Need Expert Advice?Our Gurus Can Help
Anu

Anu Krishna  |1812 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 06, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Jun 04, 2024Hindi
Listen
Relationship

Hi Anu... Am 39 and single woman with no income. Not working. Dependent on family. Did my MBA . I don't know what's happening in my life. Donno what to decide and how. Where to start. When to start. What to start. Should I 1st start earning or get married. I lost all my life bcz of my negligence and family issues. Never had a happy n peaceful day in my life. Something or other will be in family n life. Am not strong enough to take bold decisions. And lead my life independently. I want my family to be happy. My mom and dad's is love marriage but they didn't have a best life so even we children never had happy moments. But mentally very much attached to family. Can't live without them. What should I do? Am interested in marriage but alliance have huge demands and now am aged. People think am not good looking so I didn't get any proposal. I don't believe in love eventually I never supported love marriage of my friends and cousins. Ofcourse they are having best life. Now I feel alone.. I want to earn my bread. I want a family. I want to be married and enjoy family life too... Please help...

Ans: Dear Anonymous,
Life and it's highs and lows are what makes us, breaks us and then makes us back again.
It is okay to be confused BUT it is not okay to wander about without making a decision which only leads to believe that life is hard.
What are the things that you have been wandering about?
- Marriage or being in a relationship
- Becoming financially independent
- Putting your degree to good use
- Stepping beyond home and family to create a life

Now, you have begun to think of it and maybe it frustrates you that it's too late. But better now than never...
Push your boundaries and first do something that can give you a WIN. That will boost you to take on challenges in every area of your life that you have possibly been avoiding.
No life or nothing is created or built without challenges.

The key question for you is: Have I been avoiding failure which is the reason for me to wander and not make a few decisions that would have helped me?
Start somewhere and a WIN in an area that you have control over, is what I suggest you start at...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

You may like to see similar questions and answers below

R P

R P Yadav  | Answer  |Ask -

HR, Workspace Expert - Answered on Aug 14, 2023

Asked by Anonymous - Aug 13, 2023Hindi
Listen
Career
Hellow sir, Request you to please suggest and help? I am 39 yrs old male with no job in hand. I am not married as well. Actually my mom was detected with liver cirrhosis and was asked to have liver transplant on Septemeber 2022. After tht i was all after taking care of my mom and looking out for donors. I didnt hav anybody to take care of my mom, my sister is settled in USA and she was expecting. Hence she could nt help, but all the financal help was done by her. My mom underwent Liver Transplant in the month of May 2023 and now she is recovering. I am with her taking care of her. I hav Dad, bt he is also very old. I was before sept 2022 working in a Reputed hospital as deputy marketing manager. I have done my MBA marketing as well with a hotel management degree. I have a total of 11 years of experience with 8.26 lakhs per year package. I always felt in regards of my marriage i m unable to get a match coz i dont hav a suitable job with good package. At 39 i m unable to upgrade my skills coz of all my responsibilities. Maybe September i am thinking of looking out for a job, as my sister is going to return from US. I want to get married and lead a normal life. I also want to grow in life so that i can keep my family happy. I m afraid of being alone all my life, coz my parents in regards with dere health are not doing well. I also want grow in my career. Request you to please guide me what should i do in life ahead . I had no relatives support that is why i had to leave my job to take care of my Parents. At 39 i feel tht i m too old to get married as dere are very few proposals of my age and those which are dere are very much well settled in life and would epexct somone who is more sucessful than me.
Ans: Hi,
I can understand that you have got two issues primarily. First, you need to get a job and secondly is to get married along with taking care of your parents. You can look for jobs through job portals and look for match through various matrimony portals and marriage bureaus. If you do this consistently for a few months, you are bound to succeed.

