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My YES Bank Stocks Are Locked: When Can I Sell?

Samraat Jadhav |2380 Answers |Ask -Follow

Stock Market Expert - Answered on Aug 29, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Question by GALI on Apr 18, 2023Hindi

Money

YES Bank I have Purchased at 60 Rupees they are kept hold my stocks for 3 years when can i sell this stocks and when lock-in period will be completed

Ans: exit

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Career Counsellor - Answered on Jul 13, 2025

Asked by Anonymous - Jul 13, 2025Hindi

Career

My brother got a seat in IIT Khadagpur in bs economics and also got seat in IIIT Delhi in cs . I want to know which is a better option for my brother .

Ans: IIT Kharagpur's Bachelor of Science in Economics is a four-year programme under the Department of Humanities and Social Sciences with 59 seats annually, offering comprehensive training in micro-macroeconomics, econometrics, development economics, and quantitative methods through NBA-accredited curriculum. The programme features courses in Mathematical Economics, Operations Research, Statistics for Economics, and Public Finance, preparing students for careers in banking, finance, consulting, and government sectors with top recruiters including KPMG, World Bank, IMF, CRISIL, and Deloitte. IIIT Delhi's BTech Computer Science & Engineering is a specialized four-year programme ranked 85th in NIRF Engineering category 2024, featuring modern AI/ML labs, outcome-based curriculum focused on software development, and strong industry partnerships with companies like Microsoft, Amazon, and Google. The CSE programme recorded 95.59% placement rate in 2024 with an average BTech package of ?22.04 LPA, supported by cutting-edge research facilities and specialized tracks in machine learning, cybersecurity, and data science.

Recommendation: Choose IIIT Delhi BTech CSE for its superior placement consistency, specialized technical infrastructure, and 95.59% placement rate with strong industry connections in emerging technology sectors; opt for IIT Kharagpur BSc Economics if you prefer interdisciplinary economics training, IIT brand value, and career paths in finance, consulting, and policy-making sectors. All the BEST for Admission & a Prosperous Future!

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Asked by Anonymous - Jul 13, 2025Hindi

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I am 50 years old and i have 3.5 cr. In equity mutual fund and 50 lac in debt fund and 50 lac in savings account for ipo ,my monthly expenses 50K. I have 2 children. I want to retire in 1 year What should I do..?!? What

Ans: Dear Friend,
At age 50, with ?3.5 crore in equity mutual funds, ?50 lakh in debt funds, and ?50 lakh in savings (total ?4.5 crore), and monthly expenses of ?50,000, you are well-positioned to retire in a year. Your retirement plan should aim to protect capital while ensuring growth and stable income. Start by allocating your corpus into 60% equity (?2.5–2.7 crore) for long-term growth and 40% debt/liquid (?1.8–2 crore) for short- to medium-term income stability. Park two years’ expenses (\~?12 lakh) in liquid/ultra-short-term funds. Initiate a Systematic Withdrawal Plan (SWP) from debt funds to draw ?60,000 monthly. Keep ?50–75 lakh in safer options like FDs or short-duration debt funds for children’s education. Ensure comprehensive health insurance for both spouses. Review and rebalance asset allocation every 3–5 years. Prepare a will and maintain a 6-month emergency fund. This approach will provide a sustainable, inflation-adjusted income and peace of mind throughout retirement.
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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 13, 2025

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Good evening sir, Sir I am confused between BDS and BVSc. Can you please guide me and tell me about the pros and cons of both the courses. My neet rank is 70235.

Ans: Hello Subham
It is not possible to compare these two branches with pros and cons because they are separate fields in medicine. Your interest is more important. Most students dislike BVSc due to its working nature. But if you are from a village and want to stay there after graduation, then BVSc can be a strong option. Compared to BVSc, BDS can be considered a white-collar profession.

