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Anu

Anu Krishna  |1153 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 20, 2021

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
TT Question by TT on Sep 20, 2021Hindi
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Relationship

Dear Anu, I would like to discuss about a problem in my married life with you.

Me and my husband had a love marriage 21 years ago.

Before our marriage also my husband had many relationships and affairs but since he was very true about everything and he promised to change things, we married.

Though, our family was a happy one and we have two grown up kids also, everything seems OK from outside. But actually, my husband has had many affairs after our marriage also.

He has never left his habit of impressing females around him, it may be his colleagues or some common friends etc.. and I always come across some or the other female in his life.

Some of the affairs have been so serious that they even went ahead and spent days and nights together.

Every time, I discover some affair, he admits his mistake and tells me to move on, but he never believes in correcting his mistakes and either continues with the affair or finds a new partner.

I have lost all trust in him but since I am not earning and have two grown up kids and also love him a lot, can't think of separation.

I have tried confronting him though but he gets angry always and blames me for spoiling our family life and not moving on.

Also, would like to accept that he is very supportive in family matters, loves his family a lot, is very dedicated to his work and to his kids, he is very empathetic towards people, helps everyone but needs his own space too.

I am completely confused about what should I do.

I am unable to trust him for anything and we keep arguing over smallest things.

Hope you will reply to me. Thanks.

Ans: Dear TT, I can only imagine what you must be going through.

Since you want to continue in the marriage, that choice is something I presume that has emerged after a lot of thought and I respect it.

The way this marriage will work is communicate clearly to him that his philandering ways have to stop as it is affecting you and the marriage.

If this doesn’t work, he seriously needs help in dealing with this…sometimes people don’t realise that they are jeopardizing their marriages.

I am not defending him but simply stating that sometimes people get themselves into a trap of not so useful situations and quite don’t know how to get out of it.

Also, what he might gain from so many extra marital relationships is something that he needs to find in other ways rather than swaying outside of the marriage.

This requires him to work with an expert as he will most likely not yield to your requests like in the past. Mere talking will not be enough; he possibly needs intensive therapy.

This will help him reunite with his family that he loves so much and he can be around completely without having to seek pleasure outside eroding the foundation of marriage.

As he seems to get better, it’s time for you to live your life as well, right?

What is it that you haven’t done in years? What is it that you gave up after marriage or after having kids?

What excites you enough for you to step up for yourself and create your own happiness? Simply DO THAT.

This will help you get back on your feet; who knows you might discover something that actually may end up becoming a money generator as well!

I wish you the best!

You may like to see similar questions and answers below

Anu

Anu Krishna  |1153 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 27, 2022

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Relationship
Dear Anu,I want a solution for my problem that is the result of my imagination (probably).My husband would travel along with his two office team mates in his car daily.One male and one female.The male member met with an accident and the lady continued going with my husband. I developed a fear and some sort of insecurity about the two of them. Things started becoming worse day by day. Regular fights, arguments have become a daily routine. I just wanted him to stop travelling with that Lady but he couldn't oblige to it saying it will hurt his image in office. I couldn't tolerate it and made a call (though caught by husband) to that lady. She understood my problem and stopped going with him.His other team mates started asking the reason for the same. He couldn't digest it and even beaten me. He also started consuming alcohol just to abuse me and shout at me.I convinced that lady to start travelling again with himThen somehow he accepted me.I do understand the things but still I feel he had cheated upon me. I feel lonely and helpless PS
Ans:

Dear PS,

This is an unfortunate turn of events for a situation that needed an open communication between the two of you.

Now, why you were insecure or why your husband didn’t want to see your perspective is anybody’s guess! But nothing justifies his beating you.

And as for his alcohol consumption, it his choice to weaken his senses even further and not wanting to face the situation at hand. And it makes no sense whatsoever when you say that after the lady started to travel with him, he accepted you.

Why does he need another person to step in to accept you? This all points more as a thing that your husband needs to work on.

