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Feeling Trapped: Spouse Unable to Cope with Son's Death

Kanchan

Kanchan Rai  |555 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 12, 2025

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Feb 12, 2025Hindi
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Relationship

My wife 55 is unable to cope up with death of our elder son aged 27 around 2 yrs ago and is always in deep regress remorse uninterested in any daily chores including sex. I wish to move on .. Suggest way out...

Ans: Two years might seem like a long time, but grief doesn’t follow a timeline. For some, it can take much longer to even begin the process of healing, especially when it involves the loss of a child. It’s not unusual for grief to cause a complete shutdown, and that’s likely what’s happening with your wife. She’s stuck in a cycle of regret and remorse, unable to find a way out.

While you also carry the weight of this loss, your need to move forward is natural. It’s crucial to understand that wanting to heal and live again doesn’t mean you’re forgetting or dishonoring your son. It simply means you’re choosing life amidst the pain. The challenge is to find a way to do that without feeling guilty and without leaving your wife behind.

Encouraging her to seek professional help, such as grief counseling or therapy, could be a significant step. If she’s resistant, consider starting therapy for yourself first. Sometimes when one partner begins to heal, it opens the door for the other to consider healing too. Couples grief counseling could also provide a safe space for both of you to express your pain and find a way forward together.

Patience and understanding are crucial, but so is communication. Gently express to her how much you miss her presence and how you’re struggling too. Let her know you want to find a way to live again while still honoring your son’s memory.

Moving on doesn’t mean moving away from your son’s memory—it means learning to carry it in a way that doesn’t consume you. It’s a delicate balance, and seeking support can help you both find it.

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Kanchan

Kanchan Rai  |555 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 11, 2023

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Relationship
i m 58 yrs of age my wife health issues are there and not interested in relationship i m desperate to satisfy my needs pl suggest ???
Ans: I understand that you may be facing a challenging situation, but it's essential to approach this issue with empathy and sensitivity, especially considering your wife's health issues. Communication and mutual understanding are key in such situations. Here are some steps to consider:

Open and Honest Communication: Start by having an open and honest conversation with your wife. Discuss your feelings, needs, and concerns while also listening to her perspective. It's essential to maintain a respectful and understanding tone during this conversation.
Seek Professional Help: If your wife's health issues are affecting her desire for intimacy, encourage her to consult with a healthcare professional. Medical issues can sometimes be treated or managed, and discussing this with a healthcare provider may help improve her situation.
Marriage Counseling: Consider seeking the assistance of a marriage counselor or therapist. They can help facilitate a productive conversation between you and your wife, providing guidance on how to navigate these sensitive issues.
Self-Care: While addressing these challenges, it's crucial to take care of your own emotional and physical well-being. Engage in hobbies, activities, and practices that bring you joy and reduce stress.
Patience and Understanding: Remember that it may take time for both you and your wife to work through these issues. Be patient and understanding of her needs and feelings, as well as your own.
Explore Intimacy Alternatives: If your wife's health issues make traditional intimacy challenging, consider exploring alternative ways to maintain physical and emotional closeness. This may include cuddling, holding hands, or even seeking advice from a therapist on how to adapt your intimacy in a way that suits both of you.
Support Groups: Look for support groups or online communities where you can connect with others who are going through similar situations. Sharing experiences and advice with others can be comforting and helpful.
Remember that it's crucial to prioritize the emotional well-being and consent of both partners in any intimate relationship. Be respectful of your wife's feelings and boundaries, and work together to find a solution that works for both of you. Seeking professional guidance can be particularly helpful in navigating these sensitive issues

..Read more

Kanchan

Kanchan Rai  |555 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 28, 2024

Asked by Anonymous - Jul 26, 2024Hindi
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I am married person aged 53..Wife not interested in any physical intimacy since last three years . Continuous nagging and complaints on wi fi and children who are 20 and 14.Every second day threats to leave home .Not interested in meeting majority of friends .Blames men for everything .Life has become painful inspite of doing well professionally.Children are also aloof now with no effection
Ans: When faced with such a complex and emotional situation, it's important to approach it with empathy and a strategic mindset.