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Radheshyam Zanwar |5302 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 13, 2025

Question by Vedansh - Jul 13, 2025Hindi

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Sir I am filling NIOS On demnd exam form and TOC of phiyical education and English and I am from CBSE. People say that TOC of phiyical education is not available in NIOS. But many teachers or regional insituide incuding you says it is possible. So I am filling form make suring that you you have taken responsibility that nothing wrong will happen further. Waiting for your reply very soon

Ans: Hello Vedansh
Please go forward and fill out the form.

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Nayagam P P |8699 Answers |Ask -Follow

Career Counsellor - Answered on Jul 13, 2025

Asked by Anonymous - Jul 13, 2025Hindi

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Hello Sir , my brother is getting iist ece or cse and iiit nagpur cse. What should we prefer?

Ans: I have already addressed your question. If there are any new updates or changes in admissions, please feel free to share a fresh or revised query.

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Question by pankaj - Jul 13, 2025Hindi

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My Son want to do B.Des. in product design. He has following options. 1. MITID Pune. 2. UID ahmedabad, 3. Shristi Manipal Bangalore, 4. BITS pilani, Mumbai, 5. VIT vellore, Kindly guide which is the best option among these .

Ans: Hello Pankaj
The preference order may be like this: (1) UID (2) MITID (3) Shristi Manipal (4) BITS Pilani (4) VIT. The final decision will be yours.

Good luck.
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Question by Roopa - Jul 13, 2025Hindi

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My daughter has scored 26701 in EAMCET and 98 percentage in inter .Telangana.shr has got mock placement in Sridevi Engeneering collage CSE Branch.we belong to open catagory.Just wanted to check us if Sridevi engeneering collage is good one to choose.And pls suggest us is any better option available for our rank and catagory.

Ans: Roopa Madam, I have already addressed your question. If there are any new updates or changes in admissions, please feel free to share a fresh or revised query.

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I have taken admission in SRM ktr ECE for on campus enrollment they are asking for my class 12 marksheet,TC,migration, passing certificate (original copy). I have given my class 12 from nios board this year they are telling me that I will receive my original marksheet and other things by the end of august. But colleges asking for that and that told me digilocker is not acceptable.what to do now

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Request the NIOS administration to send you a letter confirming that the required documents will be available by the end of August 2025. Then, forward this letter/email to the SRM administration. If they still do not accept your request, inform them that you are willing to provide the bond paper, stating that the documents will be submitted by the end of August as soon as received from the NIOS board. Otherwise, ask them for the correct procedure to retain your admission. Only the SRM administration can help you.

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Question by Karnati - Jul 13, 2025Hindi

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Equity mf or nps tier 2 equity. Which one will get better returns.

Ans: Dear Karnati,
For higher returns and flexibility, Equity Mutual Funds are better.
For low-cost passive investing with some discipline, NPS Tier 2 is okay.
If your goal is wealth creation with flexibility, go with Equity MFs. If you are looking for long-term and Higher net worth investment products managed by the professional fund managers.
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MF, PF Expert - Answered on Jul 13, 2025

Question by Naveen - Jul 13, 2025Hindi

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need personal loan, which bank gives minimum interest loan

Ans: Dear Naveen,
Although your question is not detailed, could you please specify the amount of loan you are looking for and your profession? Here is a generic answer for you
To get a personal loan at the lowest interest rate, maintain a credit score above 750 and apply with banks where you hold a salary account. Top banks offering competitive rates include SBI (11.15–13.45%), HDFC Bank (10.5–14.5%), ICICI Bank (10.5–15.75%), and Axis Bank (10.75–21%). Government banks like Bank of Baroda (10.5–15.6%) also offer good options for salaried individuals. Private lenders provide quick disbursals but at slightly higher rates. Compare offers on platforms and check for pre-approved offers to save on interest and processing time.
My recommendation is to create your own MF portfolio, especially to use money required in need, there are Loans available on the MF which can be between 9.5 to 10.5% that too without any processing charges and also will help you use only for the no of days you want to use, this is not case for personal Loans.
Regards, Nitin Narkhede -Founder, Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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