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Mayank Rautela | Answer |Ask -Follow

HR Expert - Answered on Jun 24, 2023

Mayank Rautela is the group chief human resources officer at Apollo Hospitals.
A management graduate from the Symbiosis Institute of Management Studies with a master's degree in labour laws from Pune University, Rautela has over 20 years of experience in general management, strategic human resources, global mergers and integrations and change management.... more

Question by Rahul on Jun 16, 2023Hindi

Career

I am 56 year old, been working as a channel partner with private bank / NBFCs procuring commercial vehicle finance business for them. Business was down since 2015 due to various reasons, after covid lockdown it is almost down to zero. Been desperately looking for some business - which is low investment and can go on for another 12-15 years. Please suggest. I have PG Dip in Management. My experience has been direct selling office equipment / financial products (5-7 years) and my last job (from 1998 - 2010) was with a Tata commercial vehicles dealer as Manager Hire-Purchase -my job was to arrange finance for customers buying the product.

Ans: You can approach NBFC and banks for relevant jobs

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Question by Rizwan - Sep 07, 2023Hindi

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My age is 56 years. I have served 25 years experience pharma sales & marketing in gulf countries worked and managed for reputed companies (MNC) of the under different profiles . Die to age , i am not getting a suitable job now for more than a year.due to pandamic i got stuck here in India. I tried my best to with a pharma retail and distribution business its all in no loss no profit. I want to start something to earn a decent income. Kindly suggest suitable business idea with least investment. Thank you

Ans: I have suggested approaches to take with respect to identifying and validating business ideas to previous Rediff users. Kindly go through the same. There are several opportunities but you need to focus on those which are
1) relevant to your experience, expertise,network, passion,
2) take into account finance available or that can be organised by you, plus
3) offer growing prospects.
Pharma and healthcare itself is such a growing industry India from manufacturing to diagnostics to sales and marketing to exports and more.

Pradeep Pramanik | Answer |Ask -Follow

Career And Placement Consultant - Answered on Aug 14, 2024

Question by Asif - Sep 08, 2023Hindi

Career

Hii sir, I am 43 year. I jobless since last 5years . I have experience in manufacturing industry like Tata motors and Mahindra over 13 years of experience I want to start my business no Idea. please suggest a profitable business . please suggest me best jobs or business I will do.i am in trouble not getting even a dicision. Needed your reference ,help, support to do. Please do the needful for

Ans: Dear Mr. Asif, As you had worked for two good automobile companies in their mfg units , your experience will be useful for any other automobile company however as you are not in job for the past 5 yrs , Many companies don't prefer candidates who are not in job hence to get a job in Company may not be easy but your experience will support you to get into good automobile dealerships in their service deptt. Starting a new business is risky and requires huge fund. In case you are so interested , you may start a service centre for vehicles of your domain.

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HR, Workspace Expert - Answered on Oct 03, 2023

Question by KC - Sep 29, 2023Hindi

Career

I am 56 years old having working experience of almost 28 years in various private organisations. Primarily worked in administration with senior management. Since Corona pandemic, I am remained unemployed due to various reasons, most importantly age factor. Looking forward to do some sort of business in parnership or individually. But not able to finalise a deal/field to work with. Kindly guide me suitably the best options available to me. Thank you

Ans: Dear KC,
I would suggest you to stick to the options where you have relevant experience as you would be reaching super annuity shortly.

Patrick Dsouza |1429 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Apr 24, 2025

Asked by Anonymous - Apr 22, 2025

Career

I'm a 46 yr old M.com having a Warehouse business since 25 yrs which is generating low income since pandemic. I have not done any other work. In my college days. I was keen on a Finance career but it didnt materialize due to personal reasons. I dont have any knowledge or experience but I want to take up a job so pls kindly advise what I can do now in this stage of life. Pls guide.

Ans: Look at options of doing a job as well as starting on your own. On your own you can try to be financial advisor or insurance/mutual fund agent after doing relevant courses. For a job, contact a placement agency to find what course you should do so that you can be job ready.

Latest Questions

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 23, 2025

Asked by Anonymous - Dec 12, 2025Hindi

Career

Hello, I am currently in Class 12 and preparing for JEE. I have not yet completed even 50% of the syllabus properly, but I aim to score around *110* marks. Could you suggest an effective strategy to achieve this? I know the target is relatively low, but I have category reservation, so it should be sufficient.

Ans: Hi
avoid negatives and work on your strong subject & topics.

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 23, 2025

Question by Atul - Dec 21, 2025Hindi

Career

Sir, I passed my intermediate exams from the UP Board in 2024, but due to health issues, I couldn't appear for JEE and JEE Advanced in 2024. However, I gave my first attempt at JEE Advanced in 2025. Am I eligible for JEE Advanced in 2026? Please guide me, sir.

