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Relationships Expert - Answered on May 30, 2022

Love Guru has been answering relationship and romance related questions on Rediff.com for over 13 years. She won't mince words when telling you what the problem is and what you can do about it. If you want a fresh perspective from an unbiased, objective-thinking individual about your relationship woes, Love Guru could just be the person you need to need to hear from.... more
Shivam Question by Shivam on May 30, 2022Hindi
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Relationship

Hello Ma’am/Sir.
I, Shivam Sharma. I want a suggestion for the problem I am facing right now. Before that I am going to share my story with you.
It is about 2018 when I joined a gym near-by my house. I got a crush on a girl. She came with her sister and brother.
I used to watch her in gym. Later I found that I love her. I have had her in my dreams.
After some time I think she knows that I watched her in gym and got a crush on her. Then she, her sister started watching me every day and sometimes they smile sometimes they used to make a strange face like angry or something but I didn't understand at all (mixed reactions).
All this went for a long time till 2020 before COVID-19.
I know her Instagram and Facebook handle but I didn’t her send her a request becoz of reputation. Even I can't able to talk to her in gym becoz of reputation.
After that I didn't get the time to join the gym till now.
Now the situation is I joined the gym but still I got mixed reaction sometimes smile or strange or no reaction. I don't able to understand what is going on in her head.
I really want something to happen but in a positive way. I really like this girl I want to spend my whole life with her. I want to marry. I want this to happen in 3 months becoz after that I will move to some other state for my further studies. I don't have enough time.
Ma’am, please help me how can I approach her. How can I make her feel positive or to like me and relationship all. I can't able to understand what I am going to do. 
Shivam

Ans:

Whoa, slow down Romeo!

Just seeing a girl in the gym is different from spending the rest of your life with her.

Please be a little practical...you know NOTHING about her. So I’d suggest that you make a move to get to know her first, because you haven’t for three years!

And stop building her up so much in your head, it’s not healthy.

You’re obsessed with someone you don’t know. Go up to her and her sister in the gym, introduce yourself and maybe ask them both out for coffee after your workout session and get acquainted first.

You can think of marriage when you’re dating a person, not when you don’t even know her name! 

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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