Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Sunil Lala | Answer |Ask -Follow

Financial Planner - Answered on Jun 26, 2023

Sunil Lala founded SL Wealth, a company that offers life and non-life insurance, mutual fund and asset allocation advice, in 2005. A certified financial planner, he has three decades of domain experience. His expertise includes designing goal-specific financial plans and creating investment awareness. He has been a registered member of the Financial Planning Standards Board since 2009.... more

Question by S on Jun 25, 2023Hindi

Listen

Money

Name of fund Units Rate on Purchase Purchase Single investment 30.4.23 Rate Date SBI Focused Equity Fund Regular Growth 645 217.73 227 4.8.22 SBI Blue Chip Fund Regular Plan Growth 822 61.75 60.84 4.8.22 SBI Multicap Fund Regular plan Growth 34953 10.05 10.59 4.8.22 HDFC Tax Saver Direct Plan Growth Option 40000/- 9.3.20 HDFC Developed World Indexes FundOf Fund 50000/- 21.10.21 HDFC Equity Savings Fund Direct Plan Growth 70000/- 21.10.21 HDFC Nifty Next50Index Fund direct growth 50000/- 3.11.21

Ans: Your question is not clear to me

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 22, 2022

Question by Manjunath - Apr 22, 2022Hindi

Money

Dear sir, I have following funds, kindly review: Company Price Mirae focussed cap fund 5000 ABSL flexi cap fund 5000 PGIM Flexi cap fund 5000 Axis Opprtunuties fund 5000 Quent Active fund 5000 PGIM small cap fund 5000 Nippon small cap fund 5000 Axis mid cap fund 5000 Mirae mid cap fund 5000

Ans: Please continue

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on May 25, 2021

Question by anindya - May 25, 2021Hindi

Listen

Money

Following are my investments: SBI Magnum Global Fund - Regular Plan – Growth (M0nthly) 2000.00 P.M SBI Focused Equity Fund Regular Growth (Monthly) 3000.00 P.M SBI Magnum Multicap Fund - Regular Plan – Growth (Monthly) 3000.00 P.M SBI Blue Chip Fund - Regular Plan – Growth (Monthly) 2000.00 P.M SBI Equity Hybrid Fund Regular Growth (Monthly) 3000.00 P.M SBI Dual Advantage Fund - Series XXVIII - Direct – (one time) 50000.00 SBI Equity Hybrid Fund Regular Growth (One Time) 150000.00 Please guide me.

Ans: Continue with 1, 2, 4, 6. Switch Multicap to UTI Flexi Cap Fund – Growth, and Hybrid Equity to Motilal Oswal Equity Hybrid Fund – Growth

Ramalingam Kalirajan |8365 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 24, 2024

Question by Vaman - Jun 22, 2023Hindi

Listen

Money

I have following MF investments all regular growth all purchases on initial offer of ten rupees. 1) Aditya Birla Sun Life focused equity fund -1200 units 2)Dsp world gold fund -500units 3)Hdfc banking financial services fund 1200. Units 4) Hdfc defence fund 1000units 5)Hdfc flexi cap fund 50 units 6)Hdfc mid cap opportunity fund 260 units. 7) Hdfc flexi cap fund 30 units 8)Hsbc value fund 450 units 9)Hsbc elss fund 500 units 10) Kotak global innovation fund 1200units 11)Kotak international REIT fund 500 units 12) Kotak flexi cap fund 260 units 13)Nippon India low duration fund 10 14)Sbi blue chip fund 1000 units 15) Sundaram focused fund 1300 units 16)Tata mid cap growth fund 350 units 17)Uti nifty 500 value 50 index fund 18100 units (Units transfered form Uti focused equity fund) 18)Uti mid cap fund 700 Units 19)Uti flexi cap fund 1000 Units 20)Uti Master Share Units 21)Uti nifty 50 equal weight index fund (Latest offer) Sbi infrastructure fund 500 units Following funds are all regular growth from Icici prudential fund. 1) Pharma health care & diagnostic fund 800 Units 2) Manufacturing fund 4300 units 3)India opportunities fund 2200 units 4) Flexi cap fund 5000 Units 5) Housing opportunities fund 2500 units 6) Balanced advantage fund 550 units 7)Psu equity fund 2800 units Sir I want to invest in Uti S&Phousing fund and Icici transaction & logistics fund 1000 units each.. Should I make some fresh investments or invest by transferring from existing Uti fund & Icici fund I am 75 years old. No urgent need of funds. Advise how-to proceed. Redy for taking risk.

