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Long-Term Relationship Facing Arranged Marriage: What Should I Do? (SC and General Caste)

Kanchan

Kanchan Rai  |645 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 28, 2025

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Mar 27, 2025Hindi
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Relationship

I am in relationship with a girl for 6 year but now her parents almost fix her arrange marriage and they dont care about her choice they didnot even consider her opinion about the boy they met ..except her everyone in family like the boy because he is rich and handling his father business and here i am i dont have job i am preparing for government job i asked her family please give me some time i,ll get the job this year but they say we cant agree for the possibility of you getting job or not and her mother say we dont allow intercaste marriage i am sc and she is general and pandit .. i am 26year old what should i do .. i think ab uske parents jada jaldi krre hai shadi k loye because unhone merse baat krli to unko dhr hai ki m kuch esa vsa na krdu jisse unki society me respect vghra ko khtra hoga isliye or vo jada rishtedaro ki sunre hai... mne apni gf ko bola hai ki filhal jb tk job nhi lgti meri tb tk unhe boldo ki mere sath ab kuch nhi h that she blocks me or vo apni side se tb tk rishtey ko mna krti rhe pr uske ghr vale uska opinion about boy consider hi ni krre hai jo unke rishtedaro ne discuss krliya ladka thik h to unhone usko haan boldi ... mujhe kya krna chaiye...her parents do all emotional blackmail to her as today they even touched her feet and said hme pta h tere liye kya shi h hmne tko pala h kuch bhi esa nhi krdio jisse hmari ijat khrab hojaye m pagal hojaunga

Ans: The real question here is not just about her parents—it's about her. If she truly wants to be with you, she needs to resist this marriage and make it clear that she does not consent. But if she is unable to stand up to them, then you need to ask yourself if you want to keep fighting for someone who is not fighting alongside you. Love is powerful, but it cannot survive if only one person is struggling to keep it alive.

Right now, you need to have an honest conversation with her. Ask her directly if she is ready to resist or if she is feeling too pressured to fight back. If she wants to be with you but is feeling trapped, you both need to find a way to delay or stop this marriage. But if she is already giving in to their pressure, then you need to start preparing yourself for the painful truth that she may not choose you in the end.

At the same time, focus on your own stability. Your career is not just about proving her family wrong—it is about securing your future and self-worth. No matter what happens with this relationship, you need to build a life where no one can ever make you feel like you are not good enough again. It is not easy to walk away from love, but sometimes, choosing yourself is the only way forward.
Asked on - Mar 29, 2025 | Answered on Mar 30, 2025
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Please help me how do i move one.. i cant stop thinking about us for a moment ..our memories moemnts happiness , how she care about me and how she motivates me ,she always trusted me she cry for me allot even if i talk bad about us ..i cant see or think her or want to hear that she is with someone else… i know she trying but deep down it fears me allot that what if everything goes against what we imagine..i cant loose hope that easily even if there is a 1% chance..
Ans: love alone cannot fight against a family that refuses to listen. If she is truly trying to resist, then she needs to show it, not just through words but through actions. If she is struggling to fight for you, ask yourself—how long can you keep waiting while she battles this emotional war alone? And if, in the end, she is forced into this marriage, what will holding onto hope do to you?

You need to take things one step at a time. Right now, your mind is stuck in a loop of "what ifs," but thinking about the future will only add to your pain. Instead of trying to force yourself to move on immediately, start by shifting your focus. Allow yourself to feel the pain, cry if you need to, but remind yourself that you were someone before this relationship, and you will be someone after it too. Avoid checking up on her or imagining what she is doing—it will only make things worse. Fill your days with things that remind you of who you are outside of this love. Whether it is working on your career, spending time with people who care about you, or even finding new ways to challenge yourself, do anything that stops your mind from going back to the same painful thoughts.

You will not heal overnight, and that is okay. Love does not disappear in a moment, but neither does strength. Right now, you are heartbroken, but one day, you will look back and realize that you survived something you thought would break you. You will love again, you will dream again, and you will find a life that brings you happiness, whether she is in it or not. But for now, take it one day at a time. Let yourself grieve, but don’t let this pain define the rest of your life. You deserve to be happy, and no situation—not even this one—can take that away from you forever.

