42 years old, unemployed and unmarried - Should I change careers?

Ans: Sanjay,

I understand your situation what you need to do is find an additional job that supports your experience and skill sets.

There are work from home jobs, understand, what's your skill set and experience accordingly start your job search


If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Ans: Yes aapka kaam pay focus nahee haay Bhai!

Abh job chodna ghalat aur nuksaan daayak honga!?


If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Ans: I understand your advocacy of 25 year's is not as good as before.

My suggestion with your current experience and education, you can either look for a practice, in an established law firm.
Option 2 look for a Corporate Job, which needs legal awareness.

Design a good resume not more than 2 page's and go to company websites where they need your skill set.. Go ahead and apply for the job's.


If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Ans: Hello;

The value of your current income as after 14 years will be 1.36 L considering 6% inflation over 14 years by the time you are 60 years of age.

If you feel that your expenses may be reduced then and you would need say 70% of the income after 60 age so 70% of 1.36 L gives us a monthly income requirement of around 95 K.

To achieve this target I recommend you to start a monthly sip of 25 K into a combination of pure equity type mutual funds.

You need to top-up the sip amount by minimum 10% each year.

Also I would suggest you not to dabble in direct stocks and reinvest the 60 K sum lumpsum into above referred type of mutual funds.

The sip corpus will grow into a sum of around 1.96 Cr. The lumpsum invested will grow into a sum of around 4 L after 14 years considering a modest return of 13%.

Therefore your comprehensive corpus will be 2 Cr.

If you buy an immediate annuity from an insurance company for your corpus then considering annuity rate of 5.75% you can expect to receive monthly payout of around 95 K.

For your son's education funding you may utilise EPF corpus or seek an education loan.

Happy Investing!!

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Ans: I see you have grown this company from a Peon to Admin Manager.

It's clear that the company has looked after you very well.
Now at 55 you want to jump job's and experiment.. absolutely doing the wrong thing!?

Stop looking at those fancy big companies.. Start living in the present!?


If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Ans: Hi Nilesh,

I don't know what's your current job and your skill sets to give you an accurate suggestion.

However... What I understand that you are in currently in Solapur and there are plenty of opportunities

Now you are available 6 onwards so you could try looking at delivery personnel jobs, there's a lot of demand in the logistic business
Alternatively a job in a restaurant!?


If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Ans: Hi,

I understand that you have a good salary but since you are not getting salary hike in the QA JOB, you want to switch jobs.

But the fact lies in your question, that you are not in sync with other technical advancements.

However since your coding skills are not good.. You can't be a software developer.

Now understand your career path is based on your skill sets and core competence!

That's for you to explore!?


If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Ans: My suggestion is you should go for SCSS. Agreed the ROI is slightly lesser. Interest will be paid quarterly but you will sleep peacefully without worrying about your money since it's a GOI scheme. So sovereign guarantee that your money is safe.