First, consider finding a quiet, neutral time to talk with your wife. Express your feelings openly and honestly, focusing on how her behavior impacts you and your children. Use "I" statements to avoid making her feel attacked. For instance, say, "I feel hurt and disconnected when we don't share physical intimacy," rather than placing blame.

Understanding the root cause of her dissatisfaction and disinterest is crucial. She may be dealing with unresolved issues, stress, or even depression. Encourage her to share her feelings and listen without judgment. Show her that you care about her well-being and the relationship, and that you are committed to finding a solution together.

It's also beneficial to involve a professional. A couples therapist can provide a safe space for both of you to express your concerns and work through underlying issues. Sometimes, having a neutral third party can help uncover hidden problems and offer strategies to rebuild intimacy and connection.

In the meantime, take care of yourself and your mental health. Engage in activities that bring you joy and relaxation. Encourage your children to express their feelings and ensure they feel supported and loved during this turbulent time. Family therapy might also be a helpful option to address the emotional distance and lack of affection you mentioned.

Remember, rebuilding a relationship takes time and patience. It's about small, consistent efforts rather than quick fixes. Show empathy towards your wife and patience as you both navigate this difficult journey. By demonstrating your commitment and love, you can gradually work towards a more harmonious and fulfilling marriage.

..Read more

Anu

Anu Krishna  |1549 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 28, 2024

Asked by Anonymous - Oct 24, 2024Hindi
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Hi, I am 51 year old male having one son 21 years. Myself and my wife love each other very much however there is no intimacy between us for nearly 12 years now for a simple reason that my wife doesn't want it. I am now frustrated. I feel physically strangulated. One of friends asked me seek pleasure outside but i am avert to it. I want feel very depressed sometimes and get a strong urge but to no help. What should I do?
Ans: Dear Anonymous,
You are not alone! There are many couples in this age bracket who have very mismatched sexual urges; but that doesn't take the fact away that there is a marriage and love within it, right?

What do we do when children grow from a baby to a adult? Every phase requires us to interact with them very differently. From being instructional to giving them their space, we have managed it all...How? Because we have acknowledged that children grow up and that we need to keep adapting to suit their minds and their age then.

It's the same with marriage as well. It's not fair to expect that your wife will be sexually active and highly charged up like she used to in the early days of marriage. She possibly is going through her perimenopause or some changes emotionally that is possibly deterring her from getting intimate. Talk to her, care for her, support her and also know that there are other forms of sexual intimacy other than sex alone. Start slowly, like you are still dating and bring back the spice element. Get a general check-up done to rule out any deficiencies in terms of vitamins so that this can be added as supplements.

Now, does this mean that she will be back with the energy and urge of a 25-year old? Possibly not, but at least it will give you both time to appreciate that there are phases in life and to accept this calls for maturity and a great deal of understanding. So, start by talking about it and take it slowly...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Latest Questions
Ramalingam

Ramalingam Kalirajan  |8102 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Mar 15, 2025

Asked by Anonymous - Mar 15, 2025Hindi
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Money
Hello sir, I am 50 age and investing in the below funds by sip mode: Nippon india large cap - 2000 pm Nippon india multi cap - 2000 pm Nippon india small cap - 2000 pm ICICI prudential flexi cap - 2000 pm MO midcap fund - 2000 pm Mahindra ML large & midcap - 2000 pm Uti nifty 50 index - 1500 pm ICICI Pru nifty next 50 index - 1500 pm Nippon IT index - 1500 pm ICICI bse sensex index - 1500 pm ICICI Pru multi asset allocation - 5000 pm DSP multi asset allocation - 1000 pm SBI retirement aggressive - 1000 pm HDFC balanced advantage - 2500 pm Can I continue the above for the next 10 years OR is there a need for any changes to be made. My current MF investment stands at 20 L Looking forward to you advise please.
Ans: You are investing in a diverse set of funds across multiple categories. It is important to check if your portfolio is well-balanced, tax-efficient, and aligned with your risk appetite.

Fund Overlap and Diversification
You have too many funds in the same category.

Multiple large-cap, multi-cap, and index funds create unnecessary duplication.

A smaller, well-chosen portfolio will improve returns and reduce complexity.

Index Funds in Your Portfolio
You are investing in four index funds.

Index funds lack downside protection in market crashes.

Actively managed funds have better potential to beat the market.