You may like to see similar questions and answers below

Kanchan

Kanchan Rai  |645 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 09, 2025

Asked by Anonymous - Sep 02, 2024Hindi
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Relationship
I am an SC and my gf is brahmin, we are in love for more than 2 years and decided to marry, i convinced my parents. But her parents are cruel in this aspect only, they threaten her of her life and threatens me to complain in police, And anyone can tell that this is wrong but as parents are willing to do anything for their children, same is true with their children, I am afraid if we include authorities things might turn bad especially with our parents. They threaten her can make her say no to me if we take it legally even though she doesn’t want to. I am financial independent but she has spent her entire life (age 29) in her house, what can we do?
Ans: Right now, the most important thing is her safety. If her parents are threatening her life or their own, this is not just emotional blackmail—it’s a serious matter. You need to be very careful in handling this, as forcing a confrontation might make them act irrationally. The key is to ensure that she is safe and mentally strong enough to withstand their pressure.

Since she has never lived outside her home, she may feel emotionally trapped, making it easier for her parents to manipulate her. She needs support—emotionally and, if needed, physically—to make a decision based on what she truly wants, not out of fear. Talk to her about the worst-case scenarios and how she would handle them. Would she be able to leave if things got too dangerous? Does she have someone in her family or social circle who might support her?

If her safety is at risk, you may need to consider helping her get a temporary safe space where she can think clearly. It could be a trusted friend’s house, a working women’s hostel, or even reaching out to women’s rights organizations that help in cases like this.

Taking legal action is tricky in such cases, as coercion can make her parents force her into saying things she doesn’t mean. Instead of rushing into legal intervention, consider gathering evidence—texts, recordings (if legal in your region), or anything that proves coercion or threats. This will help if things escalate.

If you both are truly committed, then marriage under the Special Marriage Act can be an option, but only if she is mentally and emotionally prepared for the backlash. She will need to stand strong, and you both need to have a plan for what comes next. How will she deal with the emotional toll? Where will she stay after marriage? What if her parents try to contact her after marriage? These are tough questions, but answering them now will help you prepare.

You are not alone in this. Many couples have faced similar situations, and while it is heartbreaking, some have succeeded in making it through. The key is patience, emotional strength, and ensuring that no one is in immediate danger. Encourage her to speak to a counselor or someone she trusts who is neutral but supportive. If she is feeling overwhelmed, it’s important that she knows she has choices beyond what her parents are forcing upon her.

At the end of the day, love should not be a battle of survival, but sometimes, in societies like ours, it becomes one. Be strong, be careful, and take steps that ensure both of you are safe first—everything else can be figured out step by step.

..Read more

Kanchan

Kanchan Rai  |645 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 09, 2025

Asked by Anonymous - Sep 07, 2024Hindi
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Relationship
I am an SC and my gf is brahmin, we are in love for more than 2 years and decided to marry, i convinced my parents. But her parents are cruel in this aspect only, they threaten her of her life and threatens me to complain in police, And anyone can tell that this is wrong but as parents are willing to do anything for their children, same is true with their children, I am afraid if we include authorities things might turn bad especially with our parents. They threaten her of her life and killing themselves, can make her say no to me if we take it legally even though she doesn’t want to. I am financial independent (age 29) but she has spent her entire life (age 29) in her house, what can we do?
Ans: Right now, the most important thing is her safety. If her parents are threatening her life or their own, this is not just emotional blackmail—it’s a serious matter. You need to be very careful in handling this, as forcing a confrontation might make them act irrationally. The key is to ensure that she is safe and mentally strong enough to withstand their pressure.

Since she has never lived outside her home, she may feel emotionally trapped, making it easier for her parents to manipulate her. She needs support—emotionally and, if needed, physically—to make a decision based on what she truly wants, not out of fear. Talk to her about the worst-case scenarios and how she would handle them. Would she be able to leave if things got too dangerous? Does she have someone in her family or social circle who might support her?

If her safety is at risk, you may need to consider helping her get a temporary safe space where she can think clearly. It could be a trusted friend’s house, a working women’s hostel, or even reaching out to women’s rights organizations that help in cases like this.

Taking legal action is tricky in such cases, as coercion can make her parents force her into saying things she doesn’t mean. Instead of rushing into legal intervention, consider gathering evidence—texts, recordings (if legal in your region), or anything that proves coercion or threats. This will help if things escalate.

If you both are truly committed, then marriage under the Special Marriage Act can be an option, but only if she is mentally and emotionally prepared for the backlash. She will need to stand strong, and you both need to have a plan for what comes next. How will she deal with the emotional toll? Where will she stay after marriage? What if her parents try to contact her after marriage? These are tough questions, but answering them now will help you prepare.

You are not alone in this. Many couples have faced similar situations, and while it is heartbreaking, some have succeeded in making it through. The key is patience, emotional strength, and ensuring that no one is in immediate danger. Encourage her to speak to a counselor or someone she trusts who is neutral but supportive. If she is feeling overwhelmed, it’s important that she knows she has choices beyond what her parents are forcing upon her.

