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Latest Questions
Dr Nagarajan J S K |1874 Answers |Ask -Follow
NEET, Medical, Pharmacy Careers - Answered on Jul 18, 2025
Asked by Anonymous - Jul 17, 2025Hindi
Dr Nagarajan J S K |1874 Answers |Ask -Follow
NEET, Medical, Pharmacy Careers - Answered on Jul 18, 2025
Asked by Anonymous - Jul 18, 2025Hindi
Dr Nagarajan J S K |1874 Answers |Ask -Follow
NEET, Medical, Pharmacy Careers - Answered on Jul 18, 2025
Asked by Anonymous - Jul 17, 2025Hindi
Hi
I hve give neet 2025 i got 356 and i belong to Karnataka state ,i hve state domicile, linguistic minority will i get a mbbs seat under private medical college under linguistic minority for this year counseling?
Ans: HI
Possibilities are in later rounds, not in the first two rounds.
Do participate in the counseling process to achieve the goal.
BEST WISHES.
(more)
Possibilities are in later rounds, not in the first two rounds.
Do participate in the counseling process to achieve the goal.
BEST WISHES.
Dr Nagarajan J S K |1874 Answers |Ask -Follow
NEET, Medical, Pharmacy Careers - Answered on Jul 18, 2025
Asked by Anonymous - Jul 18, 2025Hindi
Sunil Lala |218 Answers |Ask -Follow
Financial Planner - Answered on Jul 18, 2025
Dear Sir, I am 40 year old, my take home is 1.41 lacs per month. I have 11 year old daughter and 3.5 year old son. I am investing 12.5k per month in SSY (27 lacs in total) and 12.5k per month in PPF (6 lacs in total). Investing around 4k in SIP in index fund (1.2 lacs) and I have around 30 lacs in FD. I have taken 1cr term insurance and have 10lakhs health insurance for family. FD is not giving me satisfactory returns and not beating the inflation. I am planning to invest 25 lacs in buying a site. I don't have any loans and don't have major commitment other than children education. I request you to guide me on future investments, I would like to get a constant income of 1-1.5 lacs PM after 5-6 years.
Ans: Hi Ajay, understand the SSY and PPF are also not givin you enough returns, your SIP in index funds and FD all are ineffecient return making assets. Buying a site will not ensure liquidity when you will need it the most, and 10L health insurance for a family of 4 is low as well.
Having a constant income of 1-1.5L p.m. means annually 12-18L of income, and to have a passive income like that, your corpus should be 15-16x of the annual income --> which means we are looking at 1.8Cr to 2.7Cr of corpus in the next 5-6 years.
There are a lot of flaws in your investment strategies because at one place you are wanting to lock in money at a site, in SSY and PPF and on the other you are looking to earn 1-1.5L p.m. which is possible through liquid investments.
I would love to help you out, but to me it feels like there is a gap in the knowledge about investments and personal finance. If you are wanting to have a detailed conversation about your investments and where you can park your money to grow it to have the monthly income you want after a certain number of years, visit my website www.slwealthsolutions.com
(more)
Having a constant income of 1-1.5L p.m. means annually 12-18L of income, and to have a passive income like that, your corpus should be 15-16x of the annual income --> which means we are looking at 1.8Cr to 2.7Cr of corpus in the next 5-6 years.
There are a lot of flaws in your investment strategies because at one place you are wanting to lock in money at a site, in SSY and PPF and on the other you are looking to earn 1-1.5L p.m. which is possible through liquid investments.
I would love to help you out, but to me it feels like there is a gap in the knowledge about investments and personal finance. If you are wanting to have a detailed conversation about your investments and where you can park your money to grow it to have the monthly income you want after a certain number of years, visit my website www.slwealthsolutions.com
Ramalingam Kalirajan |9777 Answers |Ask -Follow
Mutual Funds, Financial Planning Expert - Answered on Jul 18, 2025
Dear sir/mam
I want to do cyberscurity course. I have financial issues and my age is 40 I want to take educational loan and I don't have business, job and any other source of income. Please suggest me for education.
Ans: Education is an investment, but at 40 with no income, no job, and no assets, taking an unsecured loan is financially risky.
Do not borrow without a clear repayment plan or guaranteed employability after the course.
Instead, choose:
Free or low-cost certified cybersecurity courses (many top institutes offer them).
Skill-based government programs (e.g. NSDC) with minimal fees or EMIs after placement.
Build skill first, then earn, then upskill with paid advanced certifications.
Avoid debt at this stage without income support. Let me know if you'd like a structured, no-loan learning plan.
Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment
(more)
Do not borrow without a clear repayment plan or guaranteed employability after the course.
Instead, choose:
Free or low-cost certified cybersecurity courses (many top institutes offer them).
Skill-based government programs (e.g. NSDC) with minimal fees or EMIs after placement.
Build skill first, then earn, then upskill with paid advanced certifications.
Avoid debt at this stage without income support. Let me know if you'd like a structured, no-loan learning plan.
Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment
Sunil Lala |218 Answers |Ask -Follow
Financial Planner - Answered on Jul 18, 2025
I m a 44 yrs old .
