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Anu

Anu Krishna  |1318 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 13, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Mar 03, 2024Hindi
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Relationship

I felt emotional neglect from my parents. When I confronted them they became defensive saying that it's just because they are not qualified enough.. like seriously.. what do I do. It stresses me out

Ans: Dear Anonymous,
if you have felt it, I am sure that it must be true BUT hey, you can't change the past, right?
So by confronting your parents, what exactly are you trying to get at?
- their apology?
OR
- having them re-parent you in a new way?
A
Accept your past...accept that your parents did what they could even if it was 'not right'...accept that that's what they knew even if it was emotionally robbing you...
And you know what this acceptance gives you in return?
- A sense of peace
- A space that helps you to move on
- A reason for you to overcome similar challenges that you are facing or might face in the future

Whatever happens always lets us grow and evolve. If you stay stuck in the past and find time to blame your parents, then you will have no motive to live for the moment and have no time to build a future that is seemingly bright for you. Move on...

All the best!

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Anu

Anu Krishna  |1318 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 06, 2020

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Relationship
Dear Anu,I am 41 years old doing my own business since 14 years. I live with my parents and i am married. Blessed with two children. I am the sole bread winner. They all luv me very much. These days (year 2020) I feel stressed and lonely, bcos of financial problem in running my house and fulfilling my EMI and other loan commitments. My family knows my financial adjustments and commitments. I feel myself like a machine working non-stop to keep my family happy and fullfil their desires. I don’t feel happy going home after my work for the day. I feel like I don’t understand them or they don't understand me. I know they luv me so much and me too. I feel let down but actually they support me in all the way they can. What should I do?
Ans: Dear AK, sadly, most of our lives are lived doing things for others.

Initially seeing the happiness on the faces of our loved ones makes us believe that what we are doing is the right thing.

But if you work or so anything in life without taking into consideration your feelings or your what you value for yourself, it will slowly start to seep into your core and you either end up feeling stressed or anxious.

I do understand that your situation is one of financial challenges, you mist work and why not work and at least set sometime for yourself over the weekend to rejuvenate yourself?

This time is non-negotiable and it is to refresh yourself so you can go back on Monday with a newness.

Also, instead of working like a machine, why not think that you are working efficiently to slowly pay off EMIs and to be free of them.

Bring some harmony between work and life which is what I can offer as a suggestion to you.

Be happy and work not out of compulsion but passion!

..Read more

Kanchan

Kanchan Rai  |405 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 30, 2024

Asked by Anonymous - Apr 30, 2024Hindi
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Relationship
Dear Madam, Iam a 45 year old woman. Ever since I was a kid I had went through lot of bullying by my rekatives for the way I look but my parents never supported me in any way instead found fault in ne for complaining but would always support my younger brother. Somewhere down the line I thought this was all I deserved and let oeople walk all over me without standing up for myself. Now that Iam a mother myself of a 15 year old kid with dyskexia, i have sacrificed my career fir his sake and still get bullied by my relatives dir being a useless house wife. I have started drawing boundaries around me to protect my mental sanity and allow only few people in it which invludes a small group of friends and my son and husband. I avoid making new friends. I have also stopped attending any social events that involves my relatives. Meanwhile I have started deeply resenting my parents who want ne to take care of them but openly favour my brother who lives abroad. I have taken care of them everytime they require neducal treatments yet my father openly says that he plans to give all his property to my brother who is never coming back. Its not about the money here but the apathy they have towards me that kills me from inside. I have tried to talk to them multiple times but each time my mother creates a scene and puts the enture blame on me. For once in my life i want my parents to love me unconditionally the way I do with my son. Am i wrong to expect that? This is causung lot of health issues in me. Please advise.
Ans: First and foremost, it's crucial to recognize that your feelings are valid. It's natural to want love and support from your parents, especially after all you've done for them. It's not wrong to expect unconditional love from your family; however, sometimes, unfortunately, families can be complex and dysfunctional, and our expectations may not always be met.

Drawing boundaries and prioritizing your mental health and well-being is a positive step. It's essential to protect yourself from toxic relationships and environments, even if it means distancing yourself from certain family members. Surrounding yourself with supportive friends and loved ones, like your son and husband, is vital for your emotional health.

Regarding your parents, it's clear that their behavior is hurtful and unjust. It's understandable that you would feel hurt and resentful toward them, given their favoritism towards your brother and lack of appreciation
for your sacrifices and care. However, it's also essential to recognize that you cannot control their actions or attitudes. You can only control how you respond to them.

