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Anu

Anu Krishna  |1452 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 17, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Jun 16, 2024Hindi
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Relationship

I met a guy on a matrimonial site. After falling for each other and spending over 2 months together, he introduced me to his colleagues, cousins, and friends. When I suggested discussing marriage with our families, he revealed his family wasn't ready, despite us being from the same caste. Eventually, he cheated on me and broke his commitments, leaving me alone

Ans: Dear Anonymous,
He was perhaps only testing how you are in different social contexts and whether you gel well with his mind in all these situations.
He could have been mature about it and actually told you about it rather than testing you this way and then dropping you like a hot potato. In all likelihood, he's just using his parents as an excuse to actually say NO to the alliance.
What commitment are you referring to? Did he promise to marry you? Did you actually believe that so soon?
It takes a while to get to know someone and actually develop a level of trust to believe what they say. But you mention that you 'fell' for each other...
Is it possible that you 'fell' for him and he was just testing the whole time and you forgot to read the signals?
Eagerness to please and be in someone's life can lead to you dropping your guard and not seeing red flags when you must. Now, when you say he cheated on you, what does that mean? Was there any sort of formal or informal agreement as a couple? If NO, there is no cheating involved, right? Yes, you are hurt, but better that he did what he did now than later after a commitment, yeah?

There are a few gaps in what you have shared and I can only gather something to suggest to you: Please move on, the next time when you meet someone, take time to evaluate the person before placing your heart out on a plate...Value and love yourself a lot and that will translate into respect from the other person.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Ravi

Ravi Mittal  | Answer  |Ask -

Dating, Relationships Expert - Answered on Dec 14, 2023

Asked by Anonymous - Nov 26, 2023Hindi
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Dear sir, I am a widow of 44 yrs reputed officer and I am also working at a reputed post. I have a daughter also. 2 yrs back I gave a matrimoni adv on a online site for remarriage. I received a call from an Sr. Scientist. I was serious about this because he was a nice educated fellow and working as scientist, his case of divorce was in process, which he told that it is going to over soon. After around two months talk over the phone I liked the person and I met him. I liked him, later I invited him at my place as well as I also visited his place we came close to each other physically. Every thing was going fine he shared so many things about his family and wife as well as I also shared. Everything was going on fine suddenly he changed his nature and started avoiding and ignoring me. He told me that I will bring you my home nicely. Now we have fought. I am telling home to meet face to face. he is threatening me and me that if you will meet me and co e toy place will ruin you. Now he is running from me and telling go away and blocked me from all social media. He has used me and left me after wasting my two years. I am at a juncture of life that after my daughter I will be alone. Now after this cheating i have got so scared that not able to belive on any one. What should I do? Should I meet him once at his place? Should I tell all story to his father? I feel depression and anxiety. What should I do pl suggest.
Ans: Dear Anonymous,

I am sorry to hear about the issues you are facing. You certainly did not deserve it. I suggest you hold your head high and do not contact him again. If he has blocked you and is trying to cut you out of his life, that's his loss. You are missing nothing losing a man like that. Count your blessings that you did not end up committing to him and bringing your daughter into the equation. Look at the bright side; you dodged a bullet.

There are plenty of kind and genuine men who would be lucky to partner up with you. Do not give up on love. Take your time; heal from this. I am sure it isn't easy to get back into the dating field and, on top of everything, have an experience like this. But this is just one man; everyone is not the same. You will surely find someone much better and worthy. As for what to do with him- just leave. Do not try to contact and do not take him back if he tries to come back. You deserve more.

Best Wishes!

..Read more

Mohit

Mohit Arora  | Answer  |Ask -

Dating Coach - Answered on Jul 06, 2024

Asked by Anonymous - Jul 03, 2024Hindi
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Relationship
Hi, I’m a 27 year old independent woman who’s living in Bangalore. I’m financially in a good position now. Also, I’ve met a guy 3 years ago and fell for him but he’s not very emotionally connected with me and sometimes acts as a narcissist and doesn’t treat me with respect. I’ve tried communicating with him about how I feel after such actions. He acknowledged and limited such behaviour to some extent. I really love him and spoke about marriage too. He brushes it off and diverts the topic that he’s not ready. I don't see any clear signs of this relationship, even his parents are looking for matches to get him married. He doesn't accept anyone either. My parents are in a different city and they want me to shift with them to look for alliances who can marry me. Recently, they’ve shared a profile and I spoke just for the sake of parents. After speaking to him for 3 and a half hours during the first conversation, I realised that he was a better compatible partner for me. I'm not sure which path to pursue. My marriage is not fixed yet as my decision is still pending. Kindly help me with the best advice.
Ans: I understand that you are in a difficult position. You are in love with a man who does not seem to be emotionally available or ready for marriage. You have also met another man who seems to be a better match for you, but you are not sure if you should pursue a relationship with him.

