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Help! Married 11 years, Husband Doesn't Support Me Financially

Kanchan

Kanchan Rai  |581 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 07, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Dec 05, 2024Hindi
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Relationship

I am 39 and married for 11 years now, my husband doesn't support me financially at all. My salary is more than him but I bought house my own and paying all EMIS, looking for all household expenses and also paying school fees and other expenses for my son. My husband looks after only his parents, spend all money on them. Earlier we used to live together in inlaws house but they have spending habits for luxury, cloths, food etc even though my husband earns very less and my father in law retired with no income they were not ready to compromise on their spending habits. Whatever they had received after their retirement they entirety spent on their daughters marriages with no money left. When I got married they asked for my salary and used to give them. Mine and my husband salary was not enough for them so they sold house without informing me, I insisted them to buy at least small house but did not agree and kept on spending money on their lavish life, foreign trips, food, cloths etc. also helped daughters to buy house, maintenance and their childrens study. But did not let their son live life as ask him to pay rent for their house, household and maintenance expenses and they spend their money on their own luxury. They asked for my salary even though they have money and just spending for luxury and not even thinking for our future. When I denied to give salary, they asked me leave their house and made me difficult to live with them doing harrasment and taunts so I decided to leave and buy new house.Now I am living with my son separately, when my husband came to know about my new house he came to stay with us by not even paying single rupee to me. I asked him several time for money he only pays one or two thousand saying I don't have money at all to give you. Not taking care of son, his studies, school fees, do not help me in anything. My in laws keep doing his brain wash against me so that he will not support me financially or anyway. He always listens to his parents and sisters. There is no husband wife relationship at all between us. Not sure how to deal with it.

Ans: First, recognize and honor the strength it has taken to come this far. Buying a home, raising your son, and managing the weight of these challenges on your own are significant accomplishments that reflect your resilience and determination. That said, a marriage is meant to be a partnership, and it’s clear that your husband’s lack of financial contribution and emotional support has created an imbalance that’s unsustainable.

It’s important to look at the patterns in your relationship with clarity. Your husband’s decisions seem to be heavily influenced by his family, and this loyalty, while not inherently wrong, appears to come at the expense of his commitment to you and your shared responsibilities. The fact that he contributes so little financially and emotionally while benefiting from your efforts shows a lack of fairness and respect in the relationship. His parents’ behavior and expectations have added further strain, undermining your marriage and creating an environment of resentment.

You may want to consider having a clear and honest conversation with your husband. Express how his actions—or lack thereof—are impacting you and your son. Frame the conversation not as a confrontation but as a plea for understanding and change. However, if he remains unwilling to acknowledge or address these issues, it’s worth reflecting on what staying in this relationship means for your emotional well-being and future.

Seeking professional support, such as individual counseling, can provide you with a safe space to explore your feelings, gain clarity, and develop strategies for managing this situation. A legal consultation might also be helpful to understand your rights and options, especially if you’re considering separation or seeking financial accountability from your husband for your son’s needs.

Above all, focus on what you need to feel secure, respected, and fulfilled—not just as a wife, but as a person. Your son is observing how you handle these challenges, and by prioritizing your well-being and standing up for fairness, you’re also modeling strength and self-respect for him. Whatever steps you decide to take, trust in your ability to make decisions that align with your dignity and values. You deserve a life where your efforts are met with partnership and mutual care.

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Anu

Anu Krishna  |1595 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 25, 2023

