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Shalini

Shalini Singh  |37 Answers  |Ask -

Dating Coach - Answered on Mar 30, 2023

yashasvi Question by yashasvi on Mar 30, 2023
Relationship

How to know if you are dating guy is serious about you and putting some efforts ir u have fallen for his words

Ans: Not sure if I understand the latter part of your query. As for the first part - how do we know if you are in a serious relationship - well for this there are signs such as 1) the possible match is making time for you/ 2) the possible match is introducing you to their social circle - having said this, its bad to rely on assumptions. Its best to communicate and learn if you and your date's expectations align.

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Kanchan

Kanchan Rai  |53 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 28, 2023

Relationship
I am confused with my relationship. Im in relationship frm last 1 month . I met him via social media . Actually now a days i feel he is not serious with me . Im not getting the good vibes from him. Wht should i do now
Ans: Hello Priyanka.

It's understandable that you are feeling confused about your relationship, especially if you're not getting good vibes from your partner. Here are a few suggestions on what you can do:

Communicate your concerns: It's important to communicate with your partner and express your concerns. Talk about how you feel and ask them how they feel about the relationship. Honest communication can help clear up any misunderstandings or doubts you may have.

Evaluate the relationship: Take some time to reflect on your relationship and evaluate whether it's meeting your needs and expectations. If you feel like the relationship isn't fulfilling, it may be time to reconsider your options.

Take a step back: It's okay to take a step back and give yourself some space to think about the relationship. This can help you gain clarity and perspective on the situation.

Trust your instincts: If you feel like something isn't right, trust your instincts. Your intuition can often guide you towards making the right decision for yourself.

Remember, it's important to prioritize your own well-being and happiness in any relationship. Don't hesitate to reach out to friends or a trusted confidante for support and advice.

PS. It's always advisable to do proper due diligence if things are virtual. You should know and figure out who your partner is in real life. We all know virtual world has its own drawbacks.

Best of luck.
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Latest Questions
Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Asked by Anonymous - Sep 14, 2023
Money
Sir, I just retired from my service @60yrs. I will get my PF+other fund ₹50L. Please advice how to invest the amount so that my principal not disputed and I can get ₹30,000 pm for my monthly expenses. My family of 2 persons are covered ₹50L health insurance. Regards
Ans: Considering your age and your requirement, you will need to invest in a mix of debt and equity instruments. Here are some investment options available to you:-

• Senior Citizens’ Savings Scheme (SCSS) – This is a pure debt instruments and provides guaranteed returns of 8.2% per annum. The interest is paid quarterly. The maximum amount that you can invest is Rs. 30 Lakhs.

• Corporate FDs – It provides you return more than the regular bank FDs. It contains two options i.e. cumulative and non-cumulative.

• Post Office Monthly Income Scheme (POMIS): This is another government-backed scheme that offers guaranteed monthly income. The current interest rate is 7.1%.

• Debt Mutual Funds: As your main concern is to protect the principal amount you may consider debt funds and monthly income can be achieved through the route of SWP (systematic withdrawal plan).

• Equity mutual funds: Equity mutual funds offer the highest potential returns, but they are also the riskiest. A small portion of the amount can be invested in the equity mutual funds for growth of the money in the long-term horizon.

It is good to know that you are adequately insured for any healthcare emergency.

Your requirement of Rs. 30,000 will be changing in the future due to inflation, hence you should consult with your financial advisor for a proper increasing income or SWP (systematic withdrawal plan) which can help you to ensure sufficient amount available for your monthly expenses.
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Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Money
Hi Sir, I worked a small level company between 01.02.2018 to 30.04.2021. They paid standard EPF contribution of Rs. 1800/- from my side they deducting the same of Rs. 1800/-. After I exit the company I applied the EPF Withdrawl (both contribution) on 06.05.2023 and it was rejected by the officer and the reason was mentioned "Claim Rejeced EQUAL SHARE 07/18". The Employer deposit the July 2018 share in wrongly i.e. The deposited Rs. 1800/- in Employee Share and Rs. 1800/- employer Share and Pension is " 0 ". instead of Rs.1800/- as employee, Rs. 550/- as Employer and Rs.1250/- as pension contribution. When I sent a 2 continues mail to EPF they taking my query as a grivience and sent a query to the employer. But Still they not close the issue. How to I approch them to clear my claim. Because there is no mistake from my side. Thanks in Advance. Narayanan
Ans: I understand that your EPF withdrawal claim has been rejected due to an error in your employer's contribution. This is frustrating, but it is important to remember that you are not alone. Many people experience problems with their EPF claims, especially when their employers make mistakes.

When filing a grievance, be sure to provide clear and concise information about the issue. You should also include any relevant documentation, such as your EPF statement and the revised Form 11 from your employer (if you have one).

Once you have filed a grievance, the EPFO will investigate the matter and try to resolve it. This process can take some time, but it is important to be patient.

Here are some additional tips:

• Keep track of all your communication with the EPFO. This includes emails, phone calls, and visits to the office.
• If you are not satisfied with the EPFO's response, you can escalate the issue to the regional or national level. You can also mail on employeefeedback @ epfindia.gov.in for the redressal of your grievance.
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