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Chandu

Chandu Nair  |65 Answers  |Ask -

VC, Angel Investing, Entrepreneurship Expert - Answered on Nov 14, 2023

Chandu Nair advises entrepreneurs and enterprises about creating and building their business.
He has direct experience in angel, venture capital and strategic investor funding. Over the last three decades, he has made a name for himself in industry, consultancy, media and information services.
Nair is on the advisory boards of the Chennai-based private equity firm Fulcrum and the social impact fund, Menterra. He's an independent director on the board of India's first retail building products company, Shankara Building Products Limited.
He was the co-founder of Scope e-Knowledge Center, a pioneering knowledge process outsourcing company, as well as the co-founder of a business-to-business e-commerce venture, both of which he successfully exited.... more
Rizwan Question by Rizwan on Sep 07, 2023Hindi
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Career

My age is 56 years. I have served 25 years experience pharma sales & marketing in gulf countries worked and managed for reputed companies (MNC) of the under different profiles . Die to age , i am not getting a suitable job now for more than a year.due to pandamic i got stuck here in India. I tried my best to with a pharma retail and distribution business its all in no loss no profit. I want to start something to earn a decent income. Kindly suggest suitable business idea with least investment. Thank you

Ans: I have suggested approaches to take with respect to identifying and validating business ideas to previous Rediff users. Kindly go through the same. There are several opportunities but you need to focus on those which are
1) relevant to your experience, expertise,network, passion,
2) take into account finance available or that can be organised by you, plus
3) offer growing prospects.
Pharma and healthcare itself is such a growing industry India from manufacturing to diagnostics to sales and marketing to exports and more.
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Harsh

Harsh Bharwani  |73 Answers  |Ask -

Entrepreneurship Expert - Answered on Aug 11, 2023

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Hi Harsh, how are you. I am working as a quality control manager in pharma industry with total experience of 14 year. After first lock down i were started my own business of agriculture inputs with my job and also working as a astrologer on Astrotalk but I am not happy with all of this. I love to travel and in all my job business I dont have time for me. Can you please suggest me some job or business in which I earned decent money (near about 50K) with lots of time to travel all around world right now I an earning near about 3lakh per month but I lost my time, relation, friends and every think which I earned before money. My age is 36 right now.
Ans: 4 types of trip jobs There are numerous different ways to travel while working. All of the trip jobs listed in this composition fall into one of the following orders Digital rambler jobs Jobs that pay to travel Expats working and traveling abroad Rambler jobs Some types of trip jobs bear a high position of moxie, and some are not as flexible as others. still, they all give you the means to cover some( or each) of your trip charges.

1. Digital rambler jobs Digital gadabouts are people who travel while working online. As a result, digital rambler jobs give an enormous quantum of inflexibility and independence when traveling. exemplifications of digital gadabouts include freelance inventors, graphic contrivers, and drop shippers. With this type of trip job, all you need is a dependable internet connection and a laptop. You can travel to the stylish digital vagabond metropolises and work from coffee shops, hospices, or co-working spaces. The jobs are frequently completely remote.

2. Jobs that pay to travel This type of job encompasses traditional trip jobs, generally in the hospitality and tourism diligence. exemplifications of jobs that pay to travel include voyage boat workers, flight attendants, and stint attendants. These jobs frequently mandate when and where you get to travel and frequently give free accommodation. So while there’s lower freedom than in digital rambler jobs, these jobs may be easier to get if you have previous experience working in hospitality.

3. Expats working and traveling abroad The term “ expat ” stands for “ émigré. ” It refers to people who are citizens of one country but decide to live and work in another country. exemplifications of expat trip jobs include English preceptors, au dyads, or government workers. Expats might live in other countries for just a many months or times at a time. So, if you’d prefer to work outside your home country and sink your teeth into a new culture or language, this may be the dream job for you.

4. Rambler jobs Let me give it to you straight Rambler jobs are presumably the least glamorous, taking you to work long hours for a minimum pay envelope. exemplifications include bartenders, hotel workers, and probing preceptors. Still, this type of trip job has a lot of benefits. These entry- position trip jobs don’t generally bear a computer or council degree. They also give plenitude of inflexibility so you can travel at your own pace. Plus, chancing original work while traveling is one of the stylish ways to meet intriguing people and experience different societies. 25 stylish trip jobs to make plutocrat while traveling the world Now that you understand the types of trip jobs available, let’s dive a bit deeper. Then are 25 of the stylish jobs for people who like to travel. Let’s launch with jobs that you can do with just a laptop and an internet connection.

