Thanks for the reply sir.. I have withdrawn all epf fund & can not withdraw eps pension amount ? 2 lacs due to epf/eps regulations. My age is 45 yrs & can start early pension from age 50 as per epf guidelines. Is there any way out to get pension contribution of ? 2 lacs now.. Is there any legal procedure because my fund get stuck with EPFO & i can not use it for my need.. I have no control for my own money. Pls suggest..

Ans: Nesal, Puducherry Technological University (PTU) offers a strong Electronics and Communication Engineering (ECE) program with well-qualified faculty, robust infrastructure, and an active placement cell. The university reported an impressive 88.75% placement rate for 2024, with a median salary of ?6 LPA. Major recruiters include TCS, Infosys, Cognizant, and Zoho, supported by comprehensive career development initiatives like workshops and communication skills training. Rajalakshmi Engineering College (REC) Chennai provides a reputed Computer Science and Engineering (CSE) program featuring a dedicated placement cell and consistent industry connections. REC’s recent placement rate is approximately 87%, with a median salary near ?5.4 LPA, attracting recruiters such as Cognizant, Infosys, IBM, and Accenture. Both institutions focus on academic rigour, faculty expertise, industry exposure, and student support, but PTU's ECE boasts a higher placement percentage and package median, while REC offers a strong CSE specialization with multiple recruiter engagement.

Recommendation: Choose Puducherry Technological University for its stronger placement outcomes and higher median salary in ECE if priority is on immediate job prospects. Opt for Rajalakshmi Engineering College for CSE specialization with solid industry ties and comprehensive skill development, aligning with career goals in software and computing. The final choice should reflect your preferred branch and long-term professional focus. All the BEST for a Prosperous Future!

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Ans: Sarthak, Indian Institute of Information Technology Vadodara – International Campus Diu (IIITV-ICD) and IIIT Surat both prioritize rigorous academics, qualified faculty, modern infrastructure, industry collaborations, and vibrant campus life. IIITV-ICD reports approximately 60% placement success for its inaugural batches with average offers around ?10 LPA, supported by recruiters such as Amazon and Adobe, and emphasizes cloud computing and automation specializations. IIIT Surat, still establishing its reputation, offers smaller cohort sizes and emerging research initiatives but currently lacks robust placement data. IIITV-ICD’s established industry tie-ups, comprehensive labs, and growing alumni network deliver more consistent career outcomes and practical learning opportunities, making it the stronger choice for immediate industry readiness.

Recommendation: Choose IIIT Vadodara ICD for its proven placement record, diverse recruiter engagement, and mature infrastructure that ensure stronger employability and learning experiences compared to the nascent IIIT Surat. All the BEST for a Prosperous Future!

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Ans: HI PRASANNA,
Which branch of Biotech? Did you compare the curriculum, lab facilities, faculty details? Do compare and you will come to know which is better. If not, reply to me.
BEST WISHES.

Ans: Yes. Bank may or may not deduct TDS on your interest income due to any reason, You have to declare this earning in your ITR & pay due income tax, before filing your ITR.
Most welcome to write for any further clarification. Thanks.

Ans: Since your son has purchased a house in June-2025, i.e., within one year before the Sale of his house property (September-2025), he won't have to pay LTCG tax. This is because, he has invested his LTCG in purchase of a house property, within time limit of one year.
Most welcome for any further clarifications. Thanks.

Ans: Ritik, please provide a comprehensive overview of your background—such as your current year of study, academic record, skills you are upgrading, extra and co-curricular activities, as well as your short- and long-term goals—along with any other relevant details so I can guide you more precisely.

Ans: Hello dear
Prefer CSE @ SPIT due to its academic and placement records.

Good luck.
Follow me if you receive this reply..
Radheshyam

Ans: VIT Vellore offers a well-established Computer Science and Engineering program with a broad campus, strong infrastructure, and consistent placement rates around 60-65%. The average package is approximately ?9.9 LPA, with top recruiters like Microsoft, Amazon, and Apple, reflecting its robust industry connections and global brand recognition. PES University, located in Bangalore’s Electronic City, benefits from proximity to major IT hubs and offers a competitive Computer Science program with a median placement package around ?8 to ?9 LPA and placement rates near 70-80%. PES has a modern campus, reputed faculty, and strong industry collaborations, especially valuable for local internships and networking opportunities.

Recommendation: Prioritize PES University for its Bangalore location, closer industry links, and higher placement rate, which favor practical exposure and career networking. Choose VIT Vellore for its brand prestige, larger campus, and internationally recognized curriculum. Your decision should balance local engagement advantages at PES with the extensive reputation and infrastructure strengths of VIT. This alignment will optimize your son's academic and career trajectory based on his personal preferences and future goals. My suggestion: Based on location & fees, prefer PES-EC-CSE. However, he should consistently maintain a strong CGPA and continuously enhance his skills through his fourth year to remain competitive with CSE peers both at the Electronic City campus and the RR (Banashankari) campus of PES for Campus Placement. All the BEST for a Prosperous Future!

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Ans: Sanjana, Pillai College of Engineering (PCE) New Panvel offers a robust Electronics & Computer Science program with specialized tracks in AI, ML, IoT, Robotics, and Cloud Computing. It has commendable infrastructure, a research focus, and around 70–80% placement rates, with median packages near ?4.4 LPA and top recruiters including Reliance and Capgemini. The curriculum integrates both electronics and computing fundamentals, preparing students for diverse tech roles. SIES Graduate School of Technology, Mumbai provides a similarly comprehensive Electronics and Computer Science course with strong infrastructure but a smaller intake. It reports a higher placement rate around 90%, average packages near ?8 LPA, and recruiters like TCS, Infosys, and Reliance. While SIES offers a slightly better placement performance and higher average packages, PCE balances good placement statistics with a broader specialization and research opportunities. Both colleges maintain qualified faculty and industry ties, but SIES's higher placement record may better suit students aiming for IT-centric careers.

Recommendation: Prefer SIES Graduate School of Technology for Electronics and Computer Science for stronger placement outcomes and average packages aligned with IT career goals. Consider Pillai College of Engineering for its diverse technical specializations and solid placements if broader tech exposure and research are priorities. Align the choice with your career focus between IT-intensive roles (SIES) and combined electronics-computer science expertise (PCE). All the BEST for a Prosperous Future!

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