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Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Jun 21, 2023

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more

Question by N on Jun 13, 2023Hindi

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Is it right time to sell MF units of "HDFC Balance Advantage Fund "Direct Plan - IDCW @ Rs. 34.68 / Unit, when getting 13% profit?

Ans: Hello Value Investor. HDFC Balance Advantage Fund is recommended both for short and long run. It depends on invested time horizon . I would advice to hold the fund for long run instead of sell.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Oct 06, 2022

Question by Garg - Oct 06, 2022Hindi

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HALLO I AM PURSHOTTAM LAL AND MADHUBALAINVESTOR LAST 20 YEARS IN MF SCHEME. MY COMBINED INVEST FOLLOWING MFS: 1.ADITYA BIRLA SUN LIFE FOCUSED EQUITY FUND ( SIP AMOUNT 2000)/PM/21-01-2013 TO 21-01- 2025) LUM SUMP -25000/( WHEN MARKET WAS FALLEN ) 2.AXIS BLUE CHIP FUND ( SIP AMOUNT 5000) 17/3/2020 TO 17/3/2025. LUM SUMP = 25000 @ 34.50 ( 18/9/2020) 3.AXIS MULTI CAP FUND DIRECT PLAN LUM SUMP- 20000@9.39 ( DATE OF INVESTMENT 4-12-2021/26-05-2022) 4.CANRA ROBECO EQUITY TAX SAVER FUND REGULAR PLAN SIP AMOUNT 2000/ FROM 7-07-2011 TO 7-06-2030 5. DSP FLEXI CAP FUND (SIP AMOUNT 2500/PM) FROM 25-08-2020 TO 25-08-2030) 6.DSP TAX SAVER FUND DIRECT PLAN ( 10 YEAR COMPLETE) SIP AMOUNT 2500/COMPLETE ON 10-7-2022) PLESE TELL ME DSP TAX SAVER FUND SELL IT OR HOLD/NEXT 5 YEARS 7. ITI VALUE FUND LUM SUMP -20000 8. ICICI PURDENTIAL HEALTHCARE EETF FUND ( LUMSUMP 10000( 1.5 YEARS AGO) 9. MAHINDRA MANULIFE BALANCEDADVVANTAGE YOGNA LUM SUMP 10000/23-12-2021 10.UTI FOCUSED EQUAITY FUND-------LUMMP- SUMP-20000 ( 25-8-2021) PLEASE TELL ME 7 TO 10 Sr No FUNDS SELL IT OR HOLD IT OR SWITCH IT?

Ans: Hello Garg pankaj kumar. My recommendation would be to switch to better schemes of the same AMC for ICICI & UTI.

ITI & MAHINDRA MANULIFE should be redeemed and reinvested in better schemes of different AMCs.

Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Apr 19, 2023

Question by vikrant - Apr 18, 2023Hindi

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Hi Sir, I have 100 units of HDFC Mid-Cap Opportunities Fund - Growth fund, it is giving 10 times amount now can i sell this fund or hold, please suggest.

Ans: Hello Vikrant. If your investment horizon is for 6-10 years, I would suggest to hold HDFC Mid-Cap Opportunities Fund in your portfolio.

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Mutual Fund Expert - Answered on May 06, 2023

Question by Surander - Apr 28, 2023Hindi

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I am investing HDFC midcap opportunity fund since 2020 and having profit approximate 3lacs. Should i continue or withdraw.

Ans: Hi Surander, thanks for writing to me. You can continue investing in the fund.

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Question by kalyan - May 31, 2023Hindi

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Ihave Nippon India Vision Fund Growth Plan 106 units. The price have increased to a level highest during last 1 yr ,should I hold or sell it. K.Mullick

Ans: Hello Kalyan,

If the recent price increase in the Nippon India Vision Fund has significantly altered your asset allocation or if you're uncomfortable with the level of risk, consider selling some units to rebalance your portfolio.

If the fund's performance aligns with your financial goals, risk tolerance, and investment objectives, and you have a long-term investment horizon, holding onto the units may be appropriate.

Regularly review your investment portfolio and make adjustments as needed to stay on track with your financial goals and risk management strategy.

However, please note that this is general guidance, and it's essential to consult with a SEBI registered investment advisor who can provide personalized advice tailored to your specific financial situation, goals, and risk profile.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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