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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 21, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Aug 19, 2023Hindi
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Relationship

I'm 68 and my wife is 62, I had heart bypass surgery 9 years ago and she underwent Angioplasty 2 years ago, I had a fling with a foreigner around 4 years ago and we went out twice for a few days and I got caught since she has the habit of peeping into my mobile and copied my conversation and pics and she keeps nagging me for that episode, though it was four years ago and since then we haven't met but her nagging and abuses in front of friends and relatives and family hasn't stopped, whenever I want to have sex, I literally have to beg and listen to her taunts and abuses and that puts me off, I have asked for forgiveness and said sorry more than a thousand times but in vain, she still keeps on taunting and abusing me whenever she's in bad mood and forwards me my pics and messages and makes an issue of it. How to solve this is a mystery.

Ans: Dear Anonymous,
Hurt is hurt and healing from that hurt is difficult as there has been a break in trust.
A mere 'sorry' will not suffice as your wife's taunts reflect her deep hurt. You seriously have to earn her trust all over again...
How?
- Doing things for her that you have not done before
- Offering to help even if she does not ask for it
AND then the game changer:
- Listening to her express her hurt (taunts) and say: I am sorry! I know that you feel hurt by what I did and I want to make it up to you. What do you feel I can do more for you begin to trust me again? (expressing it this way only tells her that you care enough to want to work towards rebuilding the relationship).

If it doesn't work the first time, then try again...This may feel very silly to do, but well, it works like magic! A lot of patience is necessary when you are attempting to rebuild a relationship and YES, don't leave any stone unturned.

All the best!

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 12, 2022

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Relationship
HI ANUNice to contact you. I need your advice. Hope you can help me.We have been married for 22 years (arranged marriage). For the last 10 years we have some family dispute between my mother and wife.She used to hate me for the same. Moreover she didn’t have any interest in love and sex. She used to sleep in another bedroom. We live together with my son. She is housewife and completely involved in upbringing of my son. Six years back I was attracted and had affair with one of my colleagues. Once my wife come to know about our affair, she created too many problems. She became mad. She abused me verbally and physically. I stopped the affair, changed my job and location. I apologised and changed. I obeyed her. You can say I was a slave to her. In the meantime we never used to sleep together. I was afraid of her abuse so I never asked her for sex or love. She never asked me too. We live together but no love, no sex. Two years ago she told me that she has an affair with a guy from Facebook and they both had sex. That friend used her physically and financially. He had multiple affairs along with my wife. Now he forces her for the relationship. I talked to him and asked him to stay away. At the same time, I was shocked. My wife who completely hated sex and love had an affair with unknown guy. Again we had problems and arguments.If only she’d loved me neither of us would have had an affair.Problem is I can't digest this. I can't sleep at night. I was not physical with my friend. But my wife suspected in her mind and ruined our life. What to do? Shall I seek divorce? Should I consult a therapist to forget everything? Please guide me.
Ans: Dear PP,

If life were that simple enough, why would we be facing challenges at all?

You think if she had loved you, none of this would have happened. You choose to see it from your point of view which is understandable.

What if you take the effort to find out what made her lose interest in you and the marriage?

Women are wired differently from men when it comes to sex. It can be enveloped in emotions and when she is going through an emotionally challenging time (with your mother), it might have been hard for her to be physically close with you.

Did you consider ever resolving the situation between them?

Did you ever ask your wife: “What can I do to help your situation?”

Did you ever find out from her what made her distant from you?

It may sound harsh, but we are talking about much water under the bridge.

If you go on to blame her for cheating on you, when you could and you didn’t, well, it’s not a string place to start if you want to save your marriage.

Do you both want to reconcile and rebuild the marriage?

Communicate, as that’s something that has broken down between the two of you.

It takes two to build a marriage and two to break one. So, time to reflect and look ahead as to what can be done based on what the two of you choose to do.

As far as you not being able to reconcile with the thoughts of her being involved with another man, I suggest before you approach your wife to remedy the situation, kindly settle this thought else tempers are going to fly and things will go from bad to worse. So BREATHE and NOW sit calmly to reflect and act.

All the best!

