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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

मैं एक वरिष्ठ नागरिक हूं, जिसकी ब्याज/लाभांश आय 2.70 लाख रुपये और एलटीसीजी 1.10 लाख रुपये है; क्या मुझे आईटीआर दाखिल करना होगा?

T S Khurana |567 Answers |Ask -Follow

Tax Expert - Answered on Jan 20, 2025

A certified management accountant since 1993, T S Khurana is a fellow member of The Institute of Cost Accountants of India. His areas of expertise are income tax, specifically litigation cases, and GST.

Since the last 21 years, he has also been providing expert advice on financial matters, including investments and diversification of funds, and wealth building in the long term to his clients.
He believes that investment in real estate is the safest way for better returns and wealth generation over a period of time.

A former chairman of the Chandigarh Chapter of Institute of Cost Accountants of India, T S Khurana has also served as member of its technical committee.... more

Question by Pravin on Jan 15, 2025English

Money

यदि किसी वरिष्ठ नागरिक के पास वित्त वर्ष 2024-25 के लिए 2.70 लाख रुपये का ब्याज और लाभांश आय तथा 1.10 लाख रुपये का एलटीसीजी है (कोई अन्य आय नहीं), तो क्या उसे वित्त वर्ष 25-26 के लिए आईटीआर दाखिल करना होगा?

Ans: हां। चूंकि आपकी आय (3.80 लाख रुपये) कर योग्य न्यूनतम आय (3.00 लाख रुपये) से अधिक होगी, इसलिए आपको अपना ITR दाखिल करना होगा। किसी भी अन्य स्पष्टीकरण के लिए आपका स्वागत है। धन्यवाद।

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Mihir Tanna |1113 Answers |Ask -Follow

Tax Expert - Answered on Apr 26, 2024

Asked by Anonymous - Mar 08, 2024English

Money

नमस्ते मिहिर, सबसे पहले इस कॉलम में आपके बहुमूल्य सुझावों के लिए धन्यवाद। पिछले साल मेरी सैलरी, FD ब्याज और शेयरों के ज़रिए कुल आय लगभग 10 लाख थी। मैंने एक बार भी ITR नहीं भरा है (15 साल का अनुभव है लेकिन सैलरी काफी कम थी इसलिए मैंने इसे छोड़ दिया)। अब इस साल मेरी कुल आय 12 लाख से ज़्यादा हो गई है और मैं आने वाले जून में ITR दाखिल करने की योजना बना रहा हूँ, तो क्या मैं इसे सिर्फ़ चालू साल के लिए दाखिल कर सकता हूँ या मुझे पिछले साल/सालों के लिए भी इसे अनिवार्य रूप से दाखिल करना होगा? फिर से धन्यवाद।

Ans: पिछले वर्ष का आईटीआर दाखिल किए बिना भी चालू वर्ष का रिटर्न दाखिल किया जा सकता है।

हालांकि, अपने तथ्यों को ध्यान में रखते हुए, यह सलाह दी जाती है कि आप पिछले वर्ष के लिए अद्यतन रिटर्न दाखिल करने की अपनी पात्रता की जांच करें और किसी भी दंडात्मक परिणाम से बचने के लिए इसे दाखिल करें।

Vivek Lala |324 Answers |Ask -Follow

Tax, MF Expert - Answered on Mar 09, 2024

Asked by Anonymous - Mar 08, 2024English

Money

नमस्ते विवेक, सबसे पहले इस कॉलम में आपके बहुमूल्य इनपुट के लिए धन्यवाद। पिछले साल मेरी कुल आय वेतन, एफडी ब्याज और अन्य आय से हुई। शेयर करीब 10 लाख के थे. मैंने एक बार भी आईटीआर नहीं भरा है (15 साल का अनुभव है लेकिन वेतन काफी कम था इसलिए इसे छोड़ दिया)। अब इस वर्ष मेरी कुल आय 12 लाख से अधिक हो गई है। आगामी जून में आईटीआर दाखिल करने की योजना है, इसलिए कृपया सलाह दें कि क्या मैं इसे केवल चालू वर्ष के लिए दाखिल कर सकता हूं या अनिवार्य रूप से इसे पिछले वर्ष/वर्षों के लिए भी दाखिल करना होगा? एक बार फिर धन्यवाद।