5. Digital rambler jobs
1. Web design/ development A common job for digital gadabouts is web design and development. To start, learn how to produce a website. Or try searching for jobs on spots like GitHub Jobs and Up work.
2. Writing These days, it’s possible to make plutocrat writing about nearly anything. Look for jobs on spots like Freelance Writing, Blogging Pro, and Pro blogger. Freelance Writing Jobs
3. Graphic design Do you love graphic design? Why not turn your passion into a job that covers your trip costs? You can find graphic design traveling jobs on spots like Freelancer and Dribble. Dribble Graphic Design Jobs
4. Trip blogger numerous people make plutocrat with trip blogging. still, it can take time to make a sustainable income from this source. To find out further, check out How to Start a trip Blog.
5. Drop shipper might just be the stylish job to travel the world. It’s a hands-off approach to dealing physical products online. You manage your store and promote products to your target request. also, your supplier will transport the products to guests on your behalf. To get started and gain experience, read How to Start a Drop shipping Business.
6. Online tutoring/ instructor tutoring online is one of the stylish trip jobs, thanks to its low hedge to entry.However, you can be over and running in no time, If you’re a native English speaker and love to educate. To learn more, check out our full-length companion, Online Teaching Everything You Need to Know.
7. Online translator still, consider getting an online translator, If you’re fluent in further than one language. This job makes it easy to travel while working. Plus, there are plenitude of websites out there to help you find implicit guests, similar as Translators Base. Translators Base Job Boards
8. Digital marketer in numerous businesses need help with digital marketing. Like numerous of the stylish trip jobs, digital marketing is not commodity you can learn in a week or two. still, there are plenitude of free coffers online to help you come a digital marketer and make big bucks while traveling! Get started with this composition Digital Marketing Made Simple The Complete freshman’s companion.
9. Programmer If you know how to decode — or you would love to learn — you could travel the world while working as a computer programmer. There are plenitude of websites out there that educate programming, similar as Free Code Camp,Code.org, and Code Academy.
10. Virtual adjunct numerous businesses and individualizes hire people to help them with executive tasks, like scheduling and responding to client inquiries. These people are known as virtual sidekicks. To learn more, check out How to Come a Virtual Assistant.
11. client service agent Are you great with people? Do you have plenitude of tolerance and a genuine desire to help? Tons of businesses hire remote client service agents. To find client service jobs, check out remote job boards like Flex Jobs, Just Remote, and We Work Ever. We Work Ever Jobs that pay to travel Do you want to travel for a living? Then are some jobs with trip openings.
12. Yacht worker This trip job nearly sounds too good to be true. You can travel for a living on some rich person’s luxury yacht — you just have to earn your upkeep as a deckhand or slave! The yacht is like a free house because you do not pay rent. Look for yacht trip jobs on spots like Ya crew and Blue water.
13. Cruise boat worker still, consider working on a voyage boat, If you ’d rather sail on a bigger boat. This type of trip job provides plenitude of work openings. For illustration, you can work as a server, bartender, cleanser, lifeguard, or musician. Try searching for jobs on websites like All voyage Jobs, Indeed, and Cruise Job Finder. Jobs That Pay to Travel All Cruise Jobs
14. Flight attendant Working as a flight attendant provides plenitude of openings to travel different countries, with airline and hostel abatement to charge! still, the hours can be long, and spurt pause is a common circumstance. You can find flight attendant openings on Indeed and Airline Career.
15. shooter Photography could be your round the- world ticket. It’s not easy to turn this hobby horse into a career, but numerous people achieve it every time. Make sure to specialize in a niche geared for trips, similar as destination marriages or trip photography. To learn more, check out this companion on How to Start a Photography Business. Expat jobs still, consider living abroad long term with these trip jobs, If you want to immerse yourself in a different culture.
16. English schoolteacher To come an English schoolteacher, it’s likely you’ll need a TEFL( educate English as a foreign language) instrument. Find out further on TEFL’s website or look for jobs on Go Overseas. Jobs Related to trip TEFL.
17. Scuba diving educator Do you love scuba diving? If you get good, you could educate scuba diving each over the world, from India to Iceland. To learn more, check out the Professional Association of Diving preceptors or look for jobs on Dive zone and Go Abroad.

..Read more

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Kanchan

Kanchan Rai  |538 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 12, 2025

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Relationship
Dear Kanchan .. Generally it happens to me, when I have to attend any hearing before courts/ Tribunal, I become more stressed till the hearing is completed. Please suggest
Ans: It’s entirely normal to feel stressed before court or tribunal hearings. These situations can be intimidating, and the anticipation of the unknown adds to the anxiety. But it’s crucial to manage this stress to ensure you perform at your best and protect your mental well-being.

Start by preparing thoroughly for the hearing. The more you know about the case, the arguments, and the possible questions, the more confident you’ll feel. Practice your statements or answers, perhaps with a colleague or in front of a mirror. Visualization can also be powerful—imagine yourself confidently presenting your case and everything going smoothly.

On the day of the hearing, use deep breathing techniques to calm your nerves. Inhale slowly through your nose, hold for a few seconds, and exhale through your mouth. Repeat this several times to reduce anxiety. Positive affirmations can also help. Remind yourself that you are well-prepared and capable of handling the situation.

