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Kanchan

Kanchan Rai  |175 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 08, 2023

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Dec 05, 2023Hindi
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Relationship

Hi Ma'am, I have been in a relationship for almost a decade now i.e. since graduation and now me and my bf are doing good in our respective jobs. Since we come from different religions, we have been trying to convince our family very much for last two years to let us happen and get married and in these scenarios during covid I lost my father too now that it's just me and my mom and my elder sister due to societal pressure also they were not agreeing for us but then I could feel now that his family was some how just dragging us showing fake acceptance for me but still being very orthodox but in this process me and my bf got committed to each other very seriously in terms of physical ways but now his family is completely denying the fact that they don't us to happen and are literally forcing his son to marry in their caste. On this thing, the guy is trying to make me understand with false accusations that it's not his family butine which doesn't want us to proceed since my family wanted a mutual ways of marriage and not just his culture thing or else court marriage was the last opt but my guy is saying no I can never go against my family this and that you better understand and I don't know I'm feeling very cheated that now at this stage after being this close where he should have been standing strong with me he's pushing me to set back I don't know iam so clueless I got no energy to get back to being productive in my life or something whereas this acts of his and his family's forcible nature is somehow triggering me to opt for legal methods....I need guidance it's all dark for me and feeling too used.

Ans: Hello Dear,
I'm truly sorry to hear about the challenges you're facing in your relationship. It's a complex and emotionally charged situation, and it's understandable that you're feeling hurt and confused It's okay to take some time for self-reflection and self-care. Understand and acknowledge your emotions before making any decisions. Give yourself the space to process the situation and its impact on your well-being. Have an open and honest conversation with your boyfriend about your feelings. Share your concerns, fears, and expectations. Encourage him to express his feelings and concerns as well. Effective communication is crucial at this stage. Reflect on your priorities and values in a relationship. Consider whether the current situation aligns with what you envision for your future. Be honest with yourself about what you need and deserve in a partnership. If you're contemplating legal steps, it's advisable to seek legal advice to understand the implications and options available to you. Consult with a lawyer who can provide guidance based on your specific situation and laws. While it's crucial to address the relationship concerns, also focus on your personal growth and well-being. Pursue activities that bring you joy, engage in self-improvement, and consider your long-term goals. Assess whether the relationship is healthy and supportive. Consider whether both partners are willing to work through challenges and make compromises for the well-being of the relationship. Establish clear boundaries for yourself. Determine what you are willing to accept and what you cannot tolerate in the relationship. It's crucial to prioritize your own well-being. If both families are open to it, consider seeking the help of a mediator or counselor who can facilitate discussions and help find common ground. Mediation can be a constructive way to address conflicts and find solutions.
Ultimately, prioritize your own happiness and well-being. If the relationship is causing you significant distress, it's important to evaluate whether it's a healthy and fulfilling partnership for you. it's okay to seek professional help or legal advice if needed. Making decisions about your future can be challenging, but it's crucial to prioritize your own happiness and mental health. If you find it difficult to navigate these issues on your own, seeking guidance from professionals or supportive friends can make a significant difference.

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Anu

Anu Krishna  |839 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 19, 2023

Asked by Anonymous - Sep 02, 2023Hindi
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Relationship
Hi Ma’am, My parents are not agreeing for my marriage with an intercaste marriage and this is not the first intercaste marriage one of cousin tried convincing their parents for 5 yrs but eventually gave up and opted for court marriage today they are very happy even their parents has also accepted the marriage. In my case , my parents are mocking me for my feelings and emotionally abusing me and have crossed all their limits. They know my boyfriend from class 10th and their family too but the only issue is with then what others will say . My mother called my boyfriend and kept on saying leave me alone and in return my boyfriend said aunty I know this is the big thing we will not take any drastic step and without your approval we will not get married and I’m willing to wait for your daughter even if it is waiting for for 5-6 yrs . We both are doing pretty good in our career we both have been so focused with out life. But after this call she kept on saying he’s very manipulative as he did not disrespect my mother and as a result of this my mother and father kept on harassing me by saying ill and foul words to me. They are so lost in their ego that I am suffering from 104 degree fever and they are ignoring this fact kept on saying foul words to me. My mother day and night she’s entering my room is saying Every second I’m giving you baddua ( wishing something bad happen to me) . I put forth my point but they are not in state of listening and somewhere very unhappy that I’m not financially dependent on them so they are keep bashing my job. I have stopped talking to them regarding this topic and just having very minimal conversation with them and I’m not misbehaving with them for this also they are scolding me they want to act normally and come sit with them.
Ans: Dear Anonymous,
Inter-faith marriages are still unaccepted in many societies and the challenges that come with it are not just with family acceptance but adapting and adjusting to different cultures, tastes etc...
Yes, on the one hand, love does not have any boundaries BUT massive changes in society have still not taken place to accept inter-faith marriages and your parents also belong to that very same society that hinders more than supports.
It has come down to a choice for you now!
Family or your Love?
If you choose Family, all will be well except you and your boyfriend. It will be giving up what you dreamed of together.
If you choose Love, you can of course live life on your terms but your family may vow to never see you again (it seems evident from all the vibes at your home).
Since, you are financially independent, you are in a better position to decide BUT it is going to be a decision that will leave someone unhappy. Who that is going to be and whether you can harden yourself with it is the question!
Now, Family and Love can go hand in hand only when both integrate which means an uphill task for both sides to negotiate, navigate and live in harmony. If this can be achieved by some neutral person bringing both sides together, please attempt this first before making a final decision. But make the choice soon, so there is a resolution either way.

