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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 14, 2021

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
R Question by R on Oct 14, 2021Hindi
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Relationship

Dear mam, I am married for 14 yrs. Love marriage.

I used to work earlier but quit because my husband was earning well and he said he will take care of me and my son.

We used to be a happy couple but during the lockdown my mother-in-law and sister-in-law decided to move in with us.

Slowly they started creating issues between my husband and me often badmouthing my behaviour or complaining about me.

I was unaware about it until recently when we had a big fight. That’s when I realised that they have been planning to drive me out of the house and get him married to someone else whom they can manipulate.

It’s been over a year now that my husband is not even talking to me properly.

I went and stayed with my parents for some time but even they feel I am a burden and should adjust and accommodate instead of giving them reasons to fight. They don’t understand that all this is politics.

Now my husband is talking to some girl whom I don’t like. That is causing more problems and fights between us.

Anything I say is used against me now. Please help me mam. What to do?

Ans: Dear R, why did they start to create issues between you and your husband?

What led to this? It rarely happens that people go after people with no reason.

Did you have any reservations about them coming and staying over?

Did you express it in some form to them? (Ask these to yourself so that you know that any act on your part did not lead to this situation. Of course, nothing justifies their plotting to get their son married behind your back).

If the answer to this is NO, then it's time to confront your husband, get a mediator and put things on the table.

What does he want? What do you want?

Do you both want to continue in this marriage?

What are his responsibilities towards your son?

These need to be addressed without anymore delay. Being in a limbo state is not fun as it keeps you guessing and the uncertainty can cause a lot of stress.

Also, kindly sensitise your parents towards what you are going through, so that support you in this time of need.

Act NOW and whatever you decide, put yourself first and take care of you emotional state of mind.

Best wishes!

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Kanchan Rai  |423 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 21, 2024

Asked by Anonymous - May 11, 2024Hindi
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I feel so sorry for my situation which I was put myself in , I first got arranged marriage and got divorced after six years as he has an affair with other women and he is rich but does not love me at all or no relationship between so my family thought of leaving this toxic relationship so we got mutual divorce . Then I had a guy who proposed me before my first marriage but could marry due to caste issue but still he is good freind to me but after divorce I thought I can marry him as he is my best freind instead of marrying unknown second time , when I got divorced my age is 32 this freind of mine has family burdens so he made to wait three years I waited by convening my parents and got married one and half year back now his sisters and mother are torturing me in every thing like they want their son to obey them and my hubby is not serious about our marriage he is not earning anything but I work I had private job , he is addicted to drinking and drinks a lot and depends on my money and my in laws always shout on me and fight with me saying you don’t care us visit us , you people living happily , and buying everything in house and you loved him now complaining about him , he not drinker before marriage because of you he got addicted and my sister in law see me as an insect and fights shouts on me in front of all they don’t call me text me or talk to me when I am there , they don’t treat as I am existed if I got to my in laws house as we stay separately , even they don’t respect my mom dad also ..... I don’t know what to do now . My hubby won’t respond if I say anything on them that I am hurt like that and he won’t earn at all and stiilll drinking also
Ans: Navigating through a divorce and then finding yourself in a marriage where you're facing similar struggles must feel incredibly disheartening. It's understandable that you feel overwhelmed by your husband's drinking, financial strain, and the harsh treatment from your in-laws. Feeling invisible and disrespected in your own home is a heavy burden to bear, and your feelings of frustration and sadness are completely valid.

It’s important to prioritize your own well-being and happiness. Seeking support from a therapist or counselor can provide you with emotional guidance and help you explore your options. Having an honest conversation with your husband about your feelings and needs is also crucial, although it may be challenging.

Remember, you deserve to be in a relationship where you feel valued, respected, and loved. Whether that involves working through these challenges with your husband or considering other options, it’s essential to prioritize your own happiness and mental health. You are not alone, and there are people who can support you through this difficult time.