At the end of the day, love should not be a battle of survival, but sometimes, in societies like ours, it becomes one. Be strong, be careful, and take steps that ensure both of you are safe first—everything else can be figured out step by step.

..Read more

Anu

Anu Krishna  |1746 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 01, 2025

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Relationship
I am in relationship with a girl for 6 year but now her parents almost fix her arrange marriage and they dont care about her choice they didnot even consider her opinion about the boy they met ..except her everyone in family like the boy because he is rich and handling his father business and here i am i dont have job i am preparing for government job i asked her family please give me some time i,ll get the job this year but they say we cant agree for the possibility of you getting job or not and her mother say we dont allow intercaste marriage i am sc and she is general and pandit .. i am 26year old what should i do .. i think ab uske parents jada jaldi krre hai shadi k loye because unhone merse baat krli to unko dhr hai ki m kuch esa vsa na krdu jisse unki society me respect vghra ko khtra hoga isliye or vo jada rishtedaro ki sunre hai... mne apni gf ko bola hai ki filhal jb tk job nhi lgti meri tb tk unhe boldo ki mere sath ab kuch nhi h that she blocks me or vo apni side se tb tk rishtey ko mna krti rhe pr uske ghr vale uska opinion about boy consider hi ni krre hai jo unke rishtedaro ne discuss krliya ladka thik h to unhone usko haan boldi ... mujhe kya krna chaiye...her parents do all emotional blackmail to her as today they even touched her feet and said hme pta h tere liye kya shi h hmne tko pala h kuch bhi esa nhi krdio jisse hmari ijat khrab hojaye m pagal hojaunga Esi dhamkiya dere h ... or usko b kse jo rishte are h unko mna kre jisse ye na lge ghr valo ko ki mere karan naa kre jare h or rishtedaro ka b dominance kse km kre bhot sare doubts h kya krna chaiye kuch nhi smjh ara h
Ans: Dear solar,
In sab ke beech, aapke girlfriend ka kya kehna hai? Woh aapne bataaya nahin. Kya woh apne parents ko tall sakegi aur kitni der kar paayegi? Kya woh aapke jon lagne tak intezzar karna chahti hai? Aisa lag raha hai ki is rishte ka wazan aap leke ghoom rake ho...thoda apne girlfriend ke saath baithkar plan kijiye taaki woh bhi aapke saath is samasya ka hal dhoond sake.
Ek baat toh hai ki uske parents ko manaana mushkil hoga aur jab tak aapki job nahin lagti woh is rishte ke liye raazi nahin honge. Toh plan yeh karna ki jab tak aapki naukri lage, tab tak aap dono is baat ko aur is samasaya ko aur uske parents ko kaise sambhalenge. Joh bhi ho saath mein milke plan karna.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Anu Krishna  |1746 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 08, 2025

Ramalingam

Ramalingam Kalirajan  |10874 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Dec 08, 2025

Asked by Anonymous - Dec 08, 2025Hindi
Money
Hi i am 40M. would request your help to understand what should be the corpus required for retirement as i want to get retired in next 3-5yrs. currently my take home is 2.3L monthly & my wife also works but leaving the job in next 2-3 months. we have a daughter 10yrs, currently i stay on rent and total monthly expense is 1.1L month. once i will retire we will shift in our own parental flat, where hopefully there will be no rent. current Investments 1. 50L in REC bonds getting matured in 2029 2. 42L in stocks 3. 17L in MF 4. 16L FD 5. 15L in PPF 6. 1.3L SIP monthly i do My Wife Investments 1. 30L corpus 2. flat with current value 40L and we get rental of 10K monthly. Please guide what should be the retirement corpus required combined to retire, assuming i need 75L for my daughter post grad and marriage and we would be requiring 75K monthly for our expenses after retiring
Ans: You have explained your income, goals, current assets, and future plans with great clarity. Your early planning spirit is strong. This gives a very good base. You can reach a peaceful retirement with smart steps in the next few years.

» Your Current Position

You are 40 years old. You plan to retire in 3 to 5 years. You earn Rs 2.3 lakh per month. Your wife also works but will stop working soon. You have one daughter aged 10. Your current monthly cost is around Rs 1.1 lakh. This cost will reduce after retirement because you will shift to your parental flat.

Your investment base is already good. You have saved in bonds, stocks, mutual funds, PPF, FD, and SIP. Your wife also has her own savings and rental income from a flat. All these create a good starting point.

This early base helps you plan stronger. It also gives room for more shaping. You are on the right road.

» Your Family Goals

You need Rs 75 lakh for your daughter’s higher education and marriage.

