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Latest Questions
Dr Dipankar Dutta |1061 Answers |Ask -Follow
Tech Careers and Skill Development Expert - Answered on Mar 25, 2025
Asked by Anonymous - Mar 15, 2025Hindi
I'm a Delhi girl from an army family with 89.37 percentile in JEE Main 2025 - Can I get into college?
Ans: You are asking the same question 2nd time. My answer will be same - Since your dad is in the Army, you might be eligible for seats under the AWES (Army Welfare Education Society) & other defense quotas in various colleges. Your home state is Delhi, which gives you a home quota advantage in DTU, NSUT, and IGDTUW. See previous years' cut off
(more)
Dr Dipankar Dutta |1061 Answers |Ask -Follow
Tech Careers and Skill Development Expert - Answered on Mar 25, 2025
Asked by Anonymous - Mar 15, 2025Hindi
What colleges can I get with a 90.33 percentile in JEE Mains as an EWS OBC candidate from MP?
Ans: Congratulations on securing a 90.33 percentile in the January session of JEE Main 2025 under the EWS category from Madhya Pradesh. With this percentile, you have a fair chance of gaining admission to several esteemed institutions. Below is a tailored analysis to guide your college selection:
National Institutes of Technology (NITs)
Based on previous years' trends, candidates with a 90+ percentile in the EWS category have secured seats in the following NITs:
NIT Manipur
NIT Sikkim
NIT Mizoram
NIT Jalandhar
NIT Goa
NIT Hamirpur
NIT Durgapur
NIT Puducherry
NIT Raipur
Note: Admission to specific branches, especially high-demand ones like Computer Science and Engineering (CSE) or Electronics and Communication Engineering (ECE), may be competitive. You might have better prospects in branches such as Mechanical Engineering, Civil Engineering, or Metallurgical Engineering.
2. Indian Institutes of Information Technology (IIITs)
Your percentile also positions you well for admission into several IIITs, including:
IIIT Pune
IIIT Nagpur
IIIT Lucknow
IIIT Vadodara
These institutes offer quality education in information technology and related fields.
See previous years' cut off
(more)
National Institutes of Technology (NITs)
Based on previous years' trends, candidates with a 90+ percentile in the EWS category have secured seats in the following NITs:
NIT Manipur
NIT Sikkim
NIT Mizoram
NIT Jalandhar
NIT Goa
NIT Hamirpur
NIT Durgapur
NIT Puducherry
NIT Raipur
Note: Admission to specific branches, especially high-demand ones like Computer Science and Engineering (CSE) or Electronics and Communication Engineering (ECE), may be competitive. You might have better prospects in branches such as Mechanical Engineering, Civil Engineering, or Metallurgical Engineering.
2. Indian Institutes of Information Technology (IIITs)
Your percentile also positions you well for admission into several IIITs, including:
IIIT Pune
IIIT Nagpur
IIIT Lucknow
IIIT Vadodara
These institutes offer quality education in information technology and related fields.
See previous years' cut off
Dr Dipankar Dutta |1061 Answers |Ask -Follow
Tech Careers and Skill Development Expert - Answered on Mar 25, 2025
First-Year MIT Manipal Electrical Student: Should I Switch to CSE, MnC, or ECE?
Ans: Happy to see that you have asked very logical questions. I can say that, since you are already in Electrical and Electronics Engineering (EEE) at MIT Manipal and have the opportunity to change to CSE, Mathematics and Computing (MnC), or ECE, your decision should be based on:
Your Interests (Core Engineering vs Coding)
Job Market Trends for 2028 and Beyond
Competition & Industry Demand
Future Job Market (2028 & Beyond) for Each Branch
Branch Core Job Scope IT/Software Jobs Govt Jobs Competition Salary Stability
CSE Low (Software Focused) High Limited Very High High but Unstable
MnC Medium (AI/ML, Finance) High Limited High High but Research-Oriented
ECE Medium (VLSI, Chip Design, Telecom, IoT) High Moderate (ISRO, DRDO, PSU) High Medium-High
EEE High (Power, EVs, Automation, Energy, PSU) Moderate High (Railways, NTPC, BHEL, Govt) Low-Medium High & Stable
Should You Switch to CSE, MnC, or ECE?
If You Want Core Engineering Jobs with Stability
Best Option: Stay in EEE
If You Want a Balance Between Core & Software Jobs
Best Option: ECE
If You Want a High-Paying Private Sector Career (But Not Core Engineering)
Best Option: MnC or CSE
Hope this will help you in decision making.
