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Should I send my son to Canada to study computer science after class 11?

Sushil

Sushil Sukhwani  |555 Answers  |Ask -

Study Abroad Expert - Answered on Aug 16, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Jul 07, 2024Hindi
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Career

My son is in class 11, he has opted for subjects like physics, chemistry, mathematics with computer science. He was very much keen to pursue computer science engineering, but he is quite demotivated after coming to new class, because of the competition around (in India), the education system etc. he feels that it is much better and a bit easier in other countries like Canada. Is it true? He gets frustrated and says that he should have been in some other country etc. he is in studying in CBSE board. Could you list the facts about Canadian education system? The challenges etc. So that I can support my opinion and encourage him to focus on his school education in India. And could you please provide some details of foreign universities where he can go for his Bachelors in computer science? He is also interested in Finance. So that he can start shortlisting the universities based on criteria and expenses. That ways he will be more focused from now.

Ans: Hello,

First of all, thank you for reaching out to us. To answer your question, sending your son abroad to study is definitely a good idea worth considering when thinking about his higher education. Countries like Canada offer excellent academic programs, diverse cultural experiences, and opportunities for career advancement that can be really great for a student.

For more information, you can visit our website: www.edwiseinternational.com
You can also follow us on our Instagram page - @edwiseint
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Study Abroad Expert - Answered on May 17, 2023

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Sir, my son has just completed his 12 class in commerce stream. We wish to send him abroad for studies and permanent settlement there. Our focus is on Canada. Please guide us and tell us the valuable diploma courses in good colleges and fee structure and other costs. Also advise if we send him after the graduation.
Ans: Hello Lakhbinder,

Thank you for contacting us. It can be a thrilling opportunity to send your son to study and live permanently overseas. Owing to its excellent educational system and friendly culture, Canada is a popular choice for overseas students. You can plan by following the advice provided here:

1. Certificate Programs: In Canada, "community colleges" or "colleges of applied arts and technology" are where diploma courses are commonly offered. These colleges offer education that is both practical and career-focused. A few worthwhile diploma programs in the area of commerce include: Business Administration, Marketing Management, Supply Chain Management, International Business, Human Resource Management, Accounting and Finance.

2. Good Colleges: Numerous reputable colleges in Canada offer diploma programs and Bachelors. Several well-known organisations with programs in commerce include: Humber College, George Brown College, Seneca College, Sheridan College, Centennial College. Making an educated choice, however, requires thorough research and comparison of colleges based on their program offers, standing, professors, and campus amenities.

3. Fee Structure and Additional Costs: Depending on the institution, program, and location, the price structure and other charges may change. In general, tuition costs for international students will be greater than for domestic students. The typical yearly tuition costs for overseas students in Canada, as of the cutoff date in September 2021, range from CAD 15,000 to CAD 35,000, depending on the program and institution. Depending on the city and lifestyle, a person's annual living costs—which include housing, food, transportation, and healthcare—can range from CAD 10,000 to CAD 15,000.

4. Graduation vs. Diploma Courses: If your son has just finished his 12th grade, he might think about enrolling in a diploma program right away. In Canada, diploma programs are intended to give students specialised knowledge and skills for particular professions. But if you'd prefer that your son continue his education, he can earn his graduation (Bachelor's degree) in Commerce in India before looking into opportunities for postgraduate study in Canada, such as Post Graduation Diploma Program or a Master's or MBA.

It's important to take into account aspects like eligibility requirements, visa procedures, scholarship or financial aid choices, and employment opportunities both during and after studies when making the decision to send your son to Canada.

For the most recent information and advice on immigration laws, study permits, and settlement procedures, it is also advised to speak with an educational advisor or get in touch with the Canadian embassy or consulate.

For more information, you can visit our website.

..Read more

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I am seeking guidance on my current financial situation. I am 50 years old, with a net take-home income of 1.42 lacs per month, while my wife earns approximately 75k monthly. We have two daughters pursuing higher education, with annual fees totalling 6.10 lacs. In the wake of the COVID-19 pandemic, I faced a significant setback when I was unable to pay my home loan EMI, leading me to opt for a moratorium. Despite having already paid approximately 43.85 lakhs towards my home loan of 58.50 lakhs taken in 2017, the principal outstanding has astonishingly increased to 59.45 lakhs. I now find myself committed to an EMI of 65,000 monthly, further straining our financial resources. To cover both my daughters first-year college fees, I took out a gold loan of 5.5 lakhs, for which I currently pay 50,000 a month. I had invested in a family health insurance policy with Star Health, covering 10 lakhs, but due to poor service I stopped paying my premium, which had an accrued value of 17.50 lakhs. I hold a provident fund account with a balance of 2.5 lakhs. I am concerned about planning for my elder daughter's wedding in the next 2 to 3 years and my retirement. I would appreciate any advice or strategies you could provide to help me navigate this situation effectively.
Ans: Hello;

Try and understand from the home loan lender as to how 59.45 L principal is overdue despite paying a sum of 43.85 L, despite factoring 80% of this as interest payment, the overdue principal should be below 50 L.

Double check if this is as per the terms of moratorium.

If you are not satisfied with replies from the lender escalate the matter to the highest authority at lender or RBI.

Lender can't behave irrationally just because you availed moratorium during COVID.

In my view you should have just sold the gold rather then taking loan against it.

That way you could have lessened EMI burden on your finances and ensured investments for retirement and other goals.

Unfortunately we have a tradition of attaching emotional value to precious metals and real estate.

The best "jewellery" you can offer to your kids is good education, which you have already done.

In matters of health insurance never discontinue a policy due to dissatisfaction with the insurer, port it to another insurer, 1.5/2 months before the renewal date so that your benefits remain intact. Now you may be need to find another health care insurance.

You may begin a monthly sip of 25-30 K in diversified large cap oriented mutual fund for 5 years.

Also give a thought to NPS, you can contribute till 70 age, for retirement pension.

Best wishes;

...Read more

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