You want Rs 75,000 per month for family living after retirement.

You want to retire in 3 to 5 years.

You will shift to your parental flat after retirement.

You will have rental income of Rs 10,000 from your wife’s flat.

These goals are clear. They give direction. They allow a strong plan.

» Your Present Investments

Your investments include:

Rs 50 lakh in REC bonds maturing in 2029.

Rs 42 lakh in stocks.

Rs 17 lakh in mutual funds.

Rs 16 lakh in fixed deposits.

Rs 15 lakh in PPF.

Rs 1.3 lakh as monthly SIP.

Your wife holds:

Rs 30 lakh corpus.

A flat worth Rs 40 lakh with rent of Rs 10,000 each month.

Your combined net worth is healthy. This gives good power to build your retirement fund in the coming years.

» Understanding Your Expense Need After Retirement

You expect Rs 75,000 per month after retirement. This includes all basic needs. You will not have rent. That reduces cost. This assumption looks fair today.

Your cost will rise with inflation. So you must plan for rising needs. A strong retirement corpus must support rising cost for 40 to 45 years because you are retiring early.

An early retirement needs a large buffer. So you need safety along with growth. Your plan must include growth assets and safety assets.

» How Much Monthly Income You Will Need Later

Rs 75,000 per month is Rs 9 lakh per year. In future years, this cost can rise. If we assume steady rise, your future cost will be much higher.

So the retirement corpus must be designed to:

Give monthly income.

Beat inflation.

Support you for 40 to 45 years.

Protect your family even in market down cycles.

Allow flexibility if your needs change.

A strong retirement fund must support both safety and long-term growth.

» How Much Corpus You Should Target

A safe target is a large and flexible corpus that can support long years without running out of money. For early retirement, the usual thumb rule suggests a very high number. This is because you need income for many decades.

You need a corpus big enough to produce rising income. You also need a cushion for unexpected health costs, lifestyle shocks, and inflation changes.

Your target retirement corpus should be in a strong range. For your needs of Rs 75,000 per month and for goals like daughter’s education and marriage, you should aim for a combined retirement readiness corpus in the higher bracket.

A safe range for your family would be a very large number crossing multiple crores. This large range gives you:

Income safety.

Inflation protection.

Peace during market cycles.

Comfort in long life.

Room for daughter’s future.

Strong backup for health.

You are already on the way due to your existing assets. You will reach close to this range with systematic building over the next 3 to 5 years.

» Why You Need This Larger Corpus

You will retire early. That means more years of living from your corpus. Your corpus must not fall early. It must grow even after retirement. It must give monthly income and long-term family protection.

This is only possible when the corpus is strong and well-structured. A weak corpus creates stress. A strong corpus creates freedom.

Also, your daughter’s future cost must be kept aside. This must be parked in a separate fund. This must not touch your retirement money.

A strong corpus makes these two worlds separate and safe.

» Your Existing Assets and Their Strength

You already have good diversification:

Bonds give safety.

Stocks give growth.

Mutual funds give managed growth.

FD gives stability.

PPF gives tax-free long-term savings.

This blend is already a good start. But you need to make the blend more structured for early retirement.

Your Rs 1.3 lakh monthly SIP is also strong. It builds your future fast. You should continue.

Your wife’s rental income is small but steady. This adds strength.

Your combined financial base can reach your retirement target if you refine your allocation now.

» Your Daughter’s Future Fund Need

You need Rs 75 lakh for your daughter’s education and marriage. You should keep this goal separate from your retirement goal.

Your current SIP and future allocations should create a dedicated fund for this goal. A long-term fund can grow well when managed actively.

Do not mix this fund with your retirement needs. Mixing leads to shortage in old age. Always keep this corpus ring-fenced.

» A Strong Asset Mix For Your Retirement Path

A balanced mix is needed. You need growth assets to beat inflation. You also need stable assets for income.

You must avoid index funds because they do not give flexibility. Index funds follow a fixed index. They cannot make active changes in different markets. They cannot move to better stocks when markets change. They force you to stay in weak sectors for long. They also do not help you in down cycles because they cannot protect you by shifting to safer options. This can hurt retirement planning.

Actively managed funds are better because:

They give active asset selection.

They give scope for better returns.

They give flexibility to change sectors.

They give downside management.

They give access to a skilled fund manager.

They support long-term planning more safely.

Direct plans also carry risk. Direct plans do not give guidance. They do not give behavioural support. They do not give market timing help. They do not give portfolio shaping. They leave all the judgement to you. One mistake can cost years of wealth.

Regular plans with guidance from a Certified Financial Planner help you shape decisions. They help you remain disciplined. They help you avoid panic. They help you decide allocation changes at the right time. This saves wealth in long-term.