Asked by Anonymous - Jul 22, 2023Hindi
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Relationship
Please keep this anonymous I am married for last 12 years and I have a daughter. After marriage I lost my father and he was 70. I have a mother and we have a house with two floors that my father constructed. I am well educated and earn well. I am 42 now. After 4 years into marriage I suffered from cancer and suffered for 2 years with treatment and surgery. Still I managed to work and earn for my family and continued to work. After I fought cancer completely and did not have any cancer left in me. I am doing fine supporting my family. My wife and inlaws started accusing me of dowry constantly there after because I am a cancer survivor and there is no guarantee of my life and I may die any moment or my illness may take me away anytime. I am working and still providing for my wife and daughter from clothing, schooling, rent, food, recreation, trips. My wife does not spend even a little for family. She hoards all the money. My mother is a widow and she gets some pension and my wife stops me from giving money to my mother. My inlaws and my wife harassed me & my mother for the house asking to give the entire house. I have another brother and sister who are also entitled to own my father's property but my inlaws and wife harass me for full claim of my father property because I fell ill. This has been constantly faced by me in the last 10 years into my marriage. I am out of my illness and I am leading a normal life for last 8 years. I also safeguarded my wife and my daughter by purchasing a property of 2 crores from the money that I earned and have given full control of the property to my wife. Still my wife and inlaws behave the same that I may die anytime and they are always behind my mother's house for complete will and ownership. I am tired of all this, even during my illness, i supported myself financially and with my savings. I have worked for 20+ years and I have spent all my earnings and savings and purchased a 2 crore land property for my wife and daughter's future. I also have health issues and medical expenses for which I have no money left or savings left. My inlaws are rich and own 2 commercial complex which gives them about 2Lac rent per month. I have never asked for them for any financial help but still they are behind me and my family for money and property which all seems too much harassment for me. I need to save money for my daughter's education and marriage. Or I am telling my wife that we can use the property that I have made for her education and marriage but she does not agree and asks me to construct a new house worth 50Lac and again she does not want to pitch in and contribute. Can you guide me on how should I handle this financial committment that never seems to end inspite of giving off everything I have to them ?
Ans: Dear Anonymous,
The fact that you are sharing your story which is indeed sad tells me that you know what must be done but are hesitating to do it.
When there is no respect in a marriage and for the spouse and his needs and the issue has become money and to attain that money at all costs, that is not a marriage anymore. It only speaks of selfishness.
You are right in protecting your interests and that of your daughter. So, time to toughen up and say NO to your wife and her family. It may seem harsh to them at first, but be very assertive. You have the right to plan your finances especially when family around you have begun to act like predators.
So taking a loan is only going to bleed your finances more and if you are convinced you don't want to do that, then please don't.
Yes, there will be arguments and big fights, but do what is right by you and for you. It may seem selfish but it is only self-care and self-love. This should also help you become fitter physically and emotionally to lead a better quality life.

All the best!

..Read more

Anu

Anu Krishna  |1595 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2024

Asked by Anonymous - May 27, 2024Hindi
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Hello, I got married to the person who was behind me for years. I always considered him as my friend and supporter even after knowing his intention. My mom kept advising me we should go behind that person who cares and loves us. I obeyed her. Soon after things went into proposal mode his family started demanding for dowry and other stuffs. My friend was not from a well fed family which I was not aware. They lied to is they are very rich, hence they need what the demanded since the marriage news was widw spread wit no options we arranged and gave. My friend and his mother brain washed and convinced us to agree for this marriage. Even since I got married my husband and his mother is ruling on me and family. It was late when we got to know that they have been lying to is on their assets. Now when we ask them they deny and keep harassing me. My family got fed up of these fights started maitaining distance and since I Don want to trouble my divorced mother I stop complaining about the issues I am facing. My in-laws demand increases day by day. My mother-in-law is a mother of two kids a son and a daughter but everytime she tortures me and her son is quiet most of the time. When responsibility comes she supports her daughter and makes us to take responsibility which is not fair. Responsibiloty is parallel and must be shared. I am not well, my husband doesn't even give me money or take me to doctor. I am been told marriage means providing food and shelter. Please advise me what shud I do I am fed up
Ans: Dear Anonymous,
Basically you have been cheated; period!
What do you with even a basic thing like being cheated at a shop? Do you actually keep the product OR return it?
Yes, relationships are not like that BUT do understand that your marriage has been nothing but a transaction with mean minded people out to destroy you and your peace of mind.
There are no children in the equation so far...so do know you are free to take a decision. Today, it's harassment and giving you no money, tomorrow who knows what else!
Do you not see that they have begun to make you depend on them for the basic things? This is how it all begins before it gets into other shades of harassment which I do not want to speculate.
Put yourself first; be selfish and think about what to do next to actually live a peaceful and carefree life like the way it was before marriage.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Anu