..Read more

Anu

Anu Krishna  |1812 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 03, 2024

Asked by Anonymous - Dec 30, 2023Hindi
Listen
Relationship
Hello, I do follow you from sometime and thought to ask you...NO... share my inner turmoil and get some suggestions.... DON’T KNOW WHAT I WANT ? I am 35 year old, unmarried female, I work in small firm, living a good life with my family. I am happy being single and don't have any thought about getting married sooner. Actually that something strange.... is it ? Sometime I wonder if I am going to regret today's decision of being single ? of not having a family of my own? It scare me sometime.... I always say I won't be regretting it because it’s the best what I can do for myself now BUT... Also, recently one of my relative is pregnant - seeing her and think about the child, I feel connected to babies... So, It also come to mind I won't be able to experience it.... Though I am freaking shit scared of the whole thing... but a new born child of your own... it give such a good feeling. I know I can adopt and will if, but it not an easy thing in India ... the procedure are a lot. Also i am not that financial stable, belong to lower middle class family, unmarried, aged.... One more thing that i found strange about me is.... I am never get attracted toward man or woman (LOL) physically or emotionally.... I don’t feel like my body/ heart/mind need it.... That one big reason I never thought of marriage.... I can't ruin a persons life by getting married to him even after knowing... I will never be able to become his wife completely; RIGHT ? I don't feel any thing about physical relationship... not good not bad. It a big part of married life - some thing that MUST. I also sometime wonder may be with time as duty i will accept it, may be like it..... but that a whole experiment thing... I know my personal space it quite bigger... when I actually start thinking about it i found out i never show love or emotions physically to anyone..... like hugging your parents siblings... giving kiss to kids... patting animals... holding friends hand.... anything I don't do it... So I am sure the experiment is going to fail... I may become a good support but never a good partner. Man are different when it come to physical relation, I have read a lot of your posts, It clearing say - It mean a lot to them So, I found my decision of not getting married correct.... Baby I don’t thing I am at a stage to handle it now... but sure love them... I sound like a hypocrite wanting and not wanting...it's so confusing. Is any thing wrong with me.... I am overly emotional too....i carved care and support... but I am not a lonely person, has a very beautiful happy family. There are no questions just if you can say something in reply.... My thoughts confuse me a lot, your view on it may help me.
Ans: Dear Anonymous,
How many thoughts do you want to handle at one go?
1. You feel connected to babies but at this stage you can't handle
2. You want to adopt but you worry about procedural difficulties
3. You don't want to get married as you feel that not being attracted will ruin someone's life
4. You don't want a physical relationship
5. Your personal space matters a lot to you
6. You can't show physical affection to anyone
7. You are overly emotional
8. You crave care and support
In all of this, I still want you to think:
- What is it that I actually want?
- What is it that I am actually good at within the family?
- What is it that I am uniquely different when it comes to relationships?
- What can I change to make a marriage/relationship work on a long-term basis?

Your challenge/issue is that you choose to focus on what you don't want and that keep you in a confused state for long. Instead focus on what you want and what can help you get to that place; this can be the beginning of clearing confusions...So, if your thoughts confuse you, then shift focus to better thinking by answering the above questions...it will be a good place to start...

All the best!

..Read more

Latest Questions
T S Khurana

T S Khurana   |571 Answers  |Ask -

Tax Expert - Answered on Sep 07, 2026

Money
a. An apartment in a four in one building was purchased by me on 18/02/1991 at a cost of Rs.2,60,000/- b. All the four owners of the building decided to go for redevelopment and Joint Development agreement was done with a builder on 12/02/2019. c. As per agreement total 6 flats will be constructed of which four for original owners and two for the builder. d. The vacant possession of the building was handed over to builder only during June 2019. e. Building demolition permission was obtained on 5/08/2019 f. New Building approval was given on 9/10/2020. ( The delay was due to Coastal Zone permission and new FSI rule approval ) g. Completion certificate was obtained on 8/3/2023. h. There was nil monetary transaction between owners and builder. i. The builder sold his flats for RS.1.04 crore and Rs.1.02 crores respectively 0n 30th June 2023.(ie.on getting completion certificate) j. Now I propose to sell my flat for 1.125 crore. BASIC DETAILS : I. I have Pension income, Interest from deposits and Dividend income from my Bank’s shares and am a regular IT payer. II. I have two house properties of which the above is one and another is a dilapidated house in a remote village with taxable value of Rs.35/- III. I was showing the house property income of Rs.35/- under ITR2 till assessment year 2020-21. IV. On demolition of the above flat in 2019, I was showing the village property only as self-occupied with NIL income under ITR1. V. This continued till assessment year 2025-26. ( It means for assessment years 2023-24,2024-25 and 2025-26 the reconstructed property was omitted to be shown in IT. The effect on taxation is Rs.11/- per year considering the village property’s taxable value) VI. This year I have shown both the properties as self-occupied in my IT return Advise sought: A. How to ascertain the value of property on the date of completion certificate? B. The property not being alienated, the capital gains should be “NIL” as on 2023. But in 2023-24 IT return it was not brought out. What is course correction for it now? C. What will be the Capital gain on sale of this property now - may be during September?
Ans: Relavent dates and figures are :
01. Purchase Price (1991) Rs.2.60 (L).
02. Expected Sale Price (2026) Rs.112.50 (L).
03. No Cost/Expenses were incurred during 12.02.2019 to 2026 (expected Sale date).
04. You will have to pay LTCG based on these figures.
05 (a). TAX PLANNING : You should get a Valuation Certificate from Architect, about the value of your Flat as on 01.04.2001. This can be treated as Cost of your property/flat in 2001. Indexation benefit may be taken from this date & this value.
05 (b). Since you occupied this Flat during the period from 2001 (date of valuation) till June-2019, you can claim Maintenance & Renovation Cost during this period, if any. This shall reduce your tax liability.
05 (c). Cost or Value an on date of completion certificate, is not relevant in this case. Cost of newly build flat shall be considered as explained in above points.
06. LTCG shall be taxed at rate of 12.50% without Indexation or @ 20% with Indexation.
07. Exemption can be claimed u/s 54 if you purchase another Residential unit, with in specified time. You can also purchase Capital Gain Bonds up to Rs.50.00 (L) to save Tax.
08. You are most Welcome to write for any further details or points, if required. Thanks.

