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Vivek Lala  |324 Answers  |Ask -

Tax, MF Expert - Answered on Oct 11, 2025

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more
Asked by Anonymous - Sep 16, 2025Hindi
Money

Hi, My question is I have my us based company stocks which my company given me. Now total amount is 20lakhs out of that company provided me 10lakhs and capital gain is 10lakhs. What could be long-term capital tax on this?

Ans: Indian residents have long-term capital gains from US stocks when the holding period is more than 24 months (or 2 years)
Long-term capital gains are taxed at 12.5% (post 2024 budget, earlier it was 20%).

You can look at diversifying your portfolio since US stock prices are at an all time high and Indian markets have been consolidating for the last 15 months, so good time to invest some monies in India from a 5 year point of view.

Please note that these suggestions are based on your stated goals and the information you provided. It is always a good idea to consult with a financial advisor in person to better understand your risk tolerance, time horizon, and specific financial goals.

Do let me know your views on this on my website or on my LinkedIn profile, attaching the link :
https://www.slwealthsolutions.com/
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Asked by Anonymous - Apr 23, 2026Hindi
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Hello sir My son gets 35210 rank in mains, resident of Maharashtra, looking for CSE/ECS/EE What are possibilities Please guide on IIITs like Surat, vadodara, nagpur and Bhopal
Ans: At CRL 35,210, General male, Maharashtra, CSE in top NITs is difficult, but strong chances exist for CSE/ECE in several IIITs and ECE/EE in some NITs/GFTIs. JoSAA confirms Open-seat cut-offs are based on CRL rank.

For your target IIITs:
IIIT Surat – CSE is borderline/tough, but ECE is realistic. In 2025, IIIT Surat ECE closed around 31k–33k+, while CSE was around 24k–26k in regular rounds.
IIIT Vadodara / IIIT-Vadodara International Campus Diu – better chances for CSE/ECE, especially Diu campus.
IIIT Nagpur – ECE/EE-related branches possible; CSE tougher.
IIIT Bhopal – CSE tough but ECE/IT-related options possible.

Also try VNIT Nagpur (EE/Mechanical), MANIT Bhopal, SVNIT Surat, NIT Raipur, NIT Jalandhar for ECE/EE/lower CSE-allied branches. Backup: CSAB, MHT-CET CAP counselling, COEP/VJTI/SPIT/PICT, and good private colleges. Prioritise branch interest over only institute tag.

At CRL 35,210, General male, Maharashtra, CSE in top NITs is difficult, but strong chances exist for CSE/ECE in several IIITs and ECE/EE in some NITs/GFTIs. JoSAA confirms Open-seat cut-offs are based on CRL rank.

For your target IIITs:
IIIT Surat – CSE is borderline/tough, but ECE is realistic. In 2025, IIIT Surat ECE closed around 31k–33k+, while CSE was around 24k–26k in regular rounds.
IIIT Vadodara / IIIT-Vadodara International Campus Diu – better chances for CSE/ECE, especially Diu campus.
IIIT Nagpur – ECE/EE-related branches possible; CSE tougher.
IIIT Bhopal – CSE tough but ECE/IT-related options possible.

Also try VNIT Nagpur (EE/Mechanical), MANIT Bhopal, SVNIT Surat, NIT Raipur, NIT Jalandhar for ECE/EE/lower CSE-allied branches. Backup: CSAB, MHT-CET CAP counselling, COEP/VJTI/SPIT/PICT, and good private colleges. Prioritise branch interest over only institute tag.

At CRL 35,210, General male, Maharashtra, CSE in top NITs is difficult, but strong chances exist for CSE/ECE in several IIITs and ECE/EE in some NITs/GFTIs. JoSAA confirms Open-seat cut-offs are based on CRL rank.

