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MCA graduate with limited budget dreams of studying in the US: What are my options?

Sushil

Sushil Sukhwani  |614 Answers  |Ask -

Study Abroad Expert - Answered on Aug 28, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
kalashnikov Question by kalashnikov on Aug 27, 2024Hindi
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I am currently studying MCA. I will be completing my MCA course in 2025. I want to go to USA and settle there. I want to go to USA to study masters first and then settle there itself. However, I am quite limited financially. My maximum Budget is 2lakhs. I lost hope yet I'm trying to find ways so that I can make my dream a reality. Any good suggestions?

Ans: Hi kalashnikov,

Thank you for reaching out to us. I'm glad to know that you want to pursue a master’s degree in the USA, which would certainly be a significant step forward in furthering your career. If limited finances are a concern, don't worry as there are many ways to fund your international education. Many universities in the USA offer scholarships for international students, with some covering up to 100% of the tuition fees. I would suggest contacting a study abroad counselor who can guide you through the process of applying for the various available scholarships. Additionally, you may consider applying for an education loan and manage your living expenses in the USA by working part-time as a student. Please consider all your options carefully before making a decision.

For more information, please visit our website: edwiseinternational.com
You can also follow us on our Instagram: @edwiseint
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My son studing mbbs (fina year) at kalkata medical college, want to study in abroad (USA) , How is it possible with financial assistance?
Ans: Hello Naba,

To begin with, thank you for contacting us. I am happy to hear that your son is currently pursuing the final year of MBBS at Kolkata Medical College and wishes to further study in the USA. To answer your question first, I would like to tell you that although a promising opportunity, pursuing medicine overseas, specifically in the United States involves substantial monetary constraints. Nevertheless, remember that your son could seek financial aid from numerous sources. I would recommend that he looks into the available grants or scholarships provided by private organizations or universities that aim to assist international medical students. Furthermore, although typically needing a cosigner who is a citizen or permanent resident of the US, there are student loans that are designed exclusively for foreign students attending US universities. Your son could explore these as well. Not just that, he could also engage in on-campus part-time jobs, this can be an excellent way to defray expenditures. To learn about the available possibilities and prerequisites for international students wishing to pursue medicine in the USA, I would suggest that your son conducts an extensive study and gets in touch with universities, offices offering financial assistance, as well as looks into the various scholarships offered.

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Sir, I have completed in BSC Nursing Now I'm in working my salary is 20k I want pursue job in US or Canada but I don't have that' much of money I attended the exam also,or any other opportunities please suggest
Ans: Hello Lijo,

To begin with, thank you for contacting us. I am glad to hear that you have completed your Bachelor’s of Science in Nursing and now want to work in the USA or Canada. To answer your question first, I would like to tell you that relocating from one nation to another for a job can be difficult, particularly when licensing tests and monetary constraints are entailed. There are a number of options available to nursing professionals looking for jobs in the United States or Canada. One such option is through programs viz., the NCLEX-RN for Canada or the NCLEX for the United States, which mandate clearing examinations as well as adhering to particular prerequisites for registration. Remember that loans, scholarships, or other forms of monetary assistance granted by organizations, institutions, as well as government programs with an aim to assist overseas candidates can help reduce the burden of financial restraints. Moreover, I would recommend that you look into the various sponsorship programs offered by healthcare organizations or institutions in the United States or Canada as they may provide opportunities to find employment and maybe assist in covering a part of the relocation costs. In addition, you can acquire meaningful information as well as advice through building connections within the nursing community, being a part of discussion groups, as well as getting in touch with experts who have undergone comparable experiences.

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Study Abroad Expert - Answered on May 09, 2024

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What are the scholarships available for students who want to pursue masters in USA ,especially who are freshly graduate from btech
Ans: Hello Anya,

To begin with, thank you for contacting us. I am glad to hear that you intend pursuing your Masters in the USA. As an answer to your query, I would like to tell you that there are a number of scholarships viz., the Fulbright-Nehru Fellowships, Tata Scholarship for Students from India, Fulbright Scholarships, Civil Society Leadership Awards (CSLA), Chevening Scholarships, Rotary Foundation Global Grants, Hubert H. Humphrey Fellowship Program, American Association of University Women (AAUW) International Fellowships, University-specific Scholarships, scholarships offered by private foundations and organizations, and Government Scholarships, that are available for students studying a Masters degree in the USA, particularly for the ones who have recently earned a Bachelor of Technology (B.Tech) degree.