Possibly he is dealing with more insecurity than you are and hence this behaviour from him. Of course, I cannot judge him without knowing his version of the story, but if you want to get past this, it’s time to have that open communication; involve a third person who will be neutral to mediate and bring in some much-needed perspectives into your relationship.

All the best and be strong!

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Anu

Anu Krishna  |1153 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 22, 2022

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I am from Hyderabad. Age 40 years old . My name is XY and I’ve been married for 17 years. I have two boys. Ours is a love marriage.I felt like everything will be good and smooth but right after our elder kid was born my life changed. I am an MBA and several times I told my husband that I’d like to work. He said he’d help when the right time and opportunity comes. Until then I should nurture my kids as it's my responsibility and I should support him. But in the 2015, my kid noticed his chats with another lady. I was shocked because many times he’d refused sex with me. We’d get intimate maybe twice or thrice a year. I thought he was busy or maybe he doesn’t like my body. But when I caught him he said, what is over is over. Don't raise the topic. Leave me. I just kept quiet. He said what ever happened, I will be the same for my kids’ future sake. Many quarrels happened. But in 2020 his behaviour came to light. For example if I said anything, he'd punish me by not speaking to me for months. But he'd want me to wash his clothes and fulfil other necessities at home.Once I opened up and said I want to go for counselling. There he told the doctor, ‘She wants my property but she never allows me to care of my mom. She won't allow me to talk to my friends.’ I was shocked. I told him 'I never asked for money or property. I just want to quit.' I went home and told myself if he repeats this another time I won't take it for granted. But again in the month of February, he continued his behaviour. He shifted to another bedroom for a few months where he’d watch TV and have food. He'd even sleep in the kids’ bedroom. I stopped bothering. At some point, I felt like I deserved someone who trusts me.I want to quit because he thinks I am a loyal maid who will take care of kids and the household. He communicates with like ‘What I should get? Milk veggies etc?’ He never treats me with love and affection. Now everything is spoiled. I want to have a new life. I want to be set free from him. Please suggest what to do.
Ans:

Dear XY,

And may I ask what exactly are you waiting for?

Why did you think that by you going for counselling, your husband will change his behaviour towards you?

How is that he cheats on you and still you allow him to treat you this way?

This only shows that you have lost your strength which you need most right now.

What if you were a strong independent woman who has been working?

Would you still subject yourself to this? You know the answer!

Bring back that woman who had dreams, who knew how to walk the path, who knew how a man should treat her, who knew what a marriage really is.

Can you do this?

Your kids need their mother to stand up for herself and do the right thing.

Be the woman who will not settle for anything that disrespects a woman or another human.

Seeing this, they will also know how to treat a woman and what a woman can bring into their lives.

Do the right thing, for yourself and them. Bring back that strong, independent woman who knew this and more.

Best wishes!

..Read more

Anu

Anu Krishna  |1153 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 28, 2023

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Hello, I am 41 year old professional. I had met my husband before marriage though social media 5 years back and thereafter maintaining distance relationship and meeting occasionally for 3 years we got married in 2021. It was a struggle for marriage as it was inter caste and inter religious marriage. Everything was smooth in relationship to the fact that I’m responsible for all financial matters as my husband has no job. He is still trying and looking for job. I didn’t mind much but would encourage him to get the job to be mentally and physically fit. Last year we went to his nephews marriage to his village. It was of 7 day programme. On second day I noticed him watching another women ( nephews mother’s sister who has 2 daughters) At that time I didn’t pay attention. After 2 days on a night function I saw my husband texting from far but he looked at that lady again. She also seemed to texting. I became suspicious. Later that night when he came to room I asked to show him his phone he was reluctant. I had to snatch his phone and I saw that he was texting the same lady and in that had asked her to meet her alone. and asking her where he can meet her. I gnashed cried and made a huge scene coz this was not what I had expected. He tried to convince that she was his girlfriend of past and suddenly after seeing her after sometime he only wanted to talk to her. I only asked her ... why alone? He had told me during dating that she had a girlfriend ( never told her identity) and that she has married and moved on. Feeling cheated I could not sleep but only cried that night and in the morning if we can return to our city. Programme had not finished but he agreed and we left. Since then that night and those days still haunt me ; thinking what didn’t I do to love him so much and in return we get cheated. I’m still with him, but mentally I still feel cheated and still am in doubt that he is in touch with her. I am not able to do my duties as part of my mind thinks he cheats me though I have confronted many times on this and he denies that he is not in touch with her Should I leave him or continue with this marriage? We still don’t have any baby.
Ans: Dear Vandana,
Clearly you are more into him than he is into you. Baby or no baby, he seems like someone who isn't going to be steady...what was the need to hide and plan a meeting and if the other lady has moved on, what is doing hanging around her?
And with no financial assurance and stability, he is only tuning his energies to external validation to 'up' his elf esteem...