Ans: Firstly, let me commend you for your disciplined approach towards investments. Your diversified portfolio reflects a well-thought-out strategy, which is commendable at any age, let alone at 75. It's heartening to see your willingness to adapt and continue investing even at this stage of life.

Given your age and risk appetite, while you're ready to take risks, it's crucial to balance it with the need for stability and liquidity. When considering adding new funds like Uti S&P Housing Fund and ICICI Transaction & Logistics Fund, you have two options: fresh investments or transferring from existing funds.

Transferring from existing holdings might streamline your portfolio, reducing the number of funds to manage. However, this could also entail exit loads or tax implications. On the other hand, fresh investments allow you to diversify further without disturbing your existing investments.

Considering no urgent need for funds, you might explore transferring from funds that might have underperformed or align less with your current investment strategy. Still, I'd strongly recommend consulting with a Certified Financial Planner to ensure a balanced approach that caters to your evolving needs while optimizing returns. After all, life is a journey, and managing your finances is a part of that journey, requiring both wisdom and adaptability.

Ramalingam Kalirajan |8365 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 03, 2024

Question by Anand - Jan 28, 2024Hindi

Listen

Money

Hi Vivek my name is Anand and Iam 48 yrs old. I am investing monthly 32165/- in the following funds. DAY AMT SCHEME 1 1000 SBI Small Cap Fund-Direct-Growth 2 1000 Kotak Emerging Equity Fund - Direct Plan - Growth 1000 DSP Midcap Fund-Direct-Growth 1000 Mirae Asset Large Cap Fund Direct Plan Growth 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 6 7 1000 SBI Small Cap Fund-Direct-Growth 8 9 1250 Kotak Emerging Equity Fund - Direct Plan - Growth 10 1250 Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth 11 1250 DSP Midcap Fund-Direct-Growth 12 1250 Mirae Asset Large Cap Fund Direct Plan Growth 13 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 14 15 1000 SBI Small Cap Fund-Direct-Growth 16 1250 Kotak Emerging Equity Fund - Direct Plan - Growth 17 1250 DSP Midcap Fund-Direct-Growth 18 1250 Mirae Asset Large Cap Fund Direct Plan Growth 19 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 20 1250 Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth 21 1000 SBI Small Cap Fund-Direct-Growth 22 23 24 1000 Kotak Emerging Equity Fund - Direct Plan - Growth 25 1000 DSP Midcap Fund-Direct-Growth 26 1000 SBI Small Cap Fund-Direct-Growth 27 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 28 1000 Mirae Asset Large Cap Fund Direct Plan Growth I am planning for next 10 years and how much corpus can I get after 10 years.

Ans: Anand! It's great to see your commitment to investing for the future. Planning for the next 10 years is a wise move, and with your regular investments in diversified mutual funds, you're on the right track to building a substantial corpus.

To estimate the potential corpus after 10 years, we need to consider several factors such as the expected average annual return rate of the funds, any additional contributions you may make, and the compounding effect of your investments over time.

Since you've invested in a mix of small-cap, mid-cap, large-cap, and value funds, it indicates a diversified approach aimed at optimizing returns while managing risk.

To provide a precise estimate, it's advisable to use a mutual fund calculator or consult a financial advisor. They can input the specific details of your investments, including the current value, expected returns, and future contributions, to forecast the potential corpus after 10 years.

Remember, while forecasting future returns is essential for planning, it's equally crucial to stay invested consistently, review your portfolio periodically, and make adjustments as needed to stay aligned with your financial goals and risk tolerance.

Keep up the disciplined approach to investing, and you'll likely see your investments grow significantly over the next decade.

Latest Questions

Archana Deshpande |106 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on May 14, 2025

Asked by Anonymous - May 06, 2025

Career

I have changed 3 companies in 4 year and i am changing one more, I started my career with 8.4 LPA and now my pay is 17.5 LPA. The reason was toxic work culture, lay offs. I am into sales and key account management role. Should i do an executive MBA or should i continue corporate job in one company for a longer period of time. Please recommend. I am a masters student (MHA).

Ans: Hi!!

It is good to see a significant raise in your salary in the last four years. You must have had a good reason to change companies so often. Three different companies in 04 yrs will not look good on any CV, so for now consolidate on what you have and stay put for a while and prove your worth in a single company.
If you are confident enough to manage a job as well as an MBA, go ahead and do it .