Anu Krishna  |1595 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 21, 2024

Asked by Anonymous - Nov 18, 2024Hindi
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Hi , I am married 2.5 years ago to a man , who is very less in education compared to me , this marriage was done as a compromise or in worries about my future as my parents are no more .. He and his family is average in all case ..cleanliness, hygeiene , social relations, religious practices , education , self respect , financial well being ... all these things are either meaningless for them or they vary poor in those . Nor even they have moral values , as they have cheated me by hiding my husband's age to me . I told them that we strongly believe in astrology and will not go without it . Still they gave me wrong information about his age and he is very elder to me .As I am well educated , employed and self dependant. So they somehow trapped me for marriage. After 3-4 months of marriage my husband was diagnosed (a type of oral cancer) caused due to consuming gutkha and ciggarettes. He lied and denied to have any disease still i started his medication . In some time I lost my job also still continued his treatment , tried to help him in his business , it made a big impact on my sqving too :( But because of his careless business practice , it didnt work for him. Also I paid many times his car's EMI . And supported in all types of expenses be it house hold , his medication or business . He has parental properties in village but they are hardly using it for their own use and wanted to use my money till now . As I now denied to give more money , now they have started looking to sell or rent / lease their property for their use . I have spent lot of money on them , I hardly believe they will try to pay it out fully to me or give some part of property for my safe future now :( I am now 43 and have no children . At other hand my brother is also alone( even being his wife and 2 sons) Wife is quarrelsome and has a history of false case of dowry on my brother and due to this my brother and my family sufferered a lot , its been 20 years now . But this has tortured my brother me and my mother a lot in past .Sis-in-law never let my nephews to stay or sit for some time with us (me or my mother ). And now as my both nephews have grown up my sis-in-law told them lie as if she was victim and , we were the culprit . Children were innocent , they didnt knew the fact , hence taking mother's side now. I thought that as my sis-in-law doesn't like us so unwillingly I decided to marry with a compromise , thinking that after my marriage all will be fine in brother's home , But nothing improved. And now my brother , after my marriage is emotionally alone at home , I feel very sorry about this . I want to go back and take care of my brother , as now he is 53 and emotionally very weak , diabetic and suffering other disease too . Sis-in-law is least interested in his health , care .. so as her children. Going back to parental (it is my father's home, so i also have legal right on that property )home and leaving husband is not so easy, .. Elder Nephew and sis-in-law can become very violent as they are always . I dont want to endanger my brother's health and if I dont go then also .. brother is taking care of him alone ..that too very casually ..how can i make all things correct . Please suggest .
Ans: Dear Anonymous,
Hello! Excuse me...
Take care of yourself first before trying to save someone else.
Your brother is a grown man and knows what is to be done. Allow him to process his life's situations. By stepping into it especially in your state of mind will make things worse. Also, if you want guidance on this, kindly post another question else it will get confusing for all of us here.

First think of what you must do to make things better for yourself. Ask yourself whether you are interested in continuing the marriage. A lot of your time, money and energy has been invested in it and based on a lie. You have no clue what else they have lied about...do you want a marriage that is standing on a bed of lies? is it possible for you to trust your husband and his family all over again? What can they do so that you place trust in them again?