Isn't it time you actually called him out for his wayward nature and his absolute reluctance to take on some responsibility in the marriage and home? The more you are quiet, the more he is going to feel that you are supporting this nonsense...call it out and NOW! And as for your state of mind, do know that you have it in you to hold your own...don't base you peace of mind on anything outside of you...

All the best!

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Anu

Anu Krishna  |1153 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 24, 2024

Asked by Anonymous - Jun 15, 2024Hindi
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Hello sir/Madam I'm going through a rough time of my life and want some help from you I am a professional and 48 years old and I have 2 grown up children My problem is that I had a love marriage with my husband22 years back and his family didn't accept me whole heartidly since we belong to different castes and culture .they wanted to take advantage of me financially My husband has strained his relationship with my mom n only sister after my father's death in 2008 over money matters Me, my husband and children live in a house provided by my parents in a different city from my inlaws They always create differences between us still Now another problem has cropped up in our relationship I spied on my my husband's mobile n discovered tha that he has sex chats with other women and is involved in mastrubating sessions with them over phone I am completely broken from inside n not able to decide what to do coz when i confronted him , he flatly refused n fought with me and started putting false allegations on me .I am quite disturbed as i dont want to end my marriage eventhough he behaves very bad with me at times Kindly advice me
Ans: Dear Anonymous,
Since you know that you want this marriage still, then the best way to not be hurt and strained around him, is to:
Either:
- Ignore what's happening and what he's doing and he leads his life and you lead yours (This is not easy, let me warn you!)
OR
- Live separately; you are financially independent and have your home to live in; he can go live with his parents and see if this works

Sadly, you married someone who has not learned to appreciate his partner and is perhaps playing to his own insecurities. It's totally on him and why I say that you are not to blame is: the fact that you still want to continue in this marriage, you may have to face more of this humiliation and hurt. If this is your decision, you really need a very steely interior and a facade that can face it all.
Yes, counseling is an option for him and the two of you as couple, BUT I don't see that in him as yet...Instead of addressing his wife's hurt and pain, he has refused to acknowledge what he's been up to. It doesn't say a lot about him to me.
So, strengthen yourself into your decision and check the two choices above and see what works best for you...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1153 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 06, 2024

Asked by Anonymous - Jul 26, 2024Hindi
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Hi, my husband has been talking to my maid from last 3 years. Also, helped her for raising funds for her daughter's marriage without my knowledge. However, I caught him through his phone. That maid called him every now and then. They spoke for hours without my knowledge. Last time also the same thing happened but he promised me it will not happen again, hence I let it pass. Last time though his phone statement I caught him after which they started talking through what's app call. My husband is apologizing me and saying he didn't had a physical relationship with her and this will not happen again. I completely lost my trust on him. I didn't had intimacy from last 2 years and now after knowing this whenever he comes close I feel disgusted with his touch. I am the major contributor to the family financially. After doing so much for him and supporting him though his rough patch, this is what I got from him. I feel shattered now, what should I do? please help ????
Ans: Dear Anonymous,
Clearly this is not the first time that your husband has been involved in 'something on the side'.
When he shows no remorse and no willingness to change his ways, obviously he's seeking a lot of validation from external sources. In this case, it happens to be the maid. (I hope you have sacked the maid already!).