While it's challenging, try to approach conversations with your parents from a place of empathy and understanding. Express your feelings calmly and assertively, focusing on how their actions make you feel rather than blaming them. It's possible that they may not even realize the extent of the hurt they're causing you. However, it's also essential to set realistic expectations. If your parents continue to be unsupportive or dismissive, it may be necessary to limit your interactions with them for the sake of your own well-being.

Remember to prioritize self-care and seek support from a therapist or counselor if you're struggling with your mental health. It's okay to seek professional help to navigate through these difficult emotions and experiences. You deserve love, respect, and validation, and it's essential to surround yourself with people who uplift and support you.

Lastly, continue to cherish the love and bond you have with your son and husband. They are your pillars of support, and together, you can navigate through these challenges. You're stronger than you realize, and you have the power to create a fulfilling and loving life for yourself, regardless of the negativity from others.

..Read more

Aruna

Aruna Agarwal  |78 Answers  |Ask -

Child and Parenting Counsellor - Answered on Jun 09, 2024

Asked by Anonymous - Jun 08, 2024Hindi
Health
Is it my fault that my sensitivity leads me to adopt a nonchalant demeanor in social situations, which my parents perceive as arrogance and irresponsibility? Is it my fault that I tend to remember negative experiences and words more vividly than positive ones, given their rarity? Is it my fault that I struggle to be affectionate with my parents after they scold me, as they expect, despite considering it a form of tough love? They feel that they're giving me valuable life lessons and I should be grateful to them and how bad my life would've been if someone else were my parents. They feel that they're so kind, generous and loving for tolerating me and my attitude and how disappointing I'm for disregarding their good wishes and how it's gonna make my future life so bad that I'll be wishing that I had listened to them. How alone I would be in my future due to my bad attitude and nobody would be there to celebrate my successes or share my sorrows. When I talk with them, we would all act like a happy family but after sometime they would tell me that how my this and that remark hurt them but to keep the vibe going they didn't stop me? How are they expecting me to continue talking with them when I feel that conversing with them is like walking around landmines? And if I don't talk, they feel like I'm a freeloader who is taking them for granted and treating their home as a hotel and them as waiters? Is it my fault that I feel uncomfortable conversing with my parents due to their tendency to highlight my faults and hurtful remarks, creating a tense atmosphere? Is it my fault that my parents make me feel guilty for envisioning my own future, independent of them, and accuse me of being heartless and ungrateful? Is it my fault that I struggle to make friends due to the constant comparison to others by my parents, which undermines my self-esteem? Is it my fault that I can't forget them calling be the karma of their bad actions in their previous lives and how it's better to have been childless? Is it my fault that I am petty and I can't make friends with those who my parents always compare me with in terms of their sensibility, responsibility and love towards their family and me being clueless of things in my house and not treating them lovingly, politely and properly and disregarding them? Is it my fault that I crave comfort and affection, longing for someone to understand and support me emotionally, especially in the absence of loving gestures from my parents? Is it my fault that I hesitate to confide in my parents about my deepest feelings due to fear of judgment and their tendency to use past mistakes as lessons against me? Is it my fault that I believe in the validity of subjective truths, yet my parents fail to acknowledge the possibility of their own fallibility? Is it my fault that my parents see me as a disappointment, only capable of goodness when I seek forgiveness or favor, rather than recognizing my genuine efforts? Is it my fault that I feel trapped in a dependent relationship with my parents, unable to assert my independence due to financial reliance and lack of alternative support? Is it my fault that my attempts to express my emotional distress are dismissed as self-victimization by my parents, while they themselves engage in guilt-tripping behavior? When faced with overwhelming emotions and a sense of detachment from myself and my responsibilities, I recognize the potential danger of suppressing these feelings. If I continue to bottle them up, I fear that I may reach a breaking point and act impulsively, leading to regrettable consequences. This state of mind has left me feeling demotivated, pessimistic, and disconnected from activities I once enjoyed and obligations I should fulfill for my future. Despite this, I acknowledge the love and support of my parents. However, I realize the urgency of addressing these feelings and seeking help to regain control over my emotions and motivation for self-care and responsibility. What should I do?
Ans: Many a times we do get carried away because of our emotions and start feeling victimized.Parent and child bond is always priceless. They both care and love each other but expression of this is lesser. Whereas in order to correct each other,we keep using derogatory remarks which can go on and one gets into the vicious cycle. You need to understand that what are their triggers and even yours. Talk to them and strike conversations when you are not emotionally feeling low. These are the time when you might hurt them with your words .
Do yoga, listen to music, develop a hobby, being Mindful will help you and them to deal with situation. Work on self regulation ( observe your own self) and your emotions. Consult some one if not able to do it on your own.