Ans: नमस्कार, आप इसी वर्ष यानी निर्धारण वर्ष 24-25 से फाइलिंग शुरू कर सकते हैं
और कृपया देय कर के किसी भी ब्याज से बचने के लिए पूंजीगत लाभ पर 15 मार्च से पहले अग्रिम कर का भुगतान करना सुनिश्चित करें

Samkit Maniar | Answer |Ask -Follow

Tax Expert - Answered on Jul 12, 2024

Asked by Anonymous - Jul 11, 2024English

Money

मैं 73 साल का हूँ। निजी फर्म से सेवानिवृत्त हूँ। वर्तमान में शेयर बाजार में कारोबार कर रहा हूँ। कुल आय 2.00 लाख से कम है और पिछले 5 वर्षों में निवेश 4.00 लाख रुपये है। क्या मुझे ITR दाखिल करने की आवश्यकता है? यदि हाँ तो कौन सा?

Ans: यह देखते हुए कि आपकी आय छूट सीमा से कम है, आपको आयकर रिटर्न दाखिल करने की आवश्यकता नहीं हो सकती है (यह मानते हुए कि आप भारतीय निवासी हैं)। जैसे ही आपकी आय सीमा से अधिक हो जाती है, आपको ITR 2 के तहत अपना रिटर्न दाखिल करना होगा।

कृपया आगे बढ़ने से पहले अपने CA से सलाह लें।

नवीनतम प्रश्न

Archana Deshpande |126 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Jun 08, 2026

Asked by Anonymous - Mar 04, 2026

Career

Sir I Got offer letter after qualifying written exam and Interview at RITES Mini PSU A government of India Enterprise on Contractual lumpsump basis for the post of Assistant Manager Civil for the monthly CTC 42877 INR but after deduction it would be 34855 inr monthly CTC but I am currently working at multinational PMC Company for the monthly CTC 48000 inr but after deduction I receive 43,000 per month ctc and now in this April month 2026 Salary appraisal will come . Then should I leave current company to join RITES PSU on contract basis or should I stay in my current company. I am not able to take my decision, please guide me sir.

Ans: Hi!!

When in a dilemma like this… I suggest write down the pos and cons of each choice.
This brings some clarity and then take a decision based on how this choice will benefit you 5 yrs later!!
Writing your goals for the next five yrs also helps you in making a choice!!
And then there is your heart… it will surely feel more peaceful in one of the choices!!

All the best in taking a decision!!

Archana Deshpande |126 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Jun 08, 2026

Question by varsha - Mar 04, 2026

Career

My husband is out of job since the past 4 years after we came to India following COVID. He was working as Senior Accountant in Dubai and after his company's layoff we shifted base to India. Thought he joined two jobs for a very short time he quit and has been since only applying for job opportunities. Unfortunately he has not been receiving any calls for any interview nor has made any attempts to personally look for any job. I have ever since joined work and is the only breadwinner of the family.My husband doesn't want to contribute anything to the household expenditure except for daughters school fees.He is of the opinion that he has done his contribution earlier when he was working and as I am working need to be responsible for the family. Considering all the circumstances I am confused as none of my advice has any affect on his behaviour. Please advise

Ans: Hi!!
It is nice to know that he is contributing towards the fees of his children! Have you asked him how he is managing it?
The financial responsibility is on both the partners… it doesn’t matter who is at home and who is working. You sit across and discuss how much money comes in and how much money goes out. The how and why of savings for the future is also a joint venture!!
Now with this background decide whether it is enough if one of you works and the other manages everything at home. Segregate work, share responsibility.
Losing a job can be very hard on mental well being, then not finding a fulfilling job can worsen it.
Check whether your husband is truly unwilling to find a job or he has gotten comfortable/ lazy sitting at home.
I am sure you have been married long enough to sit across and talk lovingly with concern and care, and come up with solutions.
Please do not nag…
If nothing works, seek help of a professional!!