Obviously with repeated instances of him going back on his word, the trust factor is in question. Does he even care? Your marriage is in a place where you must now either work on putting it back OR give him an ultimatum. What will work in your case, is something that only you will know...
Time to bring your husband to his senses; which means perhaps involving a professional to guide you. You may have to go at this by yourself, seek help in managing your husband and his waywardness. Then your husband will be roped in to deal with his deep down need for validation and succumbing to it over and over again. Then you can begin to function as a single unit towards making the marriage work. This looks like a lot to go through BUT the decision is yours.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Milind

Milind Vadjikar  |96 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 11, 2024

Asked by Anonymous - Sep 10, 2024Hindi
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Money
Hello Sir, I currently have ?5 lacs sitting idle in my savings account and I'm looking for the best way to manage this money considering my financial situation and future needs. Here's a breakdown of my financial state: - Investments: Already invests in equity mutual funds monthly with a long-term horizon. - Insurance: Covered with both health and term insurance. - Emergency Fund: Have 6 months' worth of expenses saved. - Monthly Savings: After all expenses and SIP contributions, I save an additional ?30k each month. - I have an additional ?4 lacs in another bank account for immediate expenses if needed. Personally would like to categorise investments in two categories: - Non-redeemable Mutual Funds: Invest & forget. For a 10-15 year investment horizon. Let compounding do the magic in long term. - Redeemable Mutual Funds: Low to moderate risk. Safer options that offer better returns than FDs, ensuring at least the buying power of the money doesn't decrease / beats inflation. Goals for the Idle Money + additional ?30k savings each month: I might need to access this money in the next 2-5 years, or I might not. I'm considering placing it in redeemable mutual funds category (mentioned above), so I can withdraw if necessary for future expenses. Given this scenario, I’m looking for recommendations on specific types of mutual funds that meet these criteria. Any advice on managing these funds effectively would be greatly appreciated!
Ans: You may consider investing in Equity Savings mutual fund to match your expectations

You can do lumpsum for the idle money and SIP for the monthly saving

They are tax efficient because taxation is like an equity fund although they invest almost equal amount in equity, bonds and arbitrage

Relatively less riskier then the equity funds

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

You may follow us on X at @mars_invest for updates

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Nitin

Nitin Narkhede  |5 Answers  |Ask -

MF, PF Guru - Answered on Sep 11, 2024

Asked by Anonymous - Sep 10, 2024Hindi
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Money
I have 10 lakh rupees which I want invest in MF. Please suggest some fund for lump sum amount to invest for 1 and half years.
Ans: Dear Friend,
Thank you for your query. 1.5 Years is a very short time for getting high returns. Investing Rs 10 lakhs in mutual funds for a short-term horizon of 1.5 years requires a cautious approach. For such small period, you should look for low to moderate-risk funds that offer stability with reasonable returns, as investing in high-risk equity funds might be too volatile for a short time frame. Since your investment horizon is just 1.5 years, avoid high-risk equity mutual funds as they can be volatile in the short term. Check for exit loads and tax implications before investing. Most short-term capital gains (if you withdraw before 3 years) from debt funds are taxed according to your income tax slab.
You have to evaluate your risk Appetite , Short-Term Debt Funds are invested in government securities, corporate bonds, and other debt instruments with short maturities, offering stability and moderate returns. For a 1.5-year investment, these are ideal as they are less volatile. you can expect 5-7% per annum Returns. You can think of
• ICICI Prudential Short Term Fund
• HDFC Short Term Debt Fund
• Axis Short Term Fund
• ICICI Prudential Corporate Bond Fund
• HDFC Corporate Bond Fund
• Aditya Birla Sun Life Corporate Bond Fund.
Best regards,
Nitin Narkhede
Founder & MD, Prosperity Lifestyle Hub https://Nitinnarkhede.com
Free Webinar https://bit.ly/PLH-Webinar

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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