I have SIP in the following funds:

1.Axis Bluechip Fund Direct Growth - 4000
2.Mirae Asset Large Cap Fund Direct Growth -3000
3.Parag Parikh Flexi Cap Fund Direct Growth -3000
4.ABSL Tax Releif96 Regular Growth (ELSS) -4000
5.Axis Long Term Equity (ELSS) Direct Growth -3000

Ans:

1) canara robeco emerging equities, regular growth: Please continue

2) nippon india equity hybrid fund, growth plan, growth option: Better option available Canara Robeco Equity Hybrid Fund Regular Growth

3) sbi small cap fund growth: Please continue

4) icici prudential equity and debt fund growth plan: Better option available Canara Robeco Equity Hybrid Fund Regular Growth

5) axis focused 25 fund growth plan: Please continue

6) Nippon India US Equity Opportunities Fund – Growth: Please continue

7) hdfc small cap fund regular growth plan: Better option available Axis Small Cap Fund - Regular Plan Growth

8) Franklin India Feeder - Franklin U.S. Opportunities Fund – Growth: Please continue

Lumpsum investment in following liquid fund

Aditya birla sun life liquid fund weekly dividend: Please continue

Icici Prudential liquid fund plan weekly dividend: Please continue

Ans: These are good funds, please continue.

 

Ans: Your SIP portfolio reflects a diversified approach across different asset classes and market segments, which is commendable. However, there are a few considerations to keep in mind for potential modifications:

Review Performance: Regularly assess the performance of your SIPs to ensure they are meeting your investment objectives. Evaluate factors such as returns, volatility, and consistency.
Risk Management: Small-cap and mid-cap funds tend to be more volatile compared to large-cap and hybrid funds. Consider your risk tolerance and adjust your allocation accordingly to maintain a balanced portfolio.
Asset Allocation: Assess whether your current allocation aligns with your investment goals and risk profile. It may be beneficial to diversify further by including funds from other fund houses or asset classes like debt or international funds.
Stay Informed: Keep abreast of market trends, economic developments, and fund-specific news to make informed decisions about your investments.
Consult a Certified Financial Planner: Seeking professional advice from a Certified Financial Planner can provide personalized recommendations based on your financial situation, goals, and risk tolerance.
Remember, investment decisions should be based on your individual circumstances and long-term objectives. Regularly reviewing your SIPs and making adjustments when necessary will help ensure your portfolio remains well-positioned to achieve your financial goals.