For your target IIITs:
IIIT Surat – CSE is borderline/tough, but ECE is realistic. In 2025, IIIT Surat ECE closed around 31k–33k+, while CSE was around 24k–26k in regular rounds.
IIIT Vadodara / IIIT-Vadodara International Campus Diu – better chances for CSE/ECE, especially Diu campus.
IIIT Nagpur – ECE/EE-related branches possible; CSE tougher.
IIIT Bhopal – CSE tough but ECE/IT-related options possible.

Also try VNIT Nagpur (EE/Mechanical), MANIT Bhopal, SVNIT Surat, NIT Raipur, NIT Jalandhar for ECE/EE/lower CSE-allied branches. Backup: CSAB, MHT-CET CAP counselling, COEP/VJTI/SPIT/PICT, and good private colleges. Prioritise branch interest over only institute tag.

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At CRL 35,210, General male, Maharashtra, CSE in top NITs is difficult, but strong chances exist for CSE/ECE in several IIITs and ECE/EE in some NITs/GFTIs. JoSAA confirms Open-seat cut-offs are based on CRL rank.

For your target IIITs:
IIIT Surat – CSE is borderline/tough, but ECE is realistic. In 2025, IIIT Surat ECE closed around 31k–33k+, while CSE was around 24k–26k in regular rounds.
IIIT Vadodara / IIIT-Vadodara International Campus Diu – better chances for CSE/ECE, especially Diu campus.
IIIT Nagpur – ECE/EE-related branches possible; CSE tougher.
IIIT Bhopal – CSE tough but ECE/IT-related options possible.

Also try VNIT Nagpur (EE/Mechanical), MANIT Bhopal, SVNIT Surat, NIT Raipur, NIT Jalandhar for ECE/EE/lower CSE-allied branches. Backup: CSAB, MHT-CET CAP counselling, COEP/VJTI/SPIT/PICT, and good private colleges. Prioritise branch interest over only institute tag.

At CRL 35,210, General male, Maharashtra, CSE in top NITs is difficult, but strong chances exist for CSE/ECE in several IIITs and ECE/EE in some NITs/GFTIs. JoSAA confirms Open-seat cut-offs are based on CRL rank.

For your target IIITs:
IIIT Surat – CSE is borderline/tough, but ECE is realistic. In 2025, IIIT Surat ECE closed around 31k–33k+, while CSE was around 24k–26k in regular rounds.
IIIT Vadodara / IIIT-Vadodara International Campus Diu – better chances for CSE/ECE, especially Diu campus.
IIIT Nagpur – ECE/EE-related branches possible; CSE tougher.
IIIT Bhopal – CSE tough but ECE/IT-related options possible.

Also try VNIT Nagpur (EE/Mechanical), MANIT Bhopal, SVNIT Surat, NIT Raipur, NIT Jalandhar for ECE/EE/lower CSE-allied branches. Backup: CSAB, MHT-CET CAP counselling, COEP/VJTI/SPIT/PICT, and good private colleges. Prioritise branch interest over only institute tag.

For your son's rank, CSE in top NITs is difficult, but strong chances exist for CSE/ECE in several IIITs and ECE/EE in some NITs/GFTIs. JoSAA confirms Open-seat cut-offs are based on CRL rank.

You can try for IIIT Surat – CSE is borderline/tough, but ECE is realistic. In 2025, IIIT Surat ECE closed around 31k–33k+, while CSE was around 24k–26k in regular rounds. IIIT Vadodara / IIIT-Vadodara International Campus Diu – better chances for CSE/ECE, especially Diu campus. IIIT Nagpur – ECE/EE-related branches possible; CSE tougher. IIIT Bhopal – CSE tough but ECE/IT-related options possible. You can also try VNIT Nagpur (EE/Mechanical), MANIT Bhopal, SVNIT Surat, NIT Raipur, NIT Jalandhar for ECE/EE/lower CSE-allied branches. Have the following backups: CSAB, MHT-CET CAP counselling, COEP/VJTI/SPIT/PICT, and good private colleges. Prioritise branch interest over only institute tag. ALL the BEST for Your Son's Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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