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Ulhas Joshi  | Answer  |Ask -

Mutual Fund Expert - Answered on Nov 22, 2023

With over 16 years of experience in the mutual fund industry, Ulhas Joshi has helped numerous clients choose the right funds and create wealth.
Prior to joining RankMF as CEO, he was vice president (sales) at IDBI Asset Management Ltd.
Joshi holds an MBA in marketing from Barkatullah University, Bhopal.... more
Pawan Question by Pawan on Mar 28, 2023Hindi
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Money

I have Reliance equity mutual fund,asking for hold,exit or add?

Ans: Hello Pawan and thanks for writing to me. Please elaborate in which scheme you have made an investment in and your goal for it.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Hi sir After taking first drop I repeat my 12th boards because I have only 64 percent in my 12th boards and in drop year I gave JEE also but I can't qualify..so sir I have questions that can I take any college and take partially drop. I mean I will prepare for JEE once again along with college ? Please tell me sir I am confused and scared also
Ans: Gagan, Taking a partial drop (preparing for JEE while attending college) is possible but challenging. Students often join engineering colleges via state quotas or management seats (e.g., AP/TS EAPCET Category-B) to secure admission with lower board scores (64% is sufficient for many private colleges). However, balancing college academics (attendance, assignments) with JEE prep requires strict time management and discipline. For instance, students in integrated programs (e.g., Resonance, Sri Chaitanya) combine 12th boards with JEE coaching, but this model is harder to replicate in college. Alternatives include lateral entry after a diploma or targeting colleges with flexible attendance policies. While partial drops are mentally taxing, they allow backup options if JEE isn’t cleared. Prioritize colleges with lighter academic loads or online/distance programs to focus on JEE. Note that NITs/IIITs require 75% boards (65% for reserved categories), so improving board scores via compartment exams may help future attempts. Recommendation: If confident in multitasking, opt for a partial drop; otherwise, focus on college and switch branches later via GATE or state exams. All the best for your admission and a bright future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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