Archana Deshpande |126 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Jun 08, 2026

Asked by Anonymous - May 25, 2026

Career

I am 43, single, looking for a lifetime partner. I got married at 28, but within two years, things didn't work out and we had to file for divorce. It was very painful because I had done everything to make the marriage work. It took me 5 years to heal from the guilt and trauma and find myself again. Even today when i meet a potential date, I find myself doubting the guy's every move. It could be a survival mechanism, but it is not letting me trust anyone. How do I work around this and find a relationship where I feel secure and confident?

Ans: Hi!!

I can understand what you are feeling!!
The solution to your lack of trust cannot be solved in a jiffy or what I write here. Let’s sit across and find solutions together!
Let’s work together to make you confident and make you feel secure when it comes to relationships again!!
You can get in touch with me at insta account… lifeskillswitharchana or on my website - TransformMe.co.in!

Archana Deshpande |126 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Jun 07, 2026

Asked by Anonymous - May 08, 2026

Career

There's one guy in my office who is always very loud - constantly cracking jokes, laughing loudly, and trying to get everyone around him involved. He'0000s not exactly doing anything wrong, and personally I don't have any major issue with him, but after a point the noise and constant attention-seeking behavior starts becoming a bit irritating and distracting. I also don't want to sound rude or overly sensitive because others seem to casually go along with it. How do you deal with someone like this professionally without creating awkwardness or office tension?

Ans: Hi!!
This guy however he is … it’s his problem!
Like you said he is not doing anything wrong. We all need such ppl in the office to add colour to life, take it that way.
I can understand your frustration regarding
the noise levels in the office. Do put in a word about this to the office administrator, don’t go alone to report it… build consensus and three or four of you together to report about the noise levels.
If this doesn’t work then just try to use ear pods to cancel the noises!
Whatever it is let this person not affect your efficiency, don’t give him so much importance. Focus on your efficiency at work.
All the very best!

Archana Deshpande |126 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Jun 07, 2026

Asked by Anonymous - May 07, 2026

Career

My wife doesn't like dogs. I have two dogs who are like family to me. She screams and disrespects them saying she is scared of them. I am feeling very betrayed because I had mentioned this condition while sending our proposal to her family. It was also written in my matrimonial profile that we have two dogs who stay with us. We rejected so many proposals for this very reason but the family including my wife ignored it and now it is affecting our marriage. It has only been two months and I have to keep my dogs on a leash for the first time. They are deeply hurt and affected. I respect her too but how do I explain to her that my dogs are safe? Everyone in my family is equally concerned but my in-laws feel that dogs should be treated as pets not family. I strongly disagree. If my partner cannot accept my dogs, would it be right to file for divorce? Please help.

Ans: Hi!!
I can empathise with this whole situation at your home!
Let’s start tackling each issue that you have mentioned one by one…
1. There is surely a breach of trust here bfr marriage.. you did mention that your pets are an integral part of the family… you need to sit down and discuss this… find a common ground.This discussion is between you and your wife only.
2. Ask the in- laws to stay out of the discussion about how your family treats pets.
3. Take the pets out of the scenario and check the equation between you and your wife. How much value you attach to this relationship and each other? What lengths will both of you go to ensure that this partnership works?
If it’s a win - win situation, then sit down and chalk out a plan to make it work…
5. Both of you be part of solutions….ask her what was she expecting from you knowing that you are a pet lover and this was a precondition for marriage, yet she went ahead and got married to you…
6.There is no black and white solution here… I am also thinking aloud as I write to you…
After all the heart to heart talk… tell her that tying the dogs is not an option.. they are like children to you! Ask her to come up with solutions… tell her you want the marriage to work..you also from your end try to make her comfortable slowly get her used to the dogs, show her that they are harmless. The fear of dogs can be taken away slowly… consult a psychologist/ marriage counsellor to help you out if your efforts don’t yield results!
7. It’s been just 02 months. Both of you try to make the marriage work . You are both equally responsible for this marriage!!

All the very best!

Pankaj Vyavahare |43 Answers |Ask -Follow

Career Counsellor, Life Coach - Answered on Jun 07, 2026

Question by Gupta - Apr 23, 2026

Career

Sir , My Son got 85.92 Percentile in JEE Main s and Not Qualified ,Now what Options are For Us to get Btech in CS Branch , Kindly Suggest.