My salary 85k net per month.
Rent income 1.20 lakh per month.
Fixed deposit 46 lakh
PPF 21.35 lakh
Lap loan 46.50 lakh
OD loan 6.50 lakh.
Mutual funds 2.75 lakhs
Shares 3.25 laks
Property in Noida, jewar, dwarka , Rohini and faridbad.
My wife is earning 50k per month but not contributing in assests we spend his salary on vacations and foods and cloths as she don't want to save. According to her it is my responsibility to provide foods and investment.
At this age I m going to lose my jobs.
I can manage all things with rental but how can I build up financial assets from here on and my triple source like salary, rental and interest helps me a lot in past.
I m simple man with basic needs no extra expenses on me. But kids are in college in class 9 how can I build assests and ensure their good education
Ans: Hello Sanjiv, you have a lot of money parked in debt instruments like FD, PPF and not-liquid assets like properties as well. I would advise you to calculate your income from each asset on a yearly basis in % terms. I think that will give you a true picture of what you are earning as of now vs what you can earn in equity mutual funds which are managed by professionals.
We can have a detailed conversation around your situation and I can help you understand what re-shuffling can be done in your asset portfolio (with continuing rental+interest income) with greater capital appreciation, visit my website www.slwealthsolutions.com if you are interested
(more)
We can have a detailed conversation around your situation and I can help you understand what re-shuffling can be done in your asset portfolio (with continuing rental+interest income) with greater capital appreciation, visit my website www.slwealthsolutions.com if you are interested
Dr Nagarajan J S K |1874 Answers |Ask -Follow
NEET, Medical, Pharmacy Careers - Answered on Jul 18, 2025
Asked by Anonymous - Jul 16, 2025Hindi
Im in class 11 and preparing for neet i rigorously studied yet I dont seem to improve like i m unable to touch 600 or above 550 it's seriously a shame when people in my batch are seriously so good..l worked so hard but now i have to study rotation because it wasn't taught to us properly and now we are studying another chapter it's so much work i have no idea how to handle it
Ans: Hi,
First of all, don’t focus on what others are doing or how they are doing it. Each of us is unique. Don’t worry about the marks; don’t get tense. Instead, reflect on the mistakes you’ve made. Just identify and analyze them. You can easily score more than 675 if you put your mind to it. You still have enough time.
Remember to do smart work rather than just hard work.
How can you identify the correct answers? Check the relevance of the answer to the question. This is another way to find the right answer.
Start practicing yoga and meditation to concentrate
If you need any further assistance, please feel free to post your query.
BEST WISHES.
(more)
First of all, don’t focus on what others are doing or how they are doing it. Each of us is unique. Don’t worry about the marks; don’t get tense. Instead, reflect on the mistakes you’ve made. Just identify and analyze them. You can easily score more than 675 if you put your mind to it. You still have enough time.
Remember to do smart work rather than just hard work.
How can you identify the correct answers? Check the relevance of the answer to the question. This is another way to find the right answer.
Start practicing yoga and meditation to concentrate
If you need any further assistance, please feel free to post your query.
BEST WISHES.
Dr Nagarajan J S K |1874 Answers |Ask -Follow
NEET, Medical, Pharmacy Careers - Answered on Jul 18, 2025
Sir, I would like to know the prospects of BiPC students other than NEET and respective top universities.
Ans: Hi Vinay,
As a student of Biology, Physics, and Chemistry, here are some options for further studies aside from NEET:
- BNYS (Bachelor of Naturopathy and Yogic Sciences)
- Nursing
- Pharmacy
- Agricultural, Horticultural, and Forestry Sciences
- Medical Laboratory Technology (MLT)
If you need any further assistance, please feel free to post your query.
BEST WISHES.
(more)
As a student of Biology, Physics, and Chemistry, here are some options for further studies aside from NEET:
- BNYS (Bachelor of Naturopathy and Yogic Sciences)
- Nursing
- Pharmacy
- Agricultural, Horticultural, and Forestry Sciences
- Medical Laboratory Technology (MLT)
If you need any further assistance, please feel free to post your query.
BEST WISHES.
Sunil Lala |218 Answers |Ask -Follow
Financial Planner - Answered on Jul 18, 2025
Asked by Anonymous - Jul 16, 2025Hindi
Hi Gurus,
Im 29 year old with salary 1lac per month, my wife's salary 25k per month.
I live in Pune with my parents and wife.
I have Home and car loan EMI sums up to 30k per month additional maintainance and monthly fix outgoing is 20k approx.
How should I plan my salary, and best investment option? Im thinking of investing in SIP but not sure which SIO would be best.
I want to plan for our future child's education expenses and my retirement plan.
Ans: Hello, you have an income of 1.25L per month and fixed expenses of 50k a month, here I am not sure whether your monthly expenses are taken into consideration or not. I think there is some knowledge lacking on your part about investing and passive money sources. I would be very happy to help you but this will require a detailed conversation, please visit the website slwealthsolutions.com if you are interested.
(more)
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