Sir, I am a senior citizen aged 70 yrs. Recently I started a SIP of ₹ 5000 in HDFC defence fund which is listed a week ago. Kindly suggest me the future prospects of the fund. I plan to remain in the fund for 24 -36 months.

I'm taking telvash h 40 for BP. Some times if goes up during hectic schedule even though I am taking regularly telvas h 40. I used a few day Arjunarista tab one in addition to the regular medicine i.e. Telvas H 40. I felt Arjunarista helped in controlling BP in hectic days. Can I take some times Arjunarista in addition to Telvas H. Kindly advise. Regards

how to control BP using yoga

Should a retail investor with higher risk profile invest in start ups? How much percentage of his portfolio should it be and which platforms permits small amount investing in startups in India?

Is 80c deduction available gor senior citizens invedting in PMVVY Scheme for AY,23-24

I filed my IT return on 28 June and it got processed on 15 July. Received mail communication on 21 July about the IFSC Code of the bank merger. I updated the same and raised refund reissue on 21 July. No response till now.

Want to invest Rs.5 lacs as one time investment in mutual fund for 4-5 yrs. Pls suggest.

Hi Sunil, I am planning to buy a under construction Apartment and to fund it, I intend to partly withdraw my Provided Fund(PF). I also have funds available from the sale of my parental flat that was sold around 4-5 months ago (when the parental flat was sold it was on my mother's name). I want to buy the NEW apartment jointly in my Mom's and my name, so that amount received from sale of parental flat is reinvested and capital gains can be avoided on Mom's behalf. However the challenge, I have is, according to the norms of PF, I cannot have joint name other than spouse, if I am using funds from Provided Fund(PF). Please can you suggest me, how I can withdraw from Provided Fund(PF) and also use proceedings from parental flat sale.

Which SIP would be best for Long term.

I retired from Railway in June 2022 and received below amount on retirement. PF-23 Lakh, Gratuity - 12 lakh, Commutation - 13 lakh and Leave encashment - 9 lakh. I also received pension from July 2022 to March 2023 - 259,000 INR. There was no TDS on salary of 3 months. Do I need to show all of the amounts in Income tax return? If yes what is exempt income and how to show all above?