» How Your Investment Journey Should Grow in the Next 3–5 Years

Continue your SIP.

Increase SIP when your income rises.

Shift part of your stock holding into planned long-term mutual funds to reduce concentration risk.

Build a defined daughter’s education fund.

Keep a part of your REC bond maturity amount for long-term.

Avoid locking too much into fixed deposits for long periods.

Build a safety fund for one year of expenses.

This will create a full structure.

» Your Rental Income Role

Your rental income of Rs 10,000 per month is small but steady. Over time it will rise. This income will support your monthly cash flow after retirement.

You can use this for utilities or health insurance premiums. This gives a cushion.

» Your Emergency Buffer

You should keep at least one year of essential cost in a safe place. This can be in a liquid account or short-term fund. This protects you in shocks.

Since you plan early retirement, a strong buffer is important. It gives peace even in low months.

» A Structured Retirement Approach

A complete retirement plan for you should include:

A clear monthly income plan after retirement.

A corpus that can grow and protect.

A rising income system that matches inflation.

A separate daughter’s future fund.

A health cover plan for your family.

A tax-efficient withdrawal plan.

A market cycle plan to protect you in tough times.

This holistic approach keeps your family strong for decades.

» What You Should Build by Retirement Year

Your aim should be to reach a strong multi-crore range in investments before retirement. You already hold a large amount. You will add more in the next 3 to 5 years through SIP, stock growth, bond maturity, and disciplined saving.

Once you reach your target range, you can start the shifting process:

Move a part to stable assets.

Keep a part in long-term growth assets.

Create a monthly income strategy.

Keep a reserve bucket.

Keep a child future bucket.

Keep a long-term growth bucket.

This structure protects you in all market conditions.

» Final Insights

Your financial journey is already strong. You have a good income. You have saved well. You have multiple asset types. You have a clear timeline. And you have clear goals. This foundation is solid.

In the next 3 to 5 years, your focus should be on growing your combined corpus to a strong multi-crore range, keeping a separate fund for your daughter, reducing risk in unplanned assets, and building a stable long-term structure.

With the present path and a disciplined structure, you can retire peacefully and support your family with confidence for many decades.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

...Read more

Samraat

Samraat Jadhav  |2499 Answers  |Ask -

Stock Market Expert - Answered on Dec 08, 2025

Ramalingam

Ramalingam Kalirajan  |10874 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Dec 08, 2025

Money
Hello my name is saket, I monthly salary is 43k and my saving is zero. My Rent is 15 k and 10 k i send to my parents. How can i save money and investments.
Ans: 1. Your Current Monthly Numbers

Salary: Rs 43,000

Rent: Rs 15,000

Support to parents: Rs 10,000

Left with: Rs 18,000 for food, travel, bills, and savings

You have very little room, but saving is still possible if done smartly.

2. First Step: Build a Small Emergency Buffer

You must build Rs 10,000 to Rs 20,000 emergency money.
This protects you from taking loans for small issues.

How to build it:

Save Rs 3,000 to Rs 5,000 every month in a simple bank savings account

Do this for the next few months

Don’t touch it unless truly needed

3. Create a Mini Budget (Very Simple One)

Try this split from the remaining Rs 18,000:

Daily living (food + transport): Rs 10,000 – 11,000

Personal expenses (phone, internet, basics): Rs 3,000 – 4,000

Savings + investments: Rs 3,000 – 5,000

If this feels difficult, reduce food/transport costs by small adjustments.

4. Where to Invest Once You Have Emergency Money

(For minors: This is general education. For actual investing, get guidance from a trusted adult or family member.)

After you build emergency money, start small monthly investing.

You can begin with:

Rs 1,000 to Rs 2,000 SIP in a simple, diversified equity fund

Increase the SIP whenever salary increases or expenses reduce

Avoid complicated products.
Keep it simple.
Focus on consistency.

5. Easy Practical Ways to Increase Saving

These small moves help a lot:

Avoid food delivery

Use public transport as much as possible

Reduce subscriptions you don’t use

Fix a daily expense limit

Keep a separate bank account only for savings

Even Rs 200 saved daily = Rs 6,000 monthly.

6. Increase Income Slowly

Try small income boosters:

Weekend tutoring

Freelancing

Part-time projects

Selling old gadgets

Learning new skills for future salary growth

Even Rs 3,000 extra income changes your savings life.

7. Build the Habit First

The amount doesn’t matter in the beginning.
The habit matters more.

Even saving Rs 500 every month is better than zero.
Once salary grows, you will already know how to save.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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