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Radheshyam

Radheshyam Zanwar  |1054 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 23, 2024

Asked by Anonymous - Sep 18, 2024Hindi
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Career
I am a 17 years old student of PCB i took addmission in Kota for prep of neet but messed my 1 year then i asked my parents to tranfer to hometown but they didn't now its about 6 months in 12th board i forcefully got back to my home but not from last 1 month they continuously say that you can't do it and so on. Now i also feel because my 11th messed up half 12th messed up now i started preparing but now they don't support any more and also they denied that they will not allow me to drop 1 year ??
Ans: Hello.
Those who leave their homes town and shift to either Kota or any other city for the preparation of NEE/JEE, happen with many students. Nothing new happens with you also. Unable to understand, you messed 1st year in Kota? Despite your request, your parents did not respond to you on time. It seems that there is a lot of communication between you and your parents or there might be confusion from either side. Now, either forcefully or with consent, you are shifted to your hometown. It is suggested that, by staying at home town, take the help of local teachers and focus of studies. If possible, join a test series with reputed offline/online platforms. Keep all other worries/aspects aside for the coming few months. Before appearing for the examination, there is no need to think about taking a drop.
Best of luck for your future and coming NEE examination

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam.

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Latest Questions
Radheshyam

Radheshyam Zanwar  |1054 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 21, 2024

Asked by Anonymous - Nov 21, 2024Hindi
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Career
Hello, I am 3 yr neet dropper.in 2025 it will be my third attempt... I'm trying my best to crack neet ...i don't know what will happen will i score good marks or not ... please help me in suggesting good career options if not crack neet .....there are many options through neet marks also like bhms , veterinary...etc. i will also give entrance exam also like cuet ,gbpuat ,....but i want that what to choose which course will be best for me ...i want to make my life good and happy... having a good degree, good job ,...
Ans: Hello.
Have you analyzed your failure in 2 successive attempts in the NEET examination? If yes, then the question is what you have done for improvement and not then again the question arises why not? Here, I would like to suggest you focus now only on the NEET examination which is your 3rd attempt. Don't think about any other options right now till May 2025. After the NEET exam is over, you have ample time to explore the options available. Depending on your score in NEET 2025, we will guide you at that time. But yet, if you are confused, then looking towards your question and anxiety, you need personal counseling where you can express yourself face-to-face. Only after the NEET exam is over, you contact a counsellor for one-to-one counseling. Till then, keep mum and focus only on NEET. Take this exam as your mission and project. Work on this project, apply forces from all sides, success is there which is waiting for you eagerly.
Best of luck for your bright future.

Some tips: (1) Analyse separately Phy, Che, Bio (2) Prepare a list of hard topics (3) First focus more on the topics which are easy for you and then try to excel in hard topics (4) Appear more and more online/offline examinations (4) Prepare your short-cut file for all subjects (5) Prepare a file for each subject having only synopsis of all chapters (6) Try to solve the problems at the lightening speed and observe the period on regular basis (7) Create your time table to revise the topics on regular basis (8) Do not hesitate to ask your difficulties to your teachers, if you have joined to offline classes (9) Keep the habit of marking the answers which you know 100%. Don't guess the answers and mark them, as there is -ve marking scheme. (10) Be calm, quite, and smiling all the time to release the tension and always have a healthy chat with your friends.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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Pradeep