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2024

Asked by Anonymous - May 27, 2024Hindi
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Relationship
Hello, I got married to the person who was behind me for years. I always considered him as my friend and supporter even after knowing his intention. My mom kept advising me we should go behind that person who cares and loves us. I obeyed her. Soon after things went into proposal mode his family started demanding for dowry and other stuffs. My friend was not from a well fed family which I was not aware. They lied to is they are very rich, hence they need what the demanded since the marriage news was widw spread wit no options we arranged and gave. My friend and his mother brain washed and convinced us to agree for this marriage. Even since I got married my husband and his mother is ruling on me and family. It was late when we got to know that they have been lying to is on their assets. Now when we ask them they deny and keep harassing me. My family got fed up of these fights started maitaining distance and since I Don want to trouble my divorced mother I stop complaining about the issues I am facing. My in-laws demand increases day by day. My mother-in-law is a mother of two kids a son and a daughter but everytime she tortures me and her son is quiet most of the time. When responsibility comes she supports her daughter and makes us to take responsibility which is not fair. Responsibiloty is parallel and must be shared. I am not well, my husband doesn't even give me money or take me to doctor. I am been told marriage means providing food and shelter. Please advise me what shud I do I am fed up
Ans: Dear Anonymous,
Basically you have been cheated; period!
What do you with even a basic thing like being cheated at a shop? Do you actually keep the product OR return it?
Yes, relationships are not like that BUT do understand that your marriage has been nothing but a transaction with mean minded people out to destroy you and your peace of mind.
There are no children in the equation so far...so do know you are free to take a decision. Today, it's harassment and giving you no money, tomorrow who knows what else!
Do you not see that they have begun to make you depend on them for the basic things? This is how it all begins before it gets into other shades of harassment which I do not want to speculate.
Put yourself first; be selfish and think about what to do next to actually live a peaceful and carefree life like the way it was before marriage.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 11, 2024

Asked by Anonymous - Nov 09, 2024Hindi
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Relationship
I got married 1year back. It was an arrange marriage. But boy & his mother put so much efforts for convincing me for a year, though I was not comfortable by his mom’s behaviour of over controlling & dominating (she is on various anti psychotics medicine for 10-15 years), her husband is no more. I had my only parent my mom who got expired 3years back, no siblings. I am in good profession with job since 6 years. I kept myself busy in hobbies to get out of this loss. During that period, this family approached my relatives. I talked to them but couldn’t get convinced by their behaviour as his mom seemed to be very cunning. But finally got married to same person as my relatives were already convinced. They apologised & promised for their past misbehaviour. From first month, I got to know that I m married to a mama’s boy who made fake promises for protecting me. He becomes so unstable & had multiple outbursts. He puts all blames on me, he gaslights about me, whenever he is under his mom’s affect. My job is far away from their home. So I didn’t quit my job & living alone even after marriage. We both husband-wife meet on weekends. But as soon as he spends a day with his mom, he starts talking shit about me. His mom directly targets me in front of him, he never defends me. He just compensates with outings.. but later on, blames me that I asked him to take me out. I go home only for weekends.. but in that also his mom speaks something out of her own insecurities. I am clear now that her only intention is to make us fighting so he never visits me. And if I visit them, she does something blackmailing to threaten his son if he tries to ignore her. (For more info— she has all the authority & money though she was always the homemaker, no contact with her own in-laws, her own brothers & parents , even her own married daughter). I am totally helpless to save my marriage. I tried various therapists for couple counselling sessions but he does not show much if compliance & his mom just hate when u suggest couple counsellings. She wants everything in her hand, which I understood so early , so I kept continuing my work & living at my workplace. But my husband also never recognise the root cause. He gives me silent treatment for days till weekend. He just blames me everyday , very very sarcastic tone that I don’t want to talk to him even on a call. He does something for me & then everyday he blames me for asking for that which is totally false. Now I refuse to take any favour from my husband. I tried for baby but miscarriage. There was so much stress & immediately I moved to my workplace. Plz any suggestions?? For how long, me & my husband will be living like this ? Is there any similar case with some positive hope ?? I know he has some personality issues, one moment he is nice to me & within hours he backfires continues to talk without listening with full energy of blaming me for everything. He imagines something false to portrait about my image & doesn’t trust me at all. On other hand by their behaviour, I am constantly missing my beloved mom. And getting into that grief of losing her deeper. I am seeing my mom in my dreams regularly these days. I am feeling betrayed by trusting them & made a wrong decision on their fake promises.
Ans: Dear Anonymous,
You did ignore all the red flags that you already had spotted. You have married a man who is completely under his mother's spell. And from what you have shared counseling hasn't helped either. It would not have as until people think that they want things to change, nothing much will change.
I am unsure about how things can turn positive unless both spouses get deeply involved in working on the marriage. Also, how far are you willing to go to put that single-handed effort for you to see the change in him...It could be a heavy task on you!
It's about time that you evaluate where you stand in this marriage and how much longer you be the one to keep the marriage together? This should give you an indication on what your next steps can be...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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