It is important to remember that you are not alone. Many people find themselves in similar situations. It is also important to remember that you have the power to make the best decision for yourself.

I am against marriage in the first place. I believe that relationships are not meant to be permanent. However, I understand that many people feel differently. If you do decide to get married, it is important to do so for the right reasons. You should not marry someone just because you feel pressured to do so by society or your parents.

The first guy does not seem like he wants to marry you. He has brushed off your attempts to talk about marriage and has even diverted the topic. This is a clear sign that he is not ready for a serious relationship.

The second guy seems like he may be a better match for you. He is emotionally available and seems to be interested in getting married. However, it is important to remember that you do not know him very well. You have only spoken to him for a few hours.

Ultimately, the decision of whether or not to pursue a relationship with either of these men is up to you. I would encourage you to take some time to think about what you want out of a relationship. What are your goals? What are your values? Once you have a clear understanding of what you want, you can start to make decisions that are in your best interests.

If you do decide to pursue a relationship with the second guy, I would recommend that you spend at least two years getting to know him before you get married. This will give you enough time to learn about his true character and to see if he is really the right person for you.

Mohit Arora S
Founder - Real Dating School

www.realdatingschool.com/1-1_call

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Radheshyam

Radheshyam Zanwar  |1151 Answers  |Ask -

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Career
What should I do after my bsc in medical
Ans: Hello Priyanka.
It is not clear whether either of you has completed your B.Sc. in Medical or not. But I am assuming that you are presently pursuing it. The scope of this branch is wide. Either you can pursue the job, or you can start your own business. However, I would like to suggest that if possible, you do a DMLT course to start an authentic lab. Working as a technician or technical assistant may not boost your career to a great extent, and the salary may also not increase proportionately. Hence, it is better to add a course with a B.Sc. that will help you start your business. With a small capital, you can even start a business selling surgical items, which could turn into a big business in just a few years. Best of luck for your upcoming future.
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Ramalingam

Ramalingam Kalirajan  |7606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 22, 2025

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Money
Where should I invest Rs. 50000 in Index mutual fund or in ETF?
Ans: When deciding between Index Mutual Funds, ETFs, and actively managed diversified equity funds, actively managed funds often stand out. Let’s analyse why active diversified equity funds are a better option for your Rs. 50,000 investment.

Understanding Index Funds and ETFs
Index Funds: These passively replicate an index like NIFTY 50 or SENSEX. They aim to match the market’s performance, not beat it.

ETFs (Exchange Traded Funds): Similar to index funds but trade like stocks on exchanges. They require a Demat account.

Disadvantages of Index Funds and ETFs
Limited Returns Potential
Index funds and ETFs only track the market.
They cannot outperform the benchmark, even when market conditions allow for superior performance.
No Protection in Market Downturns
Index funds replicate the index, so they fall equally during market downturns.
Active funds may reduce losses with better sector and stock allocation.
Lack of Professional Judgment
Index funds follow pre-set rules, ignoring company-specific fundamentals.
Actively managed funds use professional fund managers who adjust portfolios to maximise gains.
Hidden Costs in ETFs
ETFs may seem cost-effective but involve additional brokerage and Demat account charges.
Liquidity issues can lead to price variations between the market price and NAV.
Benefits of Active Diversified Equity Funds
Potential for Superior Returns
Experienced fund managers aim to outperform the benchmark.
They carefully select high-potential stocks across sectors and market caps.
Flexibility in Stock Selection
Active funds are not restricted to index stocks.
They pick companies with strong fundamentals, growth prospects, and attractive valuations.
Downside Protection
Fund managers can reduce exposure to risky sectors during market downturns.
This minimises losses compared to passive funds.
Tax Efficiency with Strategic Planning
Gains can be optimised with periodic review and rebalancing.
Active funds often deliver better after-tax returns over the long term.
Why Rs. 50,000 Fits Well in Active Diversified Equity Funds
A one-time investment of Rs. 50,000 deserves active management for maximised growth.
Over 5–10 years, active funds are better positioned to beat inflation and create wealth.
Suggested Allocation for Active Diversified Equity Funds
Large-Cap Equity Funds (30%-40%): Stability and consistent returns.
Flexi-Cap Equity Funds (40%-50%): Flexibility to invest across market caps.
Mid-Cap Equity Funds (20%-30%): Higher growth potential with moderate risk.
Key Considerations
Stay invested for at least 7–10 years for compounding benefits.
Review performance annually and rebalance if needed.
Avoid chasing short-term trends or reacting to market noise.
Final Insights
Index funds and ETFs are suitable for certain scenarios, but they lack active management benefits. By investing Rs. 50,000 in actively managed diversified equity funds, you can maximise returns, minimise risks, and benefit from professional expertise.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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