If the stress is overwhelming, consider grounding exercises, such as focusing on your five senses—what you see, hear, feel, taste, and smell at the moment. This can help anchor you in the present and prevent your mind from spiraling into worst-case scenarios.

After the hearing, practice self-care. Engage in activities that help you relax, like a walk, listening to music, or talking to someone you trust. If this anxiety persists or intensifies, seeking support from a mental health professional can help you develop more personalized coping strategies.

I

...Read more

Kanchan

Kanchan Rai  |538 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 12, 2025

Asked by Anonymous - Feb 08, 2025Hindi
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Relationship
My boyfriend is of a complete different religion and caste as mine. We met at work. In my past i have had only one relationship in which i got cheated on....so was skeptical on dating again. Now its been 8 months in this new relationship where he convinced me to give a try. He's a gem of a person but now he is telling melive in the present i dont know about the future. I love you n want to date you but idk about the future if my family wants me with someone i may have to end this. What do i do i am so attached for he has given me all the love n care. Please help
Ans: Right now, you need to be honest with yourself about what you want. If you’re looking for a committed future and he’s unsure, it’s essential to recognize that this uncertainty may continue to cause you pain. If you choose to stay, prepare yourself for the possibility that his family might influence his decision, and it could end in heartbreak. On the other hand, if you feel that the love and care he’s giving you right now are worth the risk, then decide to cherish the present moment while being mentally prepared for whatever may come.

Have an open and heartfelt conversation with him. Let him know how his uncertainty makes you feel, without pressuring him for a commitment. This isn’t about forcing him to decide but about understanding each other’s emotional needs and boundaries. If he truly values the relationship, this conversation might give him a deeper perspective on how his indecision affects you.

It’s important to protect your emotional well-being. If his stance remains the same and you find yourself growing more anxious and hurt by the uncertainty, then you might have to consider whether staying is good for your mental and emotional health. Sometimes letting go, even when it hurts, is the most loving thing you can do for yourself.

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Kanchan

Kanchan Rai  |538 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 12, 2025

Asked by Anonymous - Feb 12, 2025Hindi
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Relationship
My wife 55 is unable to cope up with death of our elder son aged 27 around 2 yrs ago and is always in deep regress remorse uninterested in any daily chores including sex. I wish to move on .. Suggest way out...
Ans: Two years might seem like a long time, but grief doesn’t follow a timeline. For some, it can take much longer to even begin the process of healing, especially when it involves the loss of a child. It’s not unusual for grief to cause a complete shutdown, and that’s likely what’s happening with your wife. She’s stuck in a cycle of regret and remorse, unable to find a way out.

While you also carry the weight of this loss, your need to move forward is natural. It’s crucial to understand that wanting to heal and live again doesn’t mean you’re forgetting or dishonoring your son. It simply means you’re choosing life amidst the pain. The challenge is to find a way to do that without feeling guilty and without leaving your wife behind.

Encouraging her to seek professional help, such as grief counseling or therapy, could be a significant step. If she’s resistant, consider starting therapy for yourself first. Sometimes when one partner begins to heal, it opens the door for the other to consider healing too. Couples grief counseling could also provide a safe space for both of you to express your pain and find a way forward together.

Patience and understanding are crucial, but so is communication. Gently express to her how much you miss her presence and how you’re struggling too. Let her know you want to find a way to live again while still honoring your son’s memory.

Moving on doesn’t mean moving away from your son’s memory—it means learning to carry it in a way that doesn’t consume you. It’s a delicate balance, and seeking support can help you both find it.

...Read more

Yogendra

Yogendra Arora  |5 Answers  |Ask -

Tax Expert - Answered on Feb 12, 2025

Asked by Anonymous - Feb 11, 2025Hindi
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Money
Hey, I am a freelance graphic designer based in Mumbai. I’m 40 and I've recently transitioned from a full-time job to freelancing, and I’m struggling to understand how to manage taxes on my variable income. My annual earnings are 8-15LPA approx. Are there any deductions specific to freelancers? Also, how should I plan for quarterly tax payments?
Ans: hi,
for this particular financial year you will be taxed under 2 heads ,1st under salaries for the period you were in job & for remaining part you will be taxed as business income being started freelancing work.

And for freelancers there is no any specific dedutions however all deductions available to all others are available to freelancers like 80C to 80G.

For calculation of taxation of freelancing period you should record all your receipts & expenses (only related to work, no any personal expenses) details with proper documentary evidences specially for expenses part, net of the (receipts & expenses) will be your income however you can opt for presumptive taxation also.

For Advance payment :-
if tax applicable to you during the finanical year as per calculations exceeds Rs 10000, then your have to pay advance tax quarterly as below
on or before 15th june :- minimum 15% or more of tax amount.
on or before 15th september :- minimum 45% or more of tax amount.
on or before 15th December :- minimum 75% or more of tax amount.
on or before 15th March :- full 100% tax payable as per calculations.
Happy to help.
Thanks.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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