Ans: Namaste
As your son got 85.92 Percentile in JEE Mains, Now followings Options are for to get Btech in CS Branch:

You can opt state counselling and some premier engineering colleges where JEE mains score is accepted.
You can see Some Government Funded Technical Institutes (GFTIs) for the admission
Pmium Private & Deemed Universities
Through AI All India quota you can secure admission in best colleges of Maharashtra like MIT WPU, VIT Pune, PCCOE Pune
In other state Deemed and private universiteis: Lovely Professional University (LPU), SRM University, LNM Institute of Information Technology Jaipur.
Jaypee Institute of Information Technology,Noida

Radheshyam Zanwar |8038 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 07, 2026

Question by shashikant - Jun 07, 2026

Career

Sir , Kindly advice between BITS MSc or BE mechanical / Chemical with BITSAT score 233 or MIT Manipal ECE ( MET Rank - 456) or Amrita Bangalore fee category -2 ECE ( AEEE rank - 2100) with Pottential to upgrade to Coimbatore campus. EAMCET Rank - 2100 for Telangana colleges, COMEDK Rank - 2200

Ans: Preference Order may be: (1) BITS Pilani M.Sc. (Dual Degree) @ Goa/Hyderabad (especially Physics > Mathematics > Chemistry) (2) BITS Pilani Chemical Engineering (Goa/Hyderabad) (3) BITS Pilani Mechanical Engineering (Goa/Hyderabad) (4) ECE @ Manipal (Main Campus, Manipal) (5) Top Telangana colleges through EAMCET (6) ECE @ Amrita (Category 2), even with possible Coimbatore upgrade (7) COMEDK colleges. The preference order/choice may be different for you due to many circumstances.

Good luck.
Follow me if you receive this reply.
Radheshyam

Nayagam P P |11944 Answers |Ask -Follow

Career Counsellor - Answered on Jun 07, 2026

Asked by Anonymous - Jun 07, 2026

Career

My son scored 96.79 jee main rank 50629 has got VIT Vellore CSE category 2 has thapar cse patiala (COPC) and bitsat score of 232 .general delhi domicile. LNMIT jaipur awaited . What should we take has interest in cse

Ans: For pure CSE interest, Thapar Patiala COPC offers a strong branch fit and excellent placements. VIT Vellore Category-2 is also a great option, providing quality education at a more affordable cost compared to higher categories. LNMIIT CSE is a good choice but still pending confirmation. With a BITSAT score of 232, admission is more likely in an MSc or lower branch rather than CSE. All the Best for Your Son's Prosperous Future!

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Nayagam P P |11944 Answers |Ask -Follow

Career Counsellor - Answered on Jun 07, 2026

Question by Arunajatesan - Jun 07, 2026

Career

Sir, my daughter has been allocated vit Ap, cs&bs. is it a good choice, in cat 2. Can we wait for comedk counselling with rank of 26249 and met rank 20430 for any CS branch allocation . TIA

Ans: Arunajatesan Sir, VIT-AP is safer because of the confirmed CS-related seat, the VIT brand and centralized placements. At COMEDK 26,249, CS/AI/ISE may come only in mid-/lower-Karnataka colleges, not top Bengaluru colleges. At MET 20,430, expect mostly MUJ CS-related/lower MIT options, so use only as a backup. All the Best for Your Daughter's Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Radheshyam Zanwar |8038 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 07, 2026

Asked by Anonymous - Jun 07, 2026

Career

Respected sir . My son has got 39044 rank in JEE mains from delhi . He has got 1062 rank in comedk and 642 rank in Manipal . He scored 221 marks in BITSAT.He wants preferably computer science 2nd choice ECE . Pl advice options and preferences. Thanks

Ans: For a student who wants CSE first, ECE second, the preference order may be: BITS (if he gets) > RVCE CSE/ECE > MSRIT CSE / BMSCE CSE > Manipal Main Campus CSE > NIT lower branches through JoSAA

Good luck.
Follow me if you receive this reply.
Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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