All the best!

..Read more

Anu

Anu Krishna  |839 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 28, 2023

Asked by Anonymous - Sep 26, 2023Hindi
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Hi Anu, I'm unable to decide what to do with my life like I'm totally stuck emotionally...I am having a 1.5 years relationship but I'm confused in that relationship to go forward or end....last year everything was ok...my boyfriend had a past which he shared me before starting of our relationship only...i accepted his past and only continued to move forward in our relationship....but his ex was in touch with him...when I was out of station they planned a team out with their mutual friends and I came to know after seeing their pics...he have explained the situation and I agreed that ....but somehow I couldn't accept the that...and it continuously triggered me...later his mother took the help of that girl for her personal things ....like she used to come to his house and I was not aware of it....when I questioned that he said it was his mom's choice she said the same to him when he asked his mom.... sometimes I had physical with him...from past 4 months we are not having any physical not even a kiss or touch ........my family is pressuring for marriage and he is still in career settling process....I'm unable to decide what to do ....i cannot trust any man further and I don't know I would be able to accept any man in future and start a family with.... please guide me correctly.... express your pov
Ans: Dear Anonymous,
It is very clear that the Ex did have a way with him and his mother. They seemed to have some sort of a bond that is still strong and they make no move to loosen it knowing that there is a new person now...

How is it the son and mother haven't had an inkling that their cozying up to the Ex, can prevent a new relationship from growing?
It's a nice thought to be all mature about the Ex, but only when such a conversation has happened before.
Did your boyfriend not think that this might cause issues in his relationship with you?
Did he not think that a conversation that he is in touch with his Ex should come up?

What is a red flag here is the fact that he assumes that his action will be okay with you...Isn't that taking you for granted?
It is easy to skim over this as nothing and maybe it is really nothing, but if you have felt triggered, do not shove this under the carpet. What feels uncomfortable to you, must be addressed by your boyfriend. What he does or doesn't will have a direct impact on you and your relationship with him. So address it ASAP before it grows branches and trees in your mind.
And of course, there is no way of preventing what his mother does. You might have to ignore it as she is her own person and has the right to maintain her relationships even if is with her son's Ex...it will be uncomfortable for you, but do let it be...
Trust is one of the pillars in any relationship and if any action or inaction disturbs that trust, address it immediately. Please have that chat with your boyfriend and acknowledge that there is a RED FLAG. Also, discuss your future...if he has reservations settling down, I am sure you know what to do...It's your life, make wise choices...

All the best!