If this is not possible, the you are in a place where you need to make decisions about your marriage and your life in general.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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NEET, Medical, Pharmacy Careers - Answered on Apr 28, 2025

Asked by Anonymous - Apr 28, 2025
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Sir I am feeling very uncertain about my career, i am very much interested in medical field, i gave my HS in 2024, this is my 1st drop for neet, i tried a lot but due to family issues and negativity i couldnot do well, neet is jst after 5days , but my syllabus not yet done, mock test are not good, but still i want to pursue medical field ans study in a government medical college, i know where my preparation was lagging{my class 11 12 were weak, those who taught me they all jst told m,e "u cant do anything " and leave and never used to teach properly but i did everything by my own , and then took drop but i how to prepare in a coaching class i didnt know all network isuues for almost 6months ,but i keep on doing and now i am standing in a uncertain phase where i still want to become a doctor, i dont have anproblem in studying those again but the problem is what others will say , its like a fear, as even though my parents enrolled in a coaching online previous year but they also sometimes used to say that i should have also enrolled i a college, its a fear, so my question is this path really for me? should i take a partial drop and go for neet 2026 too, {dob: 14/10/2005}.....i feel like hopeless , but still want to follow my dreams, is this possible?
Ans: Hi,

Before I address your query, please avoid mentioning your date of birth on social media; it's not necessary at this point. However, I noticed that some other details are missing.

In addition to the educational concerns, it seems like you may have a bit of a psychological issue in that you tend to worry excessively about others. This mentality is quite common in our country. Prior to the NEET exam, entry into the medical field, specifically for MBBS and BDS, was mainly reserved for aspirants with high marks. Additionally, those with significant wealth could gain admission through management quotas or at times via NRI quotas. However, the situation has changed completely after the introduction of NEET.

As you know, the major advantage of NEET is that the marks aspirants score in their HSC examinations are now less relevant. Candidates from any part of the country, of any category or state, and even those taking the exam for a second time can attempt NEET, regardless of their HSC performance. If aspirants have talent, they can succeed in NEET, which provides a standardized syllabus across the nation. So, even if you are currently struggling with your HSC studies, you can still perform well on the NEET.

Apart from percentile scores, various factors will influence admission, including community status, creamy or non-creamy layer, physical challenges, and more.

Therefore, NEET is the best solution for aspirants, and you can take the exam as many times as you need.

There are no barriers to preparing for the exam, so please go ahead.

You mentioned that you feel weak in the subject and have difficulty concentrating. I suggest starting yoga and meditation. By practicing these, you'll be able to relieve stress and work towards achieving your goals.

Regarding your desire to enter the medical field (I believe you want to become a doctor), is that correct?

If so, in addition to MBBS, there are other medical courses known as Indian Medicine, including BAMS, BHMS, BSMS, and BNYS. If you find MBBS challenging, consider focusing on these options as well. Many people have started to embrace Indian medicine after the COVID pandemic, so it’s not a problem at all.

Prepare for NEET 2025, analyze your situation, and send your details to the Rediffguru. We can discuss this further.

Wishing you all the best!
POOCHO. LIFE CHANGE KARO.

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Milind

Milind Vadjikar  |1197 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Apr 28, 2025

Money
We are a Private Limited Company with an employee strength of 60, and we strictly follow all PF rules. As per the applicable salary criteria, we contribute to the Provident Fund wherever required. Recently, we discovered that an employee who joined our company two years ago has an existing UAN linked to their Aadhaar. However, at the time of joining, the employee declared in Form 11 that they did not have a PF account. Based on this declaration, we did not contribute to their PF account. Now, the employee states that they were unaware of their PF account, and the UAN linked to their Aadhaar is currently inactive. Furthermore, they do not wish to activate their PF account. Given this situation, should we present Form 11 as valid proof for non-contribution, or are there any corrective actions required to comply with PF regulations? Kindly guide us on the appropriate steps to take in this matter.
Ans: Hello;

If the organisation is such that EPFO laws are applicable and if employee 's salary is as per the threshold given by EPFO (15 K basic +DA) then you don't have an option to avoid EPF.

The EPFO commissioner may issue your organisation a show cause notice as to why the form-11 submitted by the employee was not scrutinized thoroughly when it was submitted.

You may furnish joint declaration in the prescribed format to correct the mistake in form 11 and deposit all employer employee contributions till date with penalty as decided by the EPF Commissioner.

Actually such willful suppression of facts by the employee, which bring the employer into legal issues, deserves termination.

Seek advice from a lawyer specializing in labour and EPF laws, if required.

Best wishes;

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