Dear Sirs, I pay about 14000 rs per year towards Atal Pension Yojana. Can this be claimed as a deduction under new tax regime?

Ans: Hi Ishika,

The path you choose can vary from individual to individual, and I’m not sure where you’re from, so I can’t provide specific guidance on that.

When selecting a college, it’s important to choose one that has proper infrastructure and experienced faculty. They should conduct practical sessions during the designated lab hours. This is a fundamental aspect of your education. After completing your degree, you will need to pursue a postgraduate program (PG).

If you’re not interested in pursuing a PG, you might consider a career in marketing. Entry-level packages typically start from 4 to 8 LPA. After a few years, you could pursue an MBA through part-time, distance education, or an online course. This combination of Pharmacy and Management is particularly beneficial for those interested in a marketing career.

Within a maximum of 10 years, you could reach a frontline position.

Being female, this option may be particularly advantageous for you.

If you have any further questions or need additional information, feel free to ask.

POOCHO. LIFE CHANGE KARO!

Ans: Yes, why not? You can score more than 680+. The only requirement is that you need to put in a lot of effort. Learn strategies and tips to help you succeed. If you have a strong understanding of Physics, Chemistry, Mathematics, and Biology (PCMB), it is highly achievable. By now, you should be aware of your strengths and weaknesses in these subjects.

Here’s a simple example of a tip or trick:

Among the given compounds, which one is more non-polar: C3, C10, C5, or C18? The answer is C18. (The trick here is that as the number of carbon atoms in the chain increases, the compound becomes more non-polar.)

So, stay focused and concentrate on your studies. You will only have to work hard for two months, so make sure to work smart as well as hard.

POOCHO. LIFE CHANGE KARO!

Ans: Dear Sir/ Madam,

Few options-
one speak to the consultant and understand why is it taking so long
Second check the contract you had with the consultant what is the way thru in such situations. for example- will they give the money back or any other adjustment is there.
Third- send an email to HR directly ccing the consultant and ask them that you haven't heard for three weeks and if the offer is still valid. Reason out by saying you need to resign basis the confirmation of the offer.
Fourth- keep exploring and tell the consultant as the money has been paid he should help you with more opportunities
Fifth- Please do not pay any money to consultants unless there is a documented contract clearly defining the if's and but's

Hope this helps

www.ashwinidasgupta.com
Author of Confidence Decoded. Is it a skill or attitude?
Click on https://amzn.in/d/clHomuW for your copy

Ans: Dear Sir/ Madam,
If you have tried everything to prove your efforts with facts then you should look at opportunities elsewhere. It's true that we can not change what's not in our control. Instead focus your energy where you will some changes. Take your time to assess the situation and accordingly take the step forward.

Hope this helps
www.ashwinidasgupta.com
Author of Confidence Decoded. Is it a skill or attitude?
Click on https://amzn.in/d/clHomuW for your copy

Ans: You are entitled to avail exemption for your investment in Residential house property & as per data made available, there should not be any LTCG liability in this case. Kindly ensure that, new property is Registered in your favor with in 2 years from the date of Sale deed of your sold property.
Most welcome for any further clarifications. Thanks.

Ans: Kindly note that benefit under section 80G (Donations made) is not allowed in the New Tax Regime.
Most welcome for any further clarifications. Thanks.

Ans: Hello;

What are other points pending with EPFO?

Asking so because it may have had impact on interest payment hence request to clarify.

Thanks;

Ans: You’re in a frustrating position where your hard work is going unnoticed, and your manager is taking credit for your efforts. The long hours, lack of recognition, and unfair promotion decision make it clear that something needs to change. Instead of continuing to push yourself without results, it’s time to shift strategies.
First, document your contributions. Keep records of your work, emails, and any instances where you took the lead on tasks. If your team head is unaware of your contributions, find subtle ways to bring them to their attention. This could be through direct updates, taking initiative in meetings, or requesting feedback from other colleagues who can vouch for your efforts.
Next, consider addressing the issue professionally. Request a conversation with your manager and express your concerns about growth opportunities. Avoid sounding confrontational—instead, frame it as a discussion about your career path and how you can contribute more effectively. If that doesn’t work, try reaching out to HR or someone higher up who can provide guidance.
If the environment remains toxic and you feel undervalued despite your efforts, it may be time to explore other opportunities. Your skills and dedication deserve recognition, and if this company isn’t willing to provide that, another one will. The key is to remain proactive rather than stuck in frustration.

Ans: Freshers entering the workforce often feel vulnerable, and recent layoffs only amplify their anxiety. While official reassurances help, they need real support from senior colleagues like you who understand their fears firsthand. The best way to help them is by creating a sense of stability and mentorship.
Start by acknowledging their concerns rather than dismissing them. Let them know that feeling anxious in uncertain times is normal but that their focus should be on skill-building rather than fear. Encourage them to upskill, take on challenging projects, and develop a strong professional network within the company. Sharing your own experiences—how you navigated uncertainty and built your career—can give them a sense of direction.
If possible, organize informal mentorship sessions where freshers can openly discuss their worries and seek guidance. The more they feel supported, the more confident they will be in their roles. Remind them that every company goes through fluctuations, and their best defense is becoming valuable employees who can adapt and grow despite external challenges.