All the very best!

Mayank Chandel |2276 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 14, 2025

Asked by Anonymous - May 09, 2025

Career

Respected Sir, Am I eligible to mtech cse in free/less cost having 8.35 cgpa in BTech in 2022 from tier 3 college without any entrance exam.Plesase help me asap.

Ans: Hi
you can opt for private universities

Mayank Chandel |2276 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 14, 2025

Question by Pratyusa - May 11, 2025

Career

Hello sir ..I have completed my 10th exam with 95% and I scored 99 in Biology and 92 in Mathematics. Though I love both subjects equally, I have a keen interest in Physics where I got 95% and now I am struggling to choose between PCM and PCMB in Class 11. I am unsure whether I am better suited for Biology or Mathematics. In West Bengal, many students opt for PCMD. But I feel anxious about handling the pressure of core subjects. Could you please suggest which stream would be better for me???

Ans: Hi Pratyusha
I can help you with this. I will provide you with a psychometric test, which can help you in identifying your area of interest.
You can DM me through insta handle CAREERSTREETS I will help you out.

Mayank Chandel |2276 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 14, 2025

Question by Abhishek - May 12, 2025

Career

Sir 2024 me mai 12th pcm cbse board se diya tha lekin medical issues ke karn mai 12th me fail ho gaya or 2025 me to firse exam bhi nahee diya ,sir mai chahta hu ki 12th pcm nios board se or 11th pcb up board se du jisse 2026 me jee mains or 2027 me neet ka exam de saku kaya yah possible hai sir

Ans: Hi Abhishek
aap jee main 2026 mey de payenge.
neet k liye aisa koi criteria nahi hai. wo aap de sakte hai.

Mayank Chandel |2276 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 14, 2025

Asked by Anonymous - May 12, 2025

Career

I have got 22000 rank in eapcet and jee 65 percentaile in JEE Mains can I get seat either cse,it in cbit

Ans: At this rank it seems very difficult.
If CSE/IT is a must, consider:
Management quota at CBIT (if budget permits).

You can consider other colleges like Malla Reddy, VNR VJIET, GRIET, BV Raju, etc., where CSE/IT seats may be available at this rank.

Mayank Chandel |2276 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 14, 2025

Question by Vishal - May 06, 2025

Career

kindly guide for preference in sequential order amongst VIT vellore, MIT manipal, MIT bengaluru, Thapar patiala, LNMIIT jaipur, JIIT noida, NMIMS mumbai, PES bengaluru & KIIT bhubhneshwar for b-tech CSE. Kindly guide. Thanks

Ans: Hi Vishal
as per my knowledge, understanding & view you can follow this sequence. Your personal choice may vary as per location and budget.

VIT Vellore, MIT Manipal, NMIMS Mumbai, MIT Bengaluru, PES Bengaluru, LNMIIT Jaipur, Thapar Patiala, JIIT Noida, KIIT Bhubaneswar.

Radheshyam Zanwar |1626 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 14, 2025

Question by Suhani - May 14, 2025

Career

Good afternoon Sir i have fail in two subjects ..chemistry and maths ...so i can apply next year for jee mains..and advanced also or not ? If we can then how?

Ans: Hello Suhani.
Your question is not clear. Hence unable to answer it properly. If possible, pl rewrite again with details.
First, you have to clear chemistry and maths in the board examination with the required percentile to meet the eligibility criterion of JEE (Mains) and (Adv). Yes, you can apply for JEE (Mains) next year.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |1626 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 14, 2025

Question by SCE - May 14, 2025

Career

Can I get a nit seat IN core branches with 78 percentile in sc category appearing for jee mains 2025

Ans: Hello SCE.
With the said percentile, it is challenging to get a seat in the core branches in one of the NITs. Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Mayank Chandel |2276 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 14, 2025

Asked by Anonymous - May 08, 2025

Career

Mera beta 11th pcm m 3 major subject m fail ho gya tha ab school m use arts 12th m enroll kr rhe h but additional math nhi de rhe h kya vo additional math le sakta h

Ans: Hi
You are from which state sir.

Mayank Chandel |2276 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 14, 2025

Asked by Anonymous - May 12, 2025

Career

Does IIIT-H accept dual marksheets from two different boards for DASA admissions?

Ans: Please elaborate on the situation of dual marksheets so that I can guide you accordingly.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x