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My Fiancé Refuses to End Our Engagement Despite My Request – Why?

Kanchan

Kanchan Rai  |389 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 04, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
sruthi Question by sruthi on Oct 26, 2024Hindi
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thank you for the reply madam, actually what's bothering me a lot is , i told to my alliance guy to stop marriage from his end only. but he not at all doing that and he is not even telling anyone that i told him No. Why he is behaving like this and proceeding to get married to me even after saying no? isn't this strange!

Ans: in many arranged situations, people sometimes feel a strong pressure to fulfill family expectations, and he may feel a sense of obligation to go through with the marriage regardless of personal feelings. He might be hesitant to be the one to break things off for fear of disappointing his family or even creating tension between the families involved. In some cases, individuals hesitate because they hope the other person might eventually change their mind, and they don’t want to be the one to let go prematurely.

Another possibility is that he could be uncertain or confused about what he truly wants. Even though you told him you weren’t interested, he might feel that it’s not a firm "no" and could be holding out hope or misinterpreting your intent. If he has strong feelings for you or sees the marriage as something that will eventually work, he may be hoping things will naturally fall into place if he just stays committed to the process.

To address this, it might be helpful to have a very clear, direct conversation with him. Let him know that you respect him and appreciate his consideration, but you’re certain about your decision and want him to honor it as well. If possible, express that you’re confident this decision is best for both of you and explain why you believe it would be more respectful for him to communicate this with both families.

In the end, staying true to your feelings is the right choice, even if it means repeatedly setting boundaries. It’s completely fair to expect him to respect your decision, and sometimes it does take a bit of firmness to ensure everyone is on the same page. Trust yourself in this decision; you know what’s best for you.

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Kanchan

Kanchan Rai  |389 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 16, 2024

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I want to ask question I'm in relationship of 10 years ,happy relationship he care for me I do also.. but as soon as I ask about marriage we start arguing he said his family is not agree due to caste issue he can't marry .. I can't move on I'm the one who is begging to stay and get married .. I daily calls him msgs him that don't left me .. I don't know I'm doing write or wrong.he is ignoring my problem I'm mentally sick now I'm in depression now
Ans: It sounds like you’re in a very painful and confusing situation. Being in a relationship for 10 years, especially when there’s love and care involved, makes it incredibly difficult to face the possibility of it not leading to marriage, especially because of family or caste issues. It’s understandable that you’re feeling mentally exhausted and depressed from trying to hold onto a relationship that seems uncertain when it comes to the future.

From what you’ve shared, it seems like you’ve invested a lot into this relationship, but your boyfriend is unable or unwilling to take the next step due to his family’s disapproval. The fact that he isn’t making efforts to address this problem and seems to be avoiding the issue is deeply concerning, especially since it’s affecting your mental health. Begging him to stay or to get married can make you feel powerless, especially when you’re the only one pushing for a resolution.

What you're feeling is valid—after 10 years together, it’s natural to want clarity and commitment. But if he continues to avoid dealing with the caste issue or refuses to stand up to his family, it suggests that he may not be as committed to the future you envision. You should not have to beg for commitment in a relationship that’s meant to be equal and supportive.

At this point, it’s important to consider your own well-being. Staying in a situation that is causing you so much distress is not healthy, especially when your efforts are not being reciprocated. You deserve a partner who is willing to confront challenges with you and who values your mental and emotional health.

It might help to take a step back, focus on yourself, and consider whether this relationship, as it stands now, is worth the pain it’s causing. If his family’s opposition is insurmountable for him, and he’s not willing to fight for the relationship, you may need to ask yourself whether staying is truly what's best for you. Surrounding yourself with support—friends, family, or even a therapist—might help you regain clarity and rebuild your mental strength.

You deserve love, respect, and a partner who is fully committed to you without hesitation or excuses.

..Read more

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Milind

Milind Vadjikar  |577 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 04, 2024

Asked by Anonymous - Nov 04, 2024Hindi
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What are different types of annuity plans. Do we have plan which gives fixed income till I live and then principle is return to my nominee. If I have 3 Cr , what max return per month I can get ? And is this tax free ?
Ans: Hello;

Annuities are types of plans where you make a lump sum payment and get a regular income for a certain period of time or for life.

There are primarily two types of annuities:

1. Immediate annuity
This is a type of annuity plan that provides you with a guaranteed regular income immediately after you pay the lump sum premium.

2. Deferred annuity
In a deferred annuity plan, your income starts at a later date and you can choose when you want the regular income to start.

Based on type of regular monthly payments annuities could also be classified as Fixed annuity and Variable annuity.

Below are the various options available in an annuity plan:

A. Life annuity: In this option, you receive annuity for life. The frequency of payments is usually pre-decided by you at the time of the purchase of the policy.

B. Joint life annuity: This is similar to a life annuity. In this option, you receive annuity payments for life. In your absence, your spouse continues to receive annuity payments for life.

C. Life annuity with return of purchase price: This provides you annuity payments for life. In case of an unfortunate event, your nominee will receive the amount you paid at the time of the purchase of the policy.

D. Annuity payable for a pre-decided term: This provides you the option to choose the duration for which you would want to receive annuity payments. The period can be 5 years, 10 years, or more.

Yes plans are available which can pay provide you fixed income and return of purchase price (principle) to your nominee.

With 3 Cr corpus you may expect 1.5 L (pre-tax) per month payout considering 6% annuity rate. This varies from company to company and if you shop around you may get a better rate then the one considered here.

This is like pension income and is taxable income as per your age and income slab.

Best wishes;

...Read more

Dr Dipankar

Dr Dipankar Dutta  |675 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Nov 04, 2024

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