(more)
Your Interests (Core Engineering vs Coding)
Job Market Trends for 2028 and Beyond
Competition & Industry Demand
Future Job Market (2028 & Beyond) for Each Branch
Branch Core Job Scope IT/Software Jobs Govt Jobs Competition Salary Stability
CSE Low (Software Focused) High Limited Very High High but Unstable
MnC Medium (AI/ML, Finance) High Limited High High but Research-Oriented
ECE Medium (VLSI, Chip Design, Telecom, IoT) High Moderate (ISRO, DRDO, PSU) High Medium-High
EEE High (Power, EVs, Automation, Energy, PSU) Moderate High (Railways, NTPC, BHEL, Govt) Low-Medium High & Stable
Should You Switch to CSE, MnC, or ECE?
If You Want Core Engineering Jobs with Stability
Best Option: Stay in EEE
If You Want a Balance Between Core & Software Jobs
Best Option: ECE
If You Want a High-Paying Private Sector Career (But Not Core Engineering)
Best Option: MnC or CSE
Hope this will help you in decision making.
Milind Vadjikar |1134 Answers |Ask -Follow
Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025
Milind Vadjikar |1134 Answers |Ask -Follow
Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025
Milind Vadjikar |1134 Answers |Ask -Follow
Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025
34 year old Woman: Should I exit from all Quant Mutual Funds and Invest in other Mutual funds?
Ans: Hello;
6 L worth investment in 18 different funds is spreading it too thin.
You have a time horizon of 10 years but how much corpus you want to accumulate after 10 years kindly clarify?
Also if you can specify the goal for which this investment is aimed at then it will help us to suggest suitably.
I will recommend you strategy to rationalize you MF holdings once you revert on the above points.
Thanks;
(more)
6 L worth investment in 18 different funds is spreading it too thin.
You have a time horizon of 10 years but how much corpus you want to accumulate after 10 years kindly clarify?
Also if you can specify the goal for which this investment is aimed at then it will help us to suggest suitably.
I will recommend you strategy to rationalize you MF holdings once you revert on the above points.
Thanks;
Milind Vadjikar |1134 Answers |Ask -Follow
Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025
Asked by Anonymous - Jan 01, 2025Hindi
NRI in Saudi with 30L savings, earning 4.5L/month: Invest in Gold, Property, or Stay Put?
Ans: Hello;
Self owned property should definitely be top on your priority.
Also 15-20% allocation to Gold is desirable but preferably through ETFs/gold funds.
You may also invest in funds/ETFs which are Shariah compliant for eg Tata Ethical fund or Nippon India ETF Shariah BeES.
Best wishes;
(more)
Self owned property should definitely be top on your priority.
Also 15-20% allocation to Gold is desirable but preferably through ETFs/gold funds.
You may also invest in funds/ETFs which are Shariah compliant for eg Tata Ethical fund or Nippon India ETF Shariah BeES.
Best wishes;
Milind Vadjikar |1134 Answers |Ask -Follow
Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025
Asked by Anonymous - Jan 26, 2025
Mudassar, With 3 Kids and House Loan, Asks: Should I Sell My House for Investment?
Ans: Hello;
Suppose you sell your house and clear your loans and other liabilities but where will you & your family stay?
How much rental per month would be required to get an adequate house on rent?
Please clarify. Based on your input we can advise you suitably.
Thanks;
(more)
Suppose you sell your house and clear your loans and other liabilities but where will you & your family stay?
How much rental per month would be required to get an adequate house on rent?
Please clarify. Based on your input we can advise you suitably.
Thanks;
Milind Vadjikar |1134 Answers |Ask -Follow
Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025
Concerned Investor: Should I Stay With Quant Active Fund After a Year of Underperformance?
Ans: Hello;
Just would like to know your thought process behind making investment in this fund before sharing my views on the same.
Also the size of sip and percentage of your portfolio allocation in this fund.
This will help us to guide you suitably.
Thanks;
(more)
Just would like to know your thought process behind making investment in this fund before sharing my views on the same.
Also the size of sip and percentage of your portfolio allocation in this fund.
This will help us to guide you suitably.
Thanks;
Milind Vadjikar |1134 Answers |Ask -Follow
Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025
Asked by Anonymous - Nov 20, 2024Hindi
How Can a 20-Year-Old Intern Save Money and Maximize Returns?
Ans: Hello;
Begin with creating an emergency fund worth 6 month of expenses.
Get a pure term insurance cover of adequate value with accident benefit and critical illness riders.
Open an NPS account for retirement planning.
Invest in mutual funds for all other financial goals based on your risk appetite, financial profile and time horizon.
Avoid direct exposure to stocks since it can be quite volatile in the short to medium term.
You may seek help from an MFD, if required.
Best wishes;
X: @mars_invest
(more)
Begin with creating an emergency fund worth 6 month of expenses.
Get a pure term insurance cover of adequate value with accident benefit and critical illness riders.
Open an NPS account for retirement planning.
Invest in mutual funds for all other financial goals based on your risk appetite, financial profile and time horizon.
Avoid direct exposure to stocks since it can be quite volatile in the short to medium term.
You may seek help from an MFD, if required.
Best wishes;
X: @mars_invest
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