Ans: Hi
you won't be able to appear for the advanced in 2026

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 23, 2025

Question by vaikasi - Nov 01, 2025Hindi

Career

I took pcb in 12 along with Artifical intelligence . how can i take cs in btech

Ans: Hi
You can take B.Tech in Computer Science even after PCB + Artificial Intelligence, but the path is a little different because Mathematics is compulsory for regular B.Tech CS in most colleges. Clear Mathematics via NIOS (or CBSE Private) but it will not be possible at IITs, NITs, IIITs require Maths in regular 12th, so they remain closed.

You can appear 12th from the other board.

Mayank Chandel |2580 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 23, 2025

Asked by Anonymous - Dec 12, 2025Hindi

Career

My name is last name + first name in school certificate. In other certificates it is first name+last name . Will there be a problem?

Ans: Hi
nothing to worry about. It can be dealt with the help of an affidavit.

Radheshyam Zanwar |6755 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Dec 23, 2025

Question by Khushi - Dec 23, 2025Hindi

Career

College m kisi exam m lge ufm ka hmare future ke kisi bhi exam m chahe competative ho ya fr koi or university ki uska kya prabhav pdta h

Ans: If UFM (unfair means) is recorded in a college exam, it can negatively affect your future exams only if it appears on official records or transcripts; otherwise, most competitive exams and other universities do not consider it. It is better to stay cool, calm, and quiet and focus on the course for which a student is preparing.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6755 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Dec 23, 2025

Question by Khushi - Dec 23, 2025Hindi

Career

Sir, I passed my Class 12th in the 2023–24 session with very low marks because at that time I did not know about JEE. After that, for two years I worked in the finance field with my uncle. Later, due to my interest in engineering, I wanted to get admission to a good engineering college. That is when I came to know about IIT JEE 2026. When I checked the JEE eligibility criteria, I saw the 75% requirement, but because my health was not good during my board exams, my marks were very low. So, I am reappearing for Class 12th in the 2025–26 session. My question is: will I be eligible to appear for JEE Advanced?

Ans: No. You are not eligible for JEE (Adv). You have already used two attempts (i.e., 2024 and 2025), whether or not you appeared does not matter. Only two successive attempts are allowed for a candidate who clears the 12th grade in a particular year. You cleared your 12th grade in 2024.

Suggestion- Instead of running behind JEE exams, take admission to any good engineering college via a state-level engineering entrance test, which is easier than JEE.

Good luck.
Follow me if you receive this reply.
Radheshyam

Purshotam Lal |70 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Dec 23, 2025

Asked by Anonymous - Dec 02, 2025Hindi

Money

I am a retired person 65 years. Sold a property . After paying LTCG tax , I will have 1.25 Cr to invest. Q1 - Should I pay LTCG tax and invest balance or avail 54c limit of 50 lakhs and invest balance. Q2- Pls suggest investment so that I get 1lakh per month.

Ans: For your question no. 1 please consult a tax consultant or a Chartered Accountant. Regarding earning Rs 1 L per month, you may need to contact a Certified Financial Planner and/or Certified Investment Adviser as at present it is not feasible to earn Rs 1 L per month on your proposed investment from the Fixed Income Instruments like Bank FDs. Therefore you need to plan and look for other investment options like Mutual Fund etc, however you should note that MF Investments are subject to market risks etc.
Best wishes.

Purshotam, CFP®, MBA, CAIIB, FIII
Certified Financial Planner
Insurance advisor
www.finphoenixinvest.com

Purshotam Lal |70 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Dec 23, 2025

Asked by Anonymous - Nov 30, 2025Hindi

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Sir, My age is 45 now. I want to shift my career into IT. what can be done. Also want to retire in 53 age. Salary gross 95500 INR . May I choose mutual fund sip but in whose sip? Sbi, ICICI ?

Ans: About your shifting the job, I am not the right person to guide you. However as you wish to retire after 8 years, it can be discussed with a certified financial planner after taking all the required input about your past investments, present status of such investments, your life goals and prospects of increase in your incomes going forward. Choosing a mutual fund will come after having completed that exercise. SBI & ICICI are definitely bigger mutual fund companies but there are around 45 MF companies at present in India.

Purshotam, CFP®, MBA, CAIIB, FIII
Certified Financial Planner
Insurance advisor
www.finphoenixinvest.com

Samraat Jadhav |2522 Answers |Ask -Follow

Stock Market Expert - Answered on Dec 23, 2025

Asked by Anonymous - Nov 12, 2025Hindi

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I have been allotted shares under QIB. But the allotment was more I could pay nearly 80 percent remaining 20 I am finding funds shortage and unable to pay now. Allotment through standard chartered securities india limited. They will refund the amount after deducting penalty? How to proceed,I am dealing with genuine firm?

Ans: no, its a scam. There is no such concept of partial payment in IPO

Samraat Jadhav |2522 Answers |Ask -Follow

Stock Market Expert - Answered on Dec 23, 2025

Asked by Anonymous - Dec 15, 2025Hindi

Money

Hi sir IPO shares are allotted and around 15% amount is blocked. Due to fund issues, I’m unable to pay the remaining amount. What will happen if I don’t pay? Will the blocked amount be released or any penalty applicable?

Ans: there is no such concept of minimum amount block for IPO, this is a Scam, please stay away from such applications and save your hard earned money.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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