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Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 05, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
MS Question by MS on Aug 05, 2022Hindi
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Relationship

Hello Anu. I hope you are doing well. I follow your column and read your posts.
I have a different issue. I am single and 30+ years. I have no complaints as I did not find any suitable guy to marry. I had a happy and busy life before Covid. However after Covid, lockdown and this work from home life has become monotonous. I not only lost my uncle due to depression but lost my friends due to fights and misunderstanding. I believe in giving importance so I tried to patch up with my friends but they prefer to break all the connections and move on. I have always had a thing for respect and to be valued. I moved away too coz I felt it was the right thing to do but somewhere it hurts me a lot that I am not able to hold on to my friends who knew me for so many years. How can someone get abandoned and not want to talk and sort things out?
I feel I am overthinking it when the others are not even bothered or thinking about me or it. I really want to move away and focus on my life and career. I try doing it but many times there are so many things that reminds me of them and I get stuck and emotional again.
I am trying some meditation and journaling but it does not seem to clear my mind.
Hence I thought of checking with you.
Let me know if you have any advice for me.

Ans:

Dear MS,

Time to make amends?

You clearly seem like someone who likes being around friends and has allowed a bit of ego take over, which has perhaps pushed them away.

So go back to them! Make amends, apologise for what’s happened and tell them how much you value their presence in your life.

Focus on what is good in them and what they bring into your life. No one is perfect; expecting them to behave in a certain manner and letting your pride come in the way will push them away.

Even if you move away from them and make new friends, the same thing will happen again as there is a part of you that expects something they can’t do or be.

It's time to look within and make some subtle and useful changes so that people are attracted to that person in you who is fun and compassionate.

Also, you can continue with journalling and spend time listing down the best qualities in each of your friends.

This will help in celebrating them for who they are and it really makes you feel good from within. It works!

Best wishes!

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Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 05, 2022

Listen
Relationship
Hello Anu. I hope you are doing well. I follow your column and read your posts. I have a different issue. I am single and 30+ years. I have no complaints as I did not find any suitable guy to marry. I had a happy and busy life before Covid. However after Covid, lockdown and this work from home life has become monotonous. I not only lost my uncle due to depression but lost my friends due to fights and misunderstanding. I believe in giving importance so I tried to patch up with my friends but they prefer to break all the connections and move on. I have always had a thing for respect and to be valued. I moved away too coz I felt it was the right thing to do but somewhere it hurts me a lot that I am not able to hold on to my friends who knew me for so many years. How can someone get abandoned and not want to talk and sort things out? I feel I am overthinking it when the others are not even bothered or thinking about me or it. I really want to move away and focus on my life and career. I try doing it but many times there are so many things that reminds me of them and I get stuck and emotional again. I am trying some meditation and journaling but it does not seem to clear my mind.Hence I thought of checking with you. Let me know if you have any advice for me.
Ans:

Dear MS,

Time to make amends?

You clearly seem like someone who likes being around friends and has allowed a bit of ego take over, which has perhaps pushed them away.

So go back to them! Make amends, apologise for what’s happened and tell them how much you value their presence in your life.

Focus on what is good in them and what they bring into your life. No one is perfect; expecting them to behave in a certain manner and letting your pride come in the way will push them away.

Even if you move away from them and make new friends, the same thing will happen again as there is a part of you that expects something they can’t do or be.

It's time to look within and make some subtle and useful changes so that people are attracted to that person in you who is fun and compassionate.

Also, you can continue with journalling and spend time listing down the best qualities in each of your friends.

This will help in celebrating them for who they are and it really makes you feel good from within. It works!

Best wishes!

..Read more

Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 05, 2022

Listen
Relationship
Hello Anu. I hope you are doing well. I follow your column and read your posts. I have a different issue. I am single and 30+ years. I have no complaints as I did not find any suitable guy to marry. I had a happy and busy life before Covid. However after Covid, lockdown and this work from home life has become monotonous. I not only lost my uncle due to depression but lost my friends due to fights and misunderstanding. I believe in giving importance so I tried to patch up with my friends but they prefer to break all the connections and move on. I have always had a thing for respect and to be valued. I moved away too coz I felt it was the right thing to do but somewhere it hurts me a lot that I am not able to hold on to my friends who knew me for so many years. How can someone get abandoned and not want to talk and sort things out? I feel I am overthinking it when the others are not even bothered or thinking about me or it. I really want to move away and focus on my life and career. I try doing it but many times there are so many things that reminds me of them and I get stuck and emotional again. I am trying some meditation and journaling but it does not seem to clear my mind.Hence I thought of checking with you. Let me know if you have any advice for me.
Ans:

Dear MS,

Time to make amends?

You clearly seem like someone who likes being around friends and has allowed a bit of ego take over, which has perhaps pushed them away.

So go back to them! Make amends, apologise for what’s happened and tell them how much you value their presence in your life.

Focus on what is good in them and what they bring into your life. No one is perfect; expecting them to behave in a certain manner and letting your pride come in the way will push them away.

Even if you move away from them and make new friends, the same thing will happen again as there is a part of you that expects something they can’t do or be.

It's time to look within and make some subtle and useful changes so that people are attracted to that person in you who is fun and compassionate.

Also, you can continue with journalling and spend time listing down the best qualities in each of your friends.

This will help in celebrating them for who they are and it really makes you feel good from within. It works!

