. Foreign Service Officer: She would make a fantastic diplomat because of her fluency in multiple languages. She can apply for jobs at embassies, consulates, or departments of foreign affairs where she can advance diplomatic ties, participate in talks, and support cross-border commercial and cultural exchanges.

4. Language Translator/Interpreter: Your daughter’s fluency in Spanish can enable her to find employment as a professional translator or interpreter allowing her to interpret at conferences and business meetings as well as translate documents and websites.

5. Tourism and Hospitality Industry: In several tourist locations, Spanish is extensively spoken. Your daughter can investigate career options in the hospitality and tourism sector, managing hotels, serving as a tour guide, or organising events for Spanish-speaking visitors.

In addition to the jobs mentioned above, your daughter can also take up job roles such as that of a Market Research Analyst, International Project Manager, and Multinational Company Manager.

These are just a few of your daughter's prospective job options. She needs to discover her passions, build relationships with experts in her chosen fields, and acquire useful experience through internships or part-time jobs. Encourage her to make the most of her linguistic abilities and BBA training to pursue options that match her interests and objectives.

For more information, you can visit our website.
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Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Asked by Anonymous - Sep 14, 2023
Money
Sir, I just retired from my service @60yrs. I will get my PF+other fund ₹50L. Please advice how to invest the amount so that my principal not disputed and I can get ₹30,000 pm for my monthly expenses. My family of 2 persons are covered ₹50L health insurance. Regards
Ans: Considering your age and your requirement, you will need to invest in a mix of debt and equity instruments. Here are some investment options available to you:-

• Senior Citizens’ Savings Scheme (SCSS) – This is a pure debt instruments and provides guaranteed returns of 8.2% per annum. The interest is paid quarterly. The maximum amount that you can invest is Rs. 30 Lakhs.

• Corporate FDs – It provides you return more than the regular bank FDs. It contains two options i.e. cumulative and non-cumulative.

• Post Office Monthly Income Scheme (POMIS): This is another government-backed scheme that offers guaranteed monthly income. The current interest rate is 7.1%.

• Debt Mutual Funds: As your main concern is to protect the principal amount you may consider debt funds and monthly income can be achieved through the route of SWP (systematic withdrawal plan).

• Equity mutual funds: Equity mutual funds offer the highest potential returns, but they are also the riskiest. A small portion of the amount can be invested in the equity mutual funds for growth of the money in the long-term horizon.

It is good to know that you are adequately insured for any healthcare emergency.

Your requirement of Rs. 30,000 will be changing in the future due to inflation, hence you should consult with your financial advisor for a proper increasing income or SWP (systematic withdrawal plan) which can help you to ensure sufficient amount available for your monthly expenses.
(more)
Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Money
Hi Sir, I worked a small level company between 01.02.2018 to 30.04.2021. They paid standard EPF contribution of Rs. 1800/- from my side they deducting the same of Rs. 1800/-. After I exit the company I applied the EPF Withdrawl (both contribution) on 06.05.2023 and it was rejected by the officer and the reason was mentioned "Claim Rejeced EQUAL SHARE 07/18". The Employer deposit the July 2018 share in wrongly i.e. The deposited Rs. 1800/- in Employee Share and Rs. 1800/- employer Share and Pension is " 0 ". instead of Rs.1800/- as employee, Rs. 550/- as Employer and Rs.1250/- as pension contribution. When I sent a 2 continues mail to EPF they taking my query as a grivience and sent a query to the employer. But Still they not close the issue. How to I approch them to clear my claim. Because there is no mistake from my side. Thanks in Advance. Narayanan
Ans: I understand that your EPF withdrawal claim has been rejected due to an error in your employer's contribution. This is frustrating, but it is important to remember that you are not alone. Many people experience problems with their EPF claims, especially when their employers make mistakes.

When filing a grievance, be sure to provide clear and concise information about the issue. You should also include any relevant documentation, such as your EPF statement and the revised Form 11 from your employer (if you have one).

Once you have filed a grievance, the EPFO will investigate the matter and try to resolve it. This process can take some time, but it is important to be patient.

Here are some additional tips:

• Keep track of all your communication with the EPFO. This includes emails, phone calls, and visits to the office.
• If you are not satisfied with the EPFO's response, you can escalate the issue to the regional or national level. You can also mail on employeefeedback @ epfindia.gov.in for the redressal of your grievance.
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