..Read more

Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 12, 2022

Listen
Relationship
HI ANUNice to contact you. I need your advice. Hope you can help me.We have been married for 22 years (arranged marriage). For the last 10 years we have some family dispute between my mother and wife.She used to hate me for the same. Moreover she didn’t have any interest in love and sex. She used to sleep in another bedroom. We live together with my son. She is housewife and completely involved in upbringing of my son. Six years back I was attracted and had affair with one of my colleagues. Once my wife come to know about our affair, she created too many problems. She became mad. She abused me verbally and physically. I stopped the affair, changed my job and location. I apologised and changed. I obeyed her. You can say I was a slave to her. In the meantime we never used to sleep together. I was afraid of her abuse so I never asked her for sex or love. She never asked me too. We live together but no love, no sex. Two years ago she told me that she has an affair with a guy from Facebook and they both had sex. That friend used her physically and financially. He had multiple affairs along with my wife. Now he forces her for the relationship. I talked to him and asked him to stay away. At the same time, I was shocked. My wife who completely hated sex and love had an affair with unknown guy. Again we had problems and arguments.If only she’d loved me neither of us would have had an affair.Problem is I can't digest this. I can't sleep at night. I was not physical with my friend. But my wife suspected in her mind and ruined our life. What to do? Shall I seek divorce? Should I consult a therapist to forget everything? Please guide me.
Ans: Dear PP,

If life were that simple enough, why would we be facing challenges at all?

You think if she had loved you, none of this would have happened. You choose to see it from your point of view which is understandable.

What if you take the effort to find out what made her lose interest in you and the marriage?

Women are wired differently from men when it comes to sex. It can be enveloped in emotions and when she is going through an emotionally challenging time (with your mother), it might have been hard for her to be physically close with you.

Did you consider ever resolving the situation between them?

Did you ever ask your wife: “What can I do to help your situation?”

Did you ever find out from her what made her distant from you?

It may sound harsh, but we are talking about much water under the bridge.

If you go on to blame her for cheating on you, when you could and you didn’t, well, it’s not a string place to start if you want to save your marriage.

Do you both want to reconcile and rebuild the marriage?

Communicate, as that’s something that has broken down between the two of you.

It takes two to build a marriage and two to break one. So, time to reflect and look ahead as to what can be done based on what the two of you choose to do.

As far as you not being able to reconcile with the thoughts of her being involved with another man, I suggest before you approach your wife to remedy the situation, kindly settle this thought else tempers are going to fly and things will go from bad to worse. So BREATHE and NOW sit calmly to reflect and act.

All the best!

..Read more

Kanchan

Kanchan Rai  |405 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 13, 2023

Asked by Anonymous - Jul 13, 2023Hindi
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Relationship
I am a 53 year old male having troubled relationship with my wife off late. I am married for 26 years & was happy for 25 years. Recently due to my friendship & chatting with some female friends my wife grew suspicious & started keeping watch on my phone & location through setting on phone. I didnt mind as I was not having any wrong intention & relationship with any female friend. Problem started when my wife started interfering in my daily work by calling during office hours and asking what I am doing and with whom I am chatting etc. 1-2 times in a week this questioning turns into arguments & she use abusive language to confront. She claims that this issue of my infidelity haunts her all day and she cant sleep properly during night. Is she having some psychotic problem? Do we have to seek counseling together or she needs a Psychologist help? She is happy for 2-3 days in a week & this problem is not a everyday problem as she is pretty normal on other days.I love her unconditionally & cant see her sinking like this. Please help.
Ans: I'm sorry to hear that you're experiencing difficulties in your relationship. I can offer you some general suggestions that might help in this situation.

Open and honest communication: Sit down with your wife during a calm moment and have an open conversation about your concerns and feelings. It's important to express your love and commitment to her, and also address the impact her actions are having on your relationship.
Seek couples counseling: A professional counselor or therapist can help both of you navigate through these issues. Couples counseling provides a safe space for open communication and can assist in resolving conflicts, rebuilding trust, and improving the overall dynamics of your relationship.
Individual counseling: In addition to couples counseling, your wife may benefit from individual therapy to address her feelings of insecurity, anxiety, and trust issues. A psychologist or therapist can provide her with support and guidance to work through her concerns.
Establish boundaries and trust-building measures: It's important to establish boundaries that both of you are comfortable with regarding friendships and privacy. Rebuilding trust might involve setting guidelines for communication, being transparent about your activities, and reassurance about your commitment to the relationship.
Patience and empathy: Remember that this process may take time, and it's essential to be patient and understanding with each other. Try to empathize with your wife's feelings and reassure her of your love and commitment. Encourage her to express her concerns and fears openly so you can work through them together.

It's important to note that only a qualified mental health professional can provide an accurate assessment. If you believe your wife's behavior is indicative of a larger mental health issue, it would be advisable to seek the guidance of a psychologist or psychiatrist.

Ultimately, seeking professional help can provide you both with the necessary tools and guidance to work through these challenges and strengthen your relationship.

..Read more

Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 06, 2024

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

...Read more

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