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Chocko Valliappa |544 Answers |Ask -Follow

Tech Entrepreneur, Educationist - Answered on Jun 21, 2025

Chocko Valliappa is the founder and CEO of Vee Technologies, a global IT services company; HireMee, a talent assessment and talent management start-up; and vice chairman of The Sona Group of education institutions.
A fourth-generation entrepreneur, Valliappa is a member of Confederation of Indian Industry, Nasscom, Entrepreneurs Organization and Young Presidents’ Organization.
He was honoured by the YPO with their Global Social Impact award in 2018.
An alumnus of Christ College, Bangalore, Valliappa holds a degree in textile technology and management from the South India Textile Research Association. His advanced research in the Czech Republic led to the creation of innovative polyester spinning machinery.... more

Question by Neera on Jun 19, 2025Hindi

Career

My son complete ECE which job is suitable? how to apply for

Ans: A degree in Engineering --in any branch -- can open up doors to many interesting careers. Your son's placement team can help you guide on the kind of jobs he can get. Let him talk to his teachers and friends to get their ideas and suggestions. Once he has an impressive bio data that lists his interests, he can start making application on the company websites, prepare hard for a job interview. Encourage him, motivate him and he will certainly find a good job. Wish him all the best.

Latest Questions

Radheshyam Zanwar |6810 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 18, 2026

Question by B - Feb 17, 2026Hindi

Career

Sir Iam going to write nios exam in june results awaited in July can I submit my marksheet later in jee counselling

Pankaj Vyavahare |6 Answers |Ask -Follow

Career Counsellor, Life Coach - Answered on Feb 18, 2026

Question by Suryansh - Feb 07, 2026Hindi

Career

I am student will be appearing for mht cet PCM examination in 2026, The name on my 10th marksheet and on my 12th hall ticket is different. The name on my 10th marksheet is "Suryansh" and on my hall ticket and aadhar card is "Shuryansh" will it pose any problem in getting admission in college if it will than what should I do now because the board examination will start from 10th of february and The name on the Cet form is same as the name on my board hall ticket. Please help, talked to many people but no one was helpful. What should be the necessary steps I should follow to get admission in college.

Ans: Namste, Suryansh to resolve your name discrepancies between your 10th marksheet and 12th hall ticket, you should immediately obtain an affidavit from classone Judicial Magistrate declaring both names belong to the same person. To do this you will need a notarized affidavit. Also contact your school as 10th Marksheet is usually considered the base Approach your regional board office (CBSE, State Board) to submit a correction application, where school’s approval is required.

Pankaj Vyavahare |6 Answers |Ask -Follow

Career Counsellor, Life Coach - Answered on Feb 18, 2026

Asked by Anonymous - Feb 06, 2026Hindi

Career

Sir kindly guide me about Jamia Millia College of Engineering and Technology. How is placement for CSE and your opinion about the college.

Ans: Namaste, The placement cell at Jamia Millia College of Engineering and Technology is highly active, it witnessed robust placements. We always sees the past records of placement, here in 2024-2025 it shows good plaecement in CS branch. Considering the shift in international IT market, policies of USA and current AI Powered Global economy May affect on CSE placement.

Naveenn Kummar |264 Answers |Ask -Follow

Financial Planner, MF, Insurance Expert - Answered on Feb 18, 2026

Question by Vijay - Jan 08, 2026Hindi

Money

Dear Sir.......I had invested in the NFO (in February 2021) of SBI Retirement Fund. After completion of five year locking period in February, 2026, the Units will now be available/free, for redemption. The investment was aimed for long term to built up a retirement portfolio for my two children who works in private without any pension provision in their employment. This fund has so far given moderate returns during last five years. Please suggest whether I should continue the investment in the same above SBI fund OR to have better investment returns it is advisable to re-invest the redemption value in different category of Mutual funds with obvious goal of a long term investment of over 20-25 years. Diversification in different MFs will also facilitate to avail yearly benefit of long term capital gain on redemption and then re-investment. Please also suggest names of MFs in different categories.

Ans: Dear vijay ,

Dear Vijay
Atal pension yojana can be considered for future pension. Please enroll for pmjjby and pmjay for your children . sbi retirement funds you can continue without redeeming or switching to avoid long term captial gain . you can explore tax harvesting 1.25 lakhs per year and renivest in felxi , balanced and mutiasset along with fresh investments

please consult mutual fund distributor for selection and review from time to time and also suggest protfolio for creation of corpus and take swp as alternative to pension

please note to stay invested in mutual fund for7-15 years horzion long term , short term it will be volatile and you cannot expert retruns immediately

Naveenn Kummar
AMFI Registered Mutual Fund Distributer Arn -284662| Qualified personal Financial Professional |Certified Retirement Advisor
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

Naveenn Kummar |264 Answers |Ask -Follow

Financial Planner, MF, Insurance Expert - Answered on Feb 18, 2026

Question by Hemant - Jan 08, 2026Hindi

Money

My daughter started earning and currently earning 70k per month.. For her long term prospective. What should be the investment amount to create a healthy wealth over the years. Please suggest mutual funds to invest and shares portfolio for long term basis. At present she is holding SBI and Tata Motors.

