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Ans: The funds selected cover a variety of market segments and investment styles, providing good diversification. To determine if they're suitable for long-term investment, consider factors such as their track record, consistency, fund management, expense ratios, and alignment with your son's investment goals and risk tolerance. Regularly review the performance and make adjustments as needed to ensure they remain aligned with his objectives over the long term. If uncertain, consulting a financial advisor can provide personalized guidance.

Ans: sell and move to better and bigger banks

Ans: Exit the below,

ABSL Midcap
HDFC Fexicap

Add,
Canara Flexicap

Ans: Investing only in midcap and small-cap funds will make his portfolio more aggressive. To be a moderate risk taker, please add a large cap fund as well. That will add more stability to his portfolio.

Ans: Not a great portfolio type stock. there are better stories in this market that can easily give 15-20% CAGR returns. Check some good larger sized banks if you like.

Ans: Not a great portfolio stock. there are better stories in this market that can easily give 15-20% CAGR returns. Check some good larger sized banks if you like.

Ans: EXIT

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Ans: Hello Giridhar and thanks for writing to me. Your Son is wise to begin investing at an early age & reap the benefits of compounding. He can consider beginning monthly SIP's in:

1-Edelweiss NIFTY 100 Quality 30 Index-Rs.6,000.
2-UTI MNC Fund-Rs.6,000
3-Kotak Small Cap Fund-Rs.6,000
4-Quantum Long Term Equity Fund-Rs.6,000
5-Tata Multi Cap Fund-Rs.6,000

If he can step up his SIP's every year by 10% or more, he will be able to create a larger corpus.