Besides the ones mentioned above, there are a number of other scholarships available that you can consider applying to. I would recommend that you conduct an extensive study and apply to the scholarships that best resonate with your qualifications and objectives. Not just that, in order to acquire more precise details about the available scholarships and possibilities for monetary assistance, I would suggest that you get in touch with the admissions offices of the universities you intend applying to.

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Career Counsellor - Answered on Jul 22, 2025

Asked by Anonymous - Jul 22, 2025Hindi
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Sir , My son has got admission in M.tech & Phd both in Aerospace Engineering at BIT MERSA, M.tech computational Mechanics at Mahendra Ecole Hyderabad , M.Tech ( UAV) at DIAT( DEFENCE INSTITUTE OF ADVANCED TECHNOLOGY) PUNE. Have deposited fees at all institutions. Please suggest which one to choose.
Ans: Based on your son's interest, long-term goals & the insight provided here, he can choose the most suitable option he has: Among your four confirmed admits, each program excels across accreditation, faculty strength, infrastructure, placement outcomes, and student support yet differs in research orientation, industry alignment, and career trajectory. BIT Mesra’s Aerospace PhD offers Institute Research Fellowships of ?25 000/month (first two years) rising to ?28 000/month, NBA-accredited labs in propulsion and aerodynamics, and ISRO/DRDO–funded projects under PhD?qualified mentors, positioning graduates for academic and R&D leadership with over 90% PhD placement into premier research agencies. Its two-year M.Tech. stream similarly benefits from NIRF #48 ranking, NAAC accreditation, ?11.57 LPA average M.Tech placement, and robust departmental infrastructure. DIAT Pune’s M.Tech (UAV) is NAAC-‘A’–graded NIRF #63, with a focused UAV curriculum initiated in 2016, state-of-the-art remote-sensing and avionics labs, and 89% PG placement averaging ?19.5–20 LPA, driven by DRDO, GE Aerospace, L&T and private drone firms, plus strong DRDO campus recruitment and internships. Mahindra University’s M.Tech in Computational Mechanics, NAAC A++–accredited, offers a 15-student cohort, industry-co-designed simulations and FEM/CFD labs under École Centrale faculty, and a ?9.1 LPA average placement with peaks up to ?38 LPA, emphasizing practical internships and live projects through its Indo-French partnership. Student support at all three includes dedicated placement cells, technical clubs, and mentorship; BIT and DIAT add government?sector tie-ups, while Mahindra leverages global industry networks.

Recommendation: For a research?driven career and leadership roles in space R&D, pursue the PhD at BIT Mesra; for a defense-aligned UAV specialization with top placements and DRDO engagement, choose DIAT Pune’s M.Tech (UAV); if you prefer industry-oriented computational modeling in a global academic setting, opt for Mahindra University’s M.Tech in Computational Mechanics; M.Tech at BIT is best if you later decide to pivot to government research or pursue a PhD there. All the BEST for a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jul 22, 2025

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Sir, Is Integrated Msc(Mathematics & Computing) in OUTR,Bhubaneswar good for career perspective.
Ans: Dillip, Odisha University of Technology and Research's Integrated M.Sc. in Mathematics & Computing is a five-year UGC-approved and AICTE-recognized program accredited by NAAC-A grade, offering a unique blend of mathematical modeling, computational methods, and software development skills. The School of Basic Sciences & Humanities houses Ph.D.-qualified faculty engaged in interdisciplinary research projects, supported by modern computing labs and mathematical modeling facilities. OUTR holds NIRF ranking of 201-300 in engineering category and has achieved NBA accreditation for select programs, ensuring quality education standards. The program's placement cell has recorded an overall placement rate of 82-90% for recent batches with an average package of ?6.03 LPA, and Mathematics & Computing graduates specifically secured positions at TCS, Deloitte, Accenture, and similar firms in roles spanning data analysis, software development, and quantitative research. Student support systems include dedicated training cells, technical clubs, coding workshops, and comprehensive career guidance that prepare graduates for diverse roles in IT, finance, research, and emerging fields like artificial intelligence and data science.