Consider reducing index fund exposure to improve returns.

Sector and Thematic Funds
You have a technology sector fund.

Sector funds can be high-risk, as they depend on one industry’s performance.

A diversified portfolio is better than relying on a single sector.

If held, sector funds should be less than 10% of the total portfolio.

Multi-Asset and Hybrid Funds
Multi-asset funds help in balancing risk with exposure to equity, debt, and gold.

You have three multi-asset funds, which may be too many.

It is better to consolidate and hold only one or two of the best-performing funds.

Retirement Fund and Balanced Advantage Fund
SBI Retirement Aggressive Fund is designed for long-term wealth creation.

HDFC Balanced Advantage Fund helps in managing market volatility.

These funds are suitable for investors above 50, as they lower risk.

Recommended Changes
Reduce fund duplication by keeping only one multi-asset fund.

Exit some index funds and switch to actively managed funds.

Limit sector funds to a small portion of your portfolio.

Continue investing in flexi-cap and balanced advantage funds for long-term stability.

Final Insights
Your portfolio has good diversification but can be simplified.

Reducing overlapping funds will improve returns and ease tracking.

Shifting from index funds to actively managed funds may provide better growth.

Holding for 10 years is a good strategy, but regular rebalancing is needed.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

Anu

Anu Krishna  |1549 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 14, 2025

Asked by Anonymous - Mar 12, 2025Hindi
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Relationship
What are possibilities of getting maintenance for a working woman (with a kid) from husband . My husband has abandoned us since birth of my daughter 4years. Not taking the child's responsibility. Husband says as I am earning I should take care of financial requirement of the child too. I am doing extra duties/ work just to take care of my daughter's education and future. As I am a healthcare professional my work consists of night duties. These duties are taking toll on my health and also my daughter's . People are saying as I am a working woman I can't claim maintenance from husband. But taking care of young child is more difficult with working. I just can't leave my job , just to show nil income to claim maintenance as no one is there to support me and my daughter. Hiring a nanny , maid etc along with rent comes around 85k per month apart from school expenses. As I live in metropolitan city. Husband earns more than me but transfers money to his mother's account.He has taken me granted financially since marriage.Not able to save anything for the future. Don't have any property on my name .
Ans: Dear Anonymous,
This is a question for a legal expert; so go ahead and seek the guidance of someone who can handle your case. Along with this, you will have to think of a good balance that will allow for you to manage work and home plus your health.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Ramalingam

Ramalingam Kalirajan  |8102 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Mar 14, 2025

Asked by Anonymous - Mar 14, 2025Hindi
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Money
Hello sir, I am planning to buy a flat, with some stock sale proceeds and bank loan. Can I claim section 54F, for the entire registration amount for a flat, along with registration fee ? Or bank loan part is not considered
Ans: Eligibility for Section 54F
Section 54F provides capital gains exemption when selling assets like stocks.
You must invest the full net sale proceeds in a residential property.
The new flat must be purchased within two years or constructed within three years.
You should not own more than one residential house at the time of sale.
Treatment of Bank Loan Under Section 54F
Exemption applies only to the portion funded by stock sale proceeds.
The bank loan portion is not considered for exemption.
You need to invest the entire net sale proceeds to claim full exemption.
Registration Charges and Stamp Duty
Registration charges and stamp duty qualify as part of the property cost.
These expenses can be included for exemption under Section 54F.
However, only the part paid from capital gains is eligible.
Ensuring Full Exemption
If you reinvest only part of the net sale proceeds, the exemption is partial.
Any remaining capital gain will be taxed.
To avoid tax, the full capital gain amount must be reinvested.
Tax Implications If Conditions Are Not Met
If you sell the new property within three years, the exemption is reversed.
The capital gain becomes taxable in the year of sale.
Ensure compliance with all conditions to retain tax benefits.
Alternative Planning Strategies
If full reinvestment is not possible, consider capital gains bonds.
These bonds provide an alternative exemption under Section 54EC.
This helps in tax-efficient planning while keeping liquidity options open.
Final Insights
Section 54F helps save tax if proceeds are fully reinvested.
The bank loan portion does not qualify for exemption.
Registration costs can be included but only if paid from capital gains.
Ensure compliance to avoid future tax liabilities.
Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

...Read more

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