should hold TTK Prestige any more?

Ans: Hello;

Investment in mutual funds can lead to capital erosion, irrespective of the type of fund, since corpus of mutual funds are invested in the stock, bond or bullion markets which are fraught with risks.

You may invest your corpus in conservative hybrid debt type mutual funds which has higher exposure to debt and lesser exposure to equity.

Even in debt allocation choose fund that has higher allocation to Sovereign securities, PSU bonds and AAA rated corporate bonds.

Do an SWP at the rate of 3-4% pa and not more.

Best wishes;
@mars_invest

Ans: Hello;

You may have judicious blend of both type of investments in your portfolio based on your risk appetite, financial profile, age and investment horizon.

Best wishes;
X: @mars_invest

Ans: 01. Income of STCG is taxed in the year, in which it is earned. So accumulated Profit should not be for a longer duration. It has to be taxed in your hand, as & when, you file your ITR.
02. Tax rate of STCG is not more than 20% in any case. However, it could also be slab rate in many cases. Your question does not provide details to confirm the same.
03. Your stock broker is not supposed to give you instructions, instead should advice you. You are not obliged to act on his advice & you are free to take your own decisions. He cannot withhold your payment in normal circumstances.
Most welcome for any further clarifications. Thanks.

Ans: No. It is a gift from your uncle at the time of your marriage & not Income.
Most welcome for any further clarifications. Thanks.

Ans: 01. PPF (Public Provident Fund) account could be a good option for such planning. Moreover, you could also explore the other options like, NSC, Mutual Funds through SIP (once you start getting enhanced salary) etc.
Most welcome for any further clarifications. Thanks.

Ans: Poor cash generated from core business - Declining Cash Flow from Operations for last 2 years and company is expensive valuation wise in this price itself. Stay away from such suggestions/companies. There are so many quality companies available at a good price now with the downfall.

Ans: If you invest your capital gains in a fixed deposit, it does not qualify for any capital gains tax exemption. It is only available for reinvestment into a house, that too only on Long Term Capital Gains.

Ans: When switching from an equity scheme to a liquid scheme, you are liable for STCG or LTCG depending on the holding period. A switch is treated as a sale of the scheme you are switching out of; and as a purchase of the scheme, you are switching into. STT is applicable on mutual fund switches.

Ans: Under Indian tax laws, the sale of USA-listed shares is subject to capital gains tax, depending on the holding period. If held for less than 24 months, it's short-term capital gains (STCG), and if held for over 24 months, it's long-term capital gains (LTCG).
There is no provision under Indian tax laws that allows you to set off capital gains tax by paying off a home loan. The benefit is available to reinvest LTCG into purchase of a house, not repayment of a loan.