Ans: Dear Hemant ,

Congratulation that your daughter started earning . Please focus on individual health insurance cover , term plan ,personal accident with disability , critical illness apart from corporate insurance. Start creating 6 months emergency cover that is 6 months of salary in fixed deposit / liquid mutual funds . A small part 10 to 20k can be invested in mutual funds as sips. Dont venture or jump in stocks at this stage . Atal pension yojana can be considered for future pension. Please enroll for pmjjby and pmjay.

please consult mutual fund distributor for selection and review from time to time

please note to stay invested in mutual fund for7-15 years horzion long term , short term it will be volatile and you cannot expert retruns immediately

Naveenn Kummar
AMFI Registered Mutual Fund Distributer Arn -284662| Qualified personal Financial Professional |Certified Retirement Advisor
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

Pankaj Vyavahare |6 Answers |Ask -Follow

Career Counsellor, Life Coach - Answered on Feb 18, 2026

Asked by Anonymous - Feb 17, 2026Hindi

Career

Sir my Son got a percentile of 94.98 in JEE Mains.which colleges is he eligible for in CS branch

Ans: Namaste, To answer this question i assumed or consider it as General category candidate, 94.98 Percentile shows its difficult to get CS in top tier colleges. Work on IIIT/GFTI/ and mid-to-lower-tier NITs.

Naveenn Kummar |264 Answers |Ask -Follow

Financial Planner, MF, Insurance Expert - Answered on Feb 18, 2026

Question by Ram - Jan 08, 2026Hindi

Money

I have invested in Nippon india large cap fund regular growth 16 months ago. Its returns are poor? should I exit from this?

Ans: please consult mutual fund distributor for selection and review from time to time

please note to stay invested 7-15 years horzion long term , short term it will be volatile and you cannot expert retruns immediately

Naveenn Kummar
AMFI Registered Mutual Fund Distributer Arn -284662| Qualified personal Financial Professional |Certified Retirement Advisor
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

Naveenn Kummar |264 Answers |Ask -Follow

Financial Planner, MF, Insurance Expert - Answered on Feb 18, 2026

Question by Rajesh - Dec 15, 2025Hindi

Money

Hello and namaskar.. I am 36 years old. Need your guidance in the following funds- (a) parag parekh flexi cap - 7500/- per month (B) GROWW nifty midcap 150 index fund -2500/- per month (C) mirae asset ELLS tax saver -5000/- (D) pGIM india mid cap opp. Fund -5000/- (E) quant small cap fund-4000/- (F) ICICI prudential equity and debt fund - 3000 (G) HDFC FLEXI CAP FUND - 4000 (H) Uti nifty 50 index fund - 5000 Additionally I want to invest 1lakh annually. Tell me where to invest this additional amount. These funds are ok or I should exit from any fund and invest in any other fund.. I want to get 2 crore till the end of 2035. Am I going on the right track.. kindly suggest

Ans: Dear Rajesh,
Avoid index fund and concentration in elss funds , you can consider flexi and multiassets for new investements . Small cap you can consider bandan ,axis or nippon please consult mutual fund distributor for selection and review from time to time
Naveenn Kummar
AMFI Registered Mutual Fund Distributer Arn -284662| Qualified personal Financial Professional |Certified Retirement Advisor
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

Naveenn Kummar |264 Answers |Ask -Follow

Financial Planner, MF, Insurance Expert - Answered on Feb 18, 2026

Question by Chalasani - Dec 21, 2025Hindi

Money

Hi Sir this is Sudheer for the past 4 yrs I am investing 25K in Mutual funds through SIP. Now I want to increase another 5K and i want to invest in HDFC mutual fund. Which is the best fund in HDFC for getting higher returns can you please suggest.

Ans: Dear Chalasani
you can consider flexi , balanced and multiassets for new investements,please consult mutual fund distributor for selection and review from time to time

please note to stay invested 7-15 years horzion long term , short term it will be volatile

Naveenn Kummar
AMFI Registered Mutual Fund Distributer Arn -284662| Qualified personal Financial Professional |Certified Retirement Advisor
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

Naveenn Kummar |264 Answers |Ask -Follow

Financial Planner, MF, Insurance Expert - Answered on Feb 18, 2026

Question by subhash - Dec 17, 2025Hindi

Money

I am 52 years govt. employee. I need your suggestion for investing 10 lacs in Mutual funds for 5 years. Please advise good funds.

Ans: Dear Subhash
you can consider flexi , balanced and multiassets for new investements,please consult mutual fund distributor for selection and review from time to time

Naveenn Kummar
AMFI Registered Mutual Fund Distributer Arn -284662| Qualified personal Financial Professional |Certified Retirement Advisor
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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