I am an SIP investor in Mutual Funds from past 3 years and below are my SIP investments per month:

Name of the Fund	Category	RankMF Star Rating
1) NIPPON INDIA TAX SAVER (ELSS) FUND - GROWTH PLAN	Equity - ELSS	2
2) IDBI Equity Advantage Fund - Regular Plan - Growth	Equity - ELSS	4
3) ADITYA BIRLA SUN LIFE TAX RELIEF 96 FUND - GROWTH	Equity - ELSS	4
4) MOTILAL OSWAL LONG TERM EQUITY FUND - GROWTH	Equity - ELSS	5
5) Mirae Asset Emerging Blue chip Fund - Regular Plan Growth Option	Equity - Large & Mid Cap Fund	4
6) AXIS BLUECHIP FUND - GROWTH	Equity - Large Cap Fund	4
7) SBI BLUECHIP FUND -REGULAR PLAN - GROWTH	Equity - Large Cap Fund	3
8) LNT Emerging Business Fund - Regular Plan - Growth Option	Equity - Small cap Fund	2
9) SBI SMALL CAP FUND REGULAR GROWTH	Equity - Small cap Fund	3
10) MOTILAL OSWAL NASDAQ100 FUND OF FUND - REGULAR GROWTH	FoFs (Overseas)	4

I have SIP in the following funds: 1.Axis Bluechip Fund Direct Growth - 4000 2.Mirae Asset Large Cap Fund Direct Growth -3000 3.Parag Parikh Flexi Cap Fund Direct Growth -3000 4.ABSL Tax Releif96 Regular Growth (ELSS) -4000 5.Axis Long Term Equity (ELSS) Direct Growth -3000

I do a regular investment per month of Rs 9000 as SIP in mutual funds. The funds I am holding currently are:  Name of the Fund Category RankMF Star Rating MohitBhardwaj     1. DSP Equal Nifty 50 Fund-Reg (G)  -Rs 2000 Index Funds - Nifty 2 2. DSP Equity Opportunities Fund-Reg (G) -Rs 1000 Equity - Large & Mid Cap Fund 4 3. DSP Natural Res & New Energy Fund-Reg (G)  - Rs 1000 Equity - Sectoral Fund - Energy & Power 2 4. Franklin India Prima Fund (G)- Rs 1000 Equity - Mid Cap Fund: 2 5. Franklin India Taxshield (G)- Rs 1000 Equity - ELSS 4 6. ICICI PruBluechip Fund (G)- Rs 1000 Equity - Large Cap Fund: 2 7. ICICI Pru Value Discovery Fund (G) - Rs 1000 Equity - Value Fund: 2 8. ICICI Pru Value Fund-16 (G) – Rs 1000 Equity - Value Fund: 2 9. ICICI Pru Value Fund-17 (G)  Equity - Value Fund: 2 10. ICICI Pru Value Fund-18 (G) Equity - Value Fund: 2 11. Invesco India Growth Opp Fund (G) Equity - Large & Mid Cap Fund 4 12. L&T Hybrid Equity Fund-Reg (G)  Hybrid - Aggressive Hybrid Fund 5 13. MotilalOswalMulticap 35 Fund-Reg (G) Equity - Multi Cap Fund: 5 14. Nippon India Capital Builder Fund-IV-A (G)      15. Nippon India NiveshLakshya Fund (G) Debt - Long Duration Fund 5 16. Quantum Long Term Equity Value Fund-Reg (G)   Equity - Value Fund: 2 17. Parikh Long Term Equity Fund-Reg (G) Equity - Multi Cap Fund: 5 18. Tata Hybrid Equity Fund-Reg (G) Hybrid - Aggressive Hybrid Fund 5 I have invested Rs 351,388 till now and my market value is Rs 386,870 which means my annual return is 5.2 per cent. Shall I continue to invest in the above funds or shall I switch to some other better fund as per your advice and what will be my capital (return) if I continue to invest for next 10 years as my current age is 35 years and I wish to invest till my age reach 50.

Details of my mutual fund portfolio are as under: Name of the Fund Category RankMF Star Rating Axis Blue Chip Mutual Fund Equity - Large Cap Fund 5 Axis Midcap Fund Growth Equity - Midcap Fund 4 CanaraRobeco Equity Diversified Fund Regular Growth Equity - Multi Cap Fund 4 DSP Small Cap Fund Regular Growth Equity - Small cap Fund 2 HDFC Midcap opportunities Fund Growth Equity - Midcap Fund 3 ICICI Prudential Exports and Services Fund Growth Equity - Sectoral Fund - Service Industry 2 IDFC Multi cap Fund Regular Growth Equity - Multi Cap Fund 4 L&T Equity Fund Regular Growth Equity - Multi Cap Fund 4 L&T India Value Fund Regular Growth Equity - Value Fund 3 Nippon India Multicap Fund  Equity - Multi Cap Fund 2 SBI Blue Chip Fund Equity - Large Cap Fund 4 SBI Consumption opportunities Fund Regular Growth Equity - Sectoral Fund - FMCG 3 SBI Focussed Equity Fund Regular Growth Equity - Focused Fund 4