Recommendation: Considering OUTR's solid institutional credentials, interdisciplinary curriculum, modern infrastructure, consistent placement performance, and comprehensive student support systems, pursuing the Integrated M.Sc. Mathematics & Computing at OUTR provides excellent career prospects in high-growth sectors like data science, software engineering, and quantitative finance, aligning well with India's expanding demand for mathematically skilled professionals. All the BEST for a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jul 22, 2025

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My son allotted in mnnit allahabad program Geoinformatics. He has done btech in cse. The same program offer in DTU delhi. Please suggest about this new program future and placement.
Ans: Ranjit Sir, MNNIT Allahabad’s M.Tech in Geoinformatics (GIS & Remote Sensing) is a two-year, full-time, AICTE-approved and NAAC-accredited program under a deemed university, led by civil and remote-sensing faculty collaborating with ISRO and IIT guest experts, with specialized labs for GNSS, ArcGIS, image processing and a Geospatial Innovation Cell supporting consultancy projects. Its graduates have secured an average placement rate of 90%+ and an average package of ?17.68 LPA over the last three years, with top recruiters including TCS, L&T, and government research agencies. Delhi Technological University’s M.Tech in Geoinformatics is a two-year, NAAC-‘A’-graded state university program housed within the Multidisciplinary Centre for Geoinformatics, featuring interdisciplinary research projects funded by DST and ISRO, modern laboratories for spatial data analytics and remote-sensing, and regular consultancy with government bodies. DTU reports an 85% placement rate with an average package of ?8.50 LPA, placing graduates in roles at MapmyIndia, NIC, and private geospatial firms. Both institutions provide robust student support through dedicated placement cells, technical clubs, and mentorship, but MNNIT’s higher package metrics reflect stronger industry ties and alumni networks, while DTU’s center emphasizes emerging research collaborations and part-time sponsorships. The geoinformatics sector in India continues to expand—driven by smart-city initiatives and precision agriculture—with entry-level salaries around ?4 LPA, mid-career ?6 LPA, and senior roles up to ?19 LPA, underscoring strong long-term growth.

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Career Counsellor - Answered on Jul 22, 2025

Asked by Anonymous - Jul 22, 2025Hindi
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My son did B.Tech in Electrical and Electronics from GITAM, HYD. Then completed M.Tech in AI from Bitspilani. Now doing MBA from NMIMS, Mumbai, one year completed, now my son has to choose specialization. He is stuck between Operations + DS and Finance. Please guide which specialization will be more promising and stabilize my son's career.He is currently working in TCS in AI & DS domain for 6 yrs.
Ans: An MBA specialization in Operations + Data Science builds directly on your son’s six years in AI & DS by combining analytics leadership with process optimization—skills vital to e-commerce giants, manufacturing leaders, and tech firms. India’s demand for data-savvy managers is surging: operations roles in supply-chain, logistics, vendor management, and reverse logistics now account for a substantial share of MBA placements, with top schools reporting 70–80 percent hiring in these domains. Meanwhile, Data Science MBAs are projected to face 36 percent employment growth through 2033, stepping into roles such as Chief Data Officer, Analytics Manager, and Business Intelligence lead. These positions leverage his technical acumen and drive digital transformation initiatives across industries. Conversely, an MBA in Finance unlocks paths into corporate finance, investment banking, risk management, and global asset management, where specialists command critical roles in capital allocation and strategic decision-making, with business-school placement rates of 75–85 percent in finance streams. Finance offers global mobility and high-visibility leadership tracks (e.g., CFO, Treasury Head), but it demands comfort with regulatory environments, capital markets, and financial modelling. Given his AI background, Operations + DS enables him to blend domain expertise and managerial skills, leading cross-functional teams and data-driven strategy execution, while Finance would require building deep domain knowledge from the ground up.

Recommendation: Leveraging his AI & DS experience, pursuing the Operations + Data Science specialization will most effectively stabilize and advance his career by aligning technical leadership with high-growth operations roles, whereas Finance suits those seeking traditional capital-markets trajectories. All the BEST for a Prosperous Future!

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