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Ravi

Ravi Mittal  |181 Answers  |Ask -

Dating, Relationships Expert - Answered on Feb 06, 2024

Kanchan

Kanchan Rai  |175 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 22, 2024

Asked by Anonymous - Apr 21, 2024Hindi
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Hello ma'am I'm 29 year old independent girl. I and my boyfriend (14 years relationship) want to marry each other but my parents and the whole family not agreeing with us because of intercaste marriage. His family already convinced for us and they are willing to accept me without my parents permission but the boy denied to marry me without my parents blessings. He always saying that one day your parents will understand your feelings and they will agree but I tried to convince them from last 3 years but my parents are saying that they will not give their permission for intercaste marriage due to what people will say. I have 3 elder brother but no one wants that I can marry to my partner. He is independent business owner running his own store. my parents are saying that we will keep you at home for entire life but never agree for the love marriage like this. I don't understand what should I do and what not . I'm feeling very depressed and disturbed all the time . Please suggest me the best solution for this situation
Ans: Navigating intercaste marriage in Indian society can indeed be challenging, but it's important to remember that your happiness and well-being should be paramount. Here are some suggestions tailored to the context of Indian society and relationships Start by trying to understand the specific concerns your parents have about the intercaste marriage. Is it fear of societal judgment, concerns about cultural differences, or something else? Understanding their perspective can help you address their concerns more effectively.Consider involving a trusted family member or elder who can act as a mediator between you and your parents. Sometimes, having a respected third party intervene can help facilitate a more productive conversation and bridge the gap between generations. Seek support from within your community or cultural circle. Sometimes, hearing from others who have successfully navigated intercaste marriages can help reassure your parents that such unions can be successful and fulfilling.Take the opportunity to educate your parents about the changing dynamics of relationships and marriages in modern Indian society. Share stories and examples of intercaste marriages that have thrived, and emphasize that love knows no boundaries. Changing deeply ingrained beliefs and cultural norms takes time. Be patient with your parents and continue to express your love and commitment to your partner. Sometimes, repeated conversations and demonstrations of your sincerity can gradually soften their stance. Consider seeking the assistance of a relationship counselor or therapist who specializes in intercultural or intercaste relationships. They can provide you with personalized advice and strategies for navigating the complexities of your situation.While it's always preferable to have your parents' blessing, remember that ultimately, the decision to marry is yours. If all efforts to persuade your parents fail and you feel that marrying your partner is the right choice for you, consider exploring legal options such as court marriage. Take care of your mental and emotional well-being during this challenging time. Lean on your partner, friends, and support network for emotional support, and engage in activities that bring you joy and fulfillment.
Remember, you deserve to be with someone who loves and respects you for who you are, regardless of societal expectations or family objections. Stay true to yourself and your values, and trust that with patience, understanding, and perseverance, you can overcome the obstacles in your path.

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Ravi

Ravi Mittal  |181 Answers  |Ask -

Dating, Relationships Expert - Answered on Apr 30, 2024

Asked by Anonymous - Apr 24, 2024Hindi
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Relationship
Hi. I am a muslim girl. I am in a relationship from 5 years. Me and my boyfriend loves each other a lot and we are very close as well. His family also likes me and accepted me. One more thing is that he is my relative. So my family also knows their family well and other relatives too know them. The problem is my family is not agreeing for the marriage as his family once upon a time asked financial help from my other relatives as for some reason they were not in good condition. However, they are now financially stable and ready for the marriage. But my family mix with one evil relative and she said very bad things about my bfs family which are not true. My family will never agree for the marriage. I tried many times to make them understand but they have too much ego. They want me to marry a rich guy so that they can show off to other people whether I am happy or not. Since childhood I have no good bonding with my parents due to their selfish nature. Moreover, other relatives never talked bad about my bf and his family. My family told me to not talk to him ever but I still talk to him as I truly feel he is my soulmate. What should I do at this situation?
Ans: Dear Anonymous,

I am sorry to hear that you are going through a rough patch. Sometimes parents make decisions on our behalf without understanding what it is that we want; that doesn't necessarily mean that our parents are selfish. More often than not, they do it with our best intentions in mind. You might be misunderstanding your parents wanting to show off a rich son-in-law. It is possible that they want you to have an easy life. Having said that, it is also important that your feelings be taken into consideration. You have been with your partner for five years and that is a significant amount of time. I suggest you try to reason with your parents. You can try bringing them all together and ask both your parents and your boyfriend's parents to talk it out. If there is clear communication, nothing will be left to assumptions. Next, keep on mentioning all the positive things about your partner. Try to etch that in your parents' mind. Third, if you are not working, I suggest you start looking for a job. Regardless of your parents', husband's, and his family's financial conditions, you should have financial freedom. You can also contribute to building a better life for yourself and your family.
I am sure your boyfriend and his family are amazing; you have spent five years with him and that should give you a fair idea. But just a gentle reminder, no one can be sure of someone's true nature till they start living together. I am not insinuating that your relatives are right about badmouthing your partner's family; all I am suggesting is that you look into it a bit more thoroughly. Marriage is indeed a big decision and rushing into it would be foolish.
And one more thing, it's just a phase. Tough times don't last forever.

Best Wishes!

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Latest Questions
Anu

Anu Krishna  |839 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 03, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Relationship
Hi ma’am My family is not accepting my boyfriend as he is not well settled and doesn’t have any savings. His parent are also divorced and father has a second marriage. The first children custody is still with parents however my boyfriend and his brother live with his mother. He is 5 year younger than me. My family is not accepting my relationship and showing me new proposals every day. To borrow some time i am just refusing the proposal my giving some excuses but now they know that i am still not out from him and waiting for him to get settled. Kindly let me know how can i convince my family to accept my relationship. My boyfriend is working day and night to get settled and have a good account balance. Please advise.
Ans: Dear Anonymous,
If your daughter came to you with the same situation, how would you advise her?
Would you not tell her your concern that she is actually choosing someone who may not be able to support her when she goes on maternity leave? Would you not tell her that coming from a broken family, she may have to take care of her boyfriend and possibly parent him on different occasions? Your parents are only concerned for you and are unable to tell you what they are worried about. Put yourself in their situation and tell me that you will not be worried.