Best wishes!

..Read more

Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 21, 2023

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Relationship
Hello Anu Ji, Firstly thank you very much for your valuable time and feedback on problem. Thanks for understanding me & my POV in this small conversation. After so long Its you who had read between the lines .I am really very thankful of you , that you have given me such a lovely advice. But I am bit confused. After reading mail I was really get very positive and optimistic about my decision. I read ur mail 4 times , I got a positive ray of hope with lot of confusion comes with it . You said “You are possibly still healing from your divorce and are not ready to get into another marriage.” Yes this is the question. Its almost 7 years why I can’t be able to overcome from that dilemma and trauma which I got in past . You said “First, sort your mind out and then think of another relationship” , yes another question what should I sort it down and how ? You said “ what is it that you want and want to do?” this the problem which is not letting me move on.bcoz of this I am so much confused I can’t express you in word . I am not able to understand my wants ……………there is a Cat- Rat Race from Head to heart………from Heart to head all day. In simple words its (Kashmakash). You know ……….. I also want to get married, I want a companion …partner with whom I want to share my emotions, joy’s,……..happiness….etc., I want kids , I want to go for long drives , outings , dance with my wife , and lot of other small big things in my mind, which I was not able to do in past marriage. I want someone, to whom I can share my feeling when I am low. I am strong enough to take care of myself but u know … You need someone who say’s “Don’t worry Allz be well, I am with you “. But for this I have to Trust the other person that’s the thing I Am unable to do it . I don’t know why, I don’t Trust anybody now? why I am creating a vicious circle about trust .? You said one thing very beautiful “So, if you want to stop feeling helpless, take charge of your life and do what you think is right for you” these words really touched my heart .thanks for the encouragement and the words of strength. I really need it very badly. These words give me a new direction to think and bit of strength to my POV. Please forgive me about my English language ……. I am not very good at it and may be you find few thing repetitive and irritating. Pls ignore it . Hoping that I am able convey my POV and feelings of my problem so that u can easily understand…….and on that basis you give Your valuable feedback and advice. Thanks R@@J
Ans: Dear Raaj,
Thank you for your kind words.
The follow-up questions that you have asked me requires a deep-dive introspection from you. You have very clearly and intelligently come up with these questions which is difficult to do when in a problem. But you have managed to do that. So congratulations on taking the first step!

To clarify, always clear any remnants from the previous relationship before you begin a new one. Also, any relationship including marriage is something never to be entered into to please anyone. Do this only when you are ready and there is no need to give into any pressure. Your longing for a companion is sweet but as I have mentioned, ask all these questions to yourself and reflect.
Also, ask:
- am I completely ready to commit to a marriage?
- am I carrying any fear/anger from the previous marriage?
- how will I keep my relationship with my daughter after my marriage?

And yes, the day you learn to love yourself again, you will find it easier to trust again and that's why I said: Heal first...and then think of a companion. Without that trust, you will be playing a game again and it will not end well.
Take some time off to rediscover yourself and heal. Heal by loving yourself and things will flow without you having to chase one lady after the other. Love must be effortless and not chased or forced. Take a break; fear nothing...All will be well...

All the best!

..Read more

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I am seeking guidance on my current financial situation. I am 50 years old, with a net take-home income of 1.42 lacs per month, while my wife earns approximately 75k monthly. We have two daughters pursuing higher education, with annual fees totalling 6.10 lacs. In the wake of the COVID-19 pandemic, I faced a significant setback when I was unable to pay my home loan EMI, leading me to opt for a moratorium. Despite having already paid approximately 43.85 lakhs towards my home loan of 58.50 lakhs taken in 2017, the principal outstanding has astonishingly increased to 59.45 lakhs. I now find myself committed to an EMI of 65,000 monthly, further straining our financial resources. To cover both my daughters first-year college fees, I took out a gold loan of 5.5 lakhs, for which I currently pay 50,000 a month. I had invested in a family health insurance policy with Star Health, covering 10 lakhs, but due to poor service I stopped paying my premium, which had an accrued value of 17.50 lakhs. I hold a provident fund account with a balance of 2.5 lakhs. I am concerned about planning for my elder daughter's wedding in the next 2 to 3 years and my retirement. I would appreciate any advice or strategies you could provide to help me navigate this situation effectively.
Ans: Hello;

Try and understand from the home loan lender as to how 59.45 L principal is overdue despite paying a sum of 43.85 L, despite factoring 80% of this as interest payment, the overdue principal should be below 50 L.

Double check if this is as per the terms of moratorium.

If you are not satisfied with replies from the lender escalate the matter to the highest authority at lender or RBI.

Lender can't behave irrationally just because you availed moratorium during COVID.

In my view you should have just sold the gold rather then taking loan against it.

That way you could have lessened EMI burden on your finances and ensured investments for retirement and other goals.

Unfortunately we have a tradition of attaching emotional value to precious metals and real estate.

The best "jewellery" you can offer to your kids is good education, which you have already done.

In matters of health insurance never discontinue a policy due to dissatisfaction with the insurer, port it to another insurer, 1.5/2 months before the renewal date so that your benefits remain intact. Now you may be need to find another health care insurance.

You may begin a monthly sip of 25-30 K in diversified large cap oriented mutual fund for 5 years.

Also give a thought to NPS, you can contribute till 70 age, for retirement pension.

Best wishes;

...Read more

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