...Read more

Nayagam P

Nayagam P P  |12553 Answers  |Ask -

Career Counsellor - Answered on Sep 07, 2026

Asked by Anonymous - Sep 06, 2026
Career
Hello sir Can you suggest me which college should I target Based on mht cet in ACAP/SPOT ROUND For tech branch at 85 percentile Ladies obc mh candidature
Ans: Based on your MHT-CET percentile, Maharashtra candidature, OBC category and female candidature, you can consider the following colleges for ACAP/Institute-Level or Spot Round opportunities, depending on the vacancies available: A) Dream – Apply, but don’t depend much on these: 1) PCCOE, Ravet – CSE/AI-DS; 2) AISSMS IOIT, Pune – IT/E&TC; 3) MMCOE, Karvenagar – AI-DS/E&TC; 4) MIT Academy of Engineering, Alandi – CSE/IT; 5) JSPM RSCOE, Tathawade – E&TC/other technology branches. At 85 percentile, these should be treated as aspirational options, with ACAP/spot vacancies determining the actual opportunity.

B) Target – Best ACAP/Spot opportunities: Dr. D. Y. Patil Institute of Technology, Pimpri-Akurdi – AI-DS/E&TC; 7) Dr. D. Y. Patil Technical Campus, Talegaon – CSE/AI-DS; 8) Dhole Patil College of Engineering, Pune – IT; 9) Zeal College of Engineering & Research, Pune – AI-DS/IT; 10) Sinhgad College of Engineering, Vadgaon – IT; 11) D. Y. Patil College of Engineering, Lohegaon – AI-DS/E&TC. This should be the primary focus because these options provide a more realistic balance between college quality, technology branches and the possibility of ACAP/spot vacancies.

C) Safe – Keep as strong backups
JSPM Narhe Technical Campus – CSE/IT/AI-DS; 13) RMD Sinhgad School of Engineering – IT/AI-DS; 14) Pillai College of Engineering, New Panvel – IT/Computer; 15) Terna Engineering College, Navi Mumbai – IT/Computer; 16) SIES Graduate School of Technology, Navi Mumbai – IT/Computer. These should be maintained as practical backup choices if preferred Pune options do not materialise.

Recommended preference order: 1) DYP Talegaon CSE, 2) Dhole Patil IT, 3) Zeal AI-DS, 4) Sinhgad IT, 5) DYP Akurdi AI-DS/E&TC, 6) AISSMS IOIT E&TC, 7) PCCOE-R AI-DS, 8) JSPM Narhe CSE/IT, 9) RMD Sinhgad IT, and 10) DYP Lohegaon AI-DS/E&TC. ACAP/Institute-Level vacancies are dynamic, so these are targets rather than guaranteed admissions; Maharashtra CET Cell requires institute-level admissions to follow the prescribed admission rules and merit process. All The Best for Your Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Archana

Archana Deshpande  |132 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Sep 06, 2026

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x