At the same time, I do get your frustration. What you can do is to work on your parents' concerns and buy time till your boyfriend manages to settle down. And it seems like he is doing all that he can to be in their good books. And that's the only way you can get them to accept him. Wait patiently and don't put him under pressure. Instead be supportive and at the same time, you continue to work and be independent as well.

Never try to convince someone who does not want to be convinced but instead work on how they can accept him by addressing their concerns.

All the best!

...Read more

Ramalingam

Ramalingam Kalirajan  |1319 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 03, 2024

Asked by Anonymous - Jan 29, 2024Hindi
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Money
Hi Sir. I am 29 years old and have a saving of 5lac now so I want to invest it in lumpsum SIP for 10 years. Could you please suggest me which fund would be better including small, mid and large where I can get over 25 returns
Ans: Investing a lump sum in SIPs for 10 years is a wise move towards building wealth. Considering your age and investment horizon, here's a diversified portfolio suggestion that includes exposure to small, mid, and large-cap stocks:

Large-Cap Fund: Invest a portion of your funds in a reputable large-cap fund known for its consistent performance and stability. Large-cap funds invest in well-established companies with a track record of strong earnings and market leadership.
Mid-Cap Fund: Allocate another portion to a mid-cap fund, which focuses on companies with medium market capitalization. Mid-cap stocks have the potential for higher growth than large-cap stocks but come with higher volatility.
Small-Cap Fund: Lastly, invest in a small-cap fund to capture the growth potential of smaller companies. Small-cap stocks can be more volatile but offer the possibility of significant returns over the long term.
Ensure to select funds with a proven track record, experienced fund managers, and low expense ratios. While aiming for over 25% returns is ambitious, it's crucial to remain realistic and consider the associated risks. Diversification across different market segments can help mitigate risks and enhance potential returns.

Consulting with a Certified Financial Planner can provide personalized advice tailored to your financial goals and risk tolerance. They can help you select suitable funds and construct a well-balanced portfolio aligned with your investment objectives.

...Read more

Ramalingam

Ramalingam Kalirajan  |1319 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 03, 2024

Asked by Anonymous - Jan 28, 2024Hindi
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Money
Hi I'm investing 1500 in nifty mid cap 150 index, 1000 in nifty next 50 index and 500 in nifty 50 index. 100 percent passive investment fpr long term. Any suggestions with allocation or diversification?
Ans: Here's a breakdown of your current portfolio and some thoughts on active vs. passive investing:
Current Portfolio:

Nifty Midcap 150 Index (1500): This is a good way to gain exposure to mid-sized companies in India.
Nifty Next 50 Index (1000): This provides exposure to companies on the cusp of joining the Nifty 50, potentially offering higher growth.
Nifty 50 Index (500): This offers diversification with large, established companies.
Overall, your portfolio is leaning towards a growth strategy with a good focus on mid-cap and small-cap companies. This has the potential for higher returns but also comes with higher risk.

Active vs. Passive Investing:

Active Funds: These are managed by professionals who try to outperform the market by picking winning stocks. While active management can be successful, studies show that over the long term, a large percentage of actively managed funds underperform their benchmark index. The fees associated with active management also eat into returns.

Passive Funds (Index Funds): These track a market index, like the Nifty 50. They offer lower fees and historically, tend to match or outperform a significant portion of actively managed funds. This makes them a good option for long-term investors who don't want to spend a lot of time managing their portfolio.

Here's why your current approach with index funds is a good strategy for long-term investing:

Low Cost: Index funds have minimal fees, allowing you to keep more of your returns.
Diversification: You're already diversified across different market segments, reducing risk.
Long-Term Focus: With a long-term outlook, riding out market fluctuations is easier, and index funds tend to perform well over time.
Here are some additional thoughts:

Asset Allocation: Consider your risk tolerance and investment goals. You could adjust your weightings between the Nifty 50, Next 50, and Midcap 150 to achieve your desired risk profile.
Rebalancing: Periodically rebalance your portfolio to maintain your target asset allocation.
Ultimately, the decision of active vs. passive is yours. However, for a long-term investor with a focus on low costs and diversification, a passive approach with index funds is a well-supported strategy.
Lastly, if you're open to exploring active funds, consider consulting with a professional Mutual Fund Distributor (MFD) with Certified Financial Planner (CFP) credentials. They can provide personalized advice and recommend active funds that have the potential to outperform their respective indices over time.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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