Pradeep Pramanik  |186 Answers  |Ask -

Career And Placement Consultant - Answered on Nov 21, 2024

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Career
I am looking for a job, I had uploaded my resume in job site. A consultant called me & introduced himself telling he know some of the openings. He had a detailed discussion about my job & my skills. He told need to register to his consultancy for scheduling interview. I registered with him & he got me a interview. Interview was done by the company through skype. I could not see the company persons. They told only they can see me. Interview went on well & regarding salary I told my expectation but they told it is not possible & they told their proposal. Finally I agreed to them. They gave me code & told to visit the company for next round. Consultant called me after first round & told recruiter is very happy with the interview. Regarding salary he told why I agreed for the proposal,he will discuss again & asked to pay charges for some of his services which he will refund the day I visit to the company & take the orders. I paid him. He told there is a increase in salary he has discussed with recruiter & again asked for the money I did only partial payment & further will not pay anything. Second round also happened through skype instead of in person. Interview went on well & salary offered was good comparing to before & there was a big jump. Recruiter told they have planned to give additional responsibilities so they have increased. Finally they gave me a date to visit company. I asked when will I get the order, he replied he will send to consultant as I was taken by them. Till now i did not get the orders, consultant is keep on postponing. Now he told visit to company date is also postponed, he will update in next week & not to worry as job is confirmed. Now not understanding what to do, am I been cheated or wait.
Ans: Dear Mr. Keshava ,

There are many unscruplous job agents who are fake and claim themselves to be a Placement consultant. In short You have been cheated . Before paying any fee for registration , you must ensure that the agency is genuine . If not don't even upload your resume . You may write to company , lodge a complaint against the agency. If the amount is very high , pl. take the help of police . .

...Read more

Ramalingam

Ramalingam Kalirajan  |7097 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Nov 21, 2024

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Money
I hv started sip in 2008 and still continued , now the monthly sip is 55k and total value is 1.85cr. Need to accumulate 7cr with in next 4 yrs pls guide how can i achieve. - Deepak J. Hajari
Ans: Deepak, your long-term SIP discipline is impressive. Accumulating Rs. 7 crore in 4 years is ambitious. Achieving this goal requires a strategic approach, as time is limited. Let's create an actionable plan for your success.

Current Financial Snapshot
Ongoing SIPs: Rs. 55,000 monthly.
Current Portfolio Value: Rs. 1.85 crore.
Target Corpus: Rs. 7 crore within 4 years.
Your consistent investing habits have built a solid foundation. However, to achieve your target, adjustments are needed.

Key Challenges
Short Time Frame: Four years is a limited period for aggressive wealth accumulation.
Significant Gap: A gap of Rs. 5.15 crore remains to meet the Rs. 7 crore goal.
Market Volatility: Equity investments might face short-term volatility.
Recommendations to Bridge the Gap
1. Increase Your SIP Contributions
Raise your SIP amount to Rs. 1.25 lakh per month.
This increase ensures faster wealth creation through compounding.
Prioritise high-growth funds in equity-oriented categories.
2. Invest Lump Sum Amounts
Consider deploying a lump sum if you have idle savings or low-yield investments.
Invest in aggressive equity mutual funds for higher potential returns.
Break down the lump sum into tranches for better market timing.
3. Diversify into High-Growth Mutual Funds
Focus on small-cap and mid-cap mutual funds for higher growth potential.
Maintain a balance with some large-cap exposure for stability.
Ensure the portfolio aligns with your high-return requirements.
4. Avoid Overexposure to Debt or Low-Yield Instruments
Limit debt investments during this aggressive growth phase.
Avoid instruments like FDs or debt mutual funds with lower returns.
Rely on equity for the next four years to maximise growth.
5. Rebalance Your Portfolio Regularly
Conduct a portfolio review every 6 months.
Reallocate funds based on underperforming or outperforming sectors.
Keep your portfolio aligned with market trends and your goals.
6. Capitalize on Bonus or Windfall Gains
Direct any bonuses, salary hikes, or windfall gains towards your target.
Avoid unnecessary expenses during this focused phase.
Tax Efficiency Matters
Equity Mutual Funds Taxation: Gains above Rs. 1.25 lakh are taxed at 12.5%.
Debt Mutual Funds Taxation: Taxed as per your income slab.
Plan redemptions strategically to minimise tax liabilities.
Leverage Market Opportunities
Benefit from Market Corrections: Use corrections as opportunities to invest lump sums.
Stay Invested for Compounding: Avoid early redemptions to let compounding work fully.
Role of Regular Monitoring
Track Performance: Ensure funds are performing as per expectations.
Switch Funds if Needed: Shift from underperforming funds to high-growth options.
Final Insights
Deepak, achieving Rs. 7 crore in 4 years requires aggressive yet calculated strategies. Increase your SIPs, deploy lump sums, and focus on high-growth funds. Regular monitoring and disciplined investing are key to your success. Stay patient and consistent.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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