Dear sir, I have following funds, kindly review:

Company Price

Mirae focussed cap fund 5000

ABSL flexi cap fund 5000

PGIM Flexi cap fund 5000

Axis Opprtunuties fund 5000

Quent Active fund 5000

PGIM small cap fund 5000

Nippon small cap fund 5000

Axis mid cap fund 5000

Mirae mid cap fund 5000

Ans: Please continue

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Details of my mutual fund portfolio are as under: Name of the Fund Category RankMF Star Rating Axis Blue Chip Mutual Fund Equity - Large Cap Fund 5 Axis Midcap Fund Growth Equity - Midcap Fund 4 CanaraRobeco Equity Diversified Fund Regular Growth Equity - Multi Cap Fund 4 DSP Small Cap Fund Regular Growth Equity - Small cap Fund 2 HDFC Midcap opportunities Fund Growth Equity - Midcap Fund 3 ICICI Prudential Exports and Services Fund Growth Equity - Sectoral Fund - Service Industry 2 IDFC Multi cap Fund Regular Growth Equity - Multi Cap Fund 4 L&T Equity Fund Regular Growth Equity - Multi Cap Fund 4 L&T India Value Fund Regular Growth Equity - Value Fund 3 Nippon India Multicap Fund Equity - Multi Cap Fund 2 SBI Blue Chip Fund Equity - Large Cap Fund 4 SBI Consumption opportunities Fund Regular Growth Equity - Sectoral Fund - FMCG 3 SBI Focussed Equity Fund Regular Growth Equity - Focused Fund 4

Ans:

All 5 and 4 star rated funds can be continued, rest can be replaced by the funds below in their respective categories.

Large cap Suitable option considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap Suitable option considering quality and value for money at present levels is Kotak Equity opportunity.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap, Motilal Oswal Multicap 35

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Small cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap

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Head, Rank MF - Answered on May 26, 2021

Question by Srinivas - May 26, 2021Hindi
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pl find below investments of four persons in our family in mutual funds. 1) axis dynamic fund 4254 units 2) axis bluechip 5833 stp of Rs 10000 monthly from axis dynamic fund 3) aditya birla corporate fund -7462 4) aditya birla balance advantage fund- 719 5) aditya birla flexicap fund - 537 6) canara robeco short duration fund - 7807 stp of Rs20000 to canara bluechip 7) canara blue chip fund - 4902 8) canara income fund - 4343 9) dsp equity opp fund - 733 10) dsp shortterm fund - 1287 11) franklin us feeder opp fund -2076 12) icici blue chip fund - 60401 13) icici short term fund - 41417 14) us bluechip fund - 9198 15) equity and debt fund- 3651 16) balance advnatage fund- 4242 17) regular savings fund- 202 18) idfc banking &psu fund- 8352 16) kotak dynamic bond fund- 7429 17) parag flexi cap fund- 718 18) hdfc equity hybrid fund- 6523 19) shortterm fund- 67090 20) corporate bond fund- 33595 21) l&t shortterm fund- 6995 22) flexi bond fund - 39600 23)sbi magnum income fund- 6906 stp of Rs10000 per month to equity hybrid fund 24) bluechip fund- 3928 25) shorterms fund - 4915 26) equity hybrid fund - 1084 sip pf Rs 5000 per month 27) mirae large cap fund- 10375 sip pf Rs 10000 per month 28) bluechip ' - 6581 29) mirate shortterm fund- 33279 30) motilal dynamic fund- 14254 31) focused 25 fund- 4867 sip of Rs5000 per month 32) flexi cap -35 fund - 6662 sip of Rs 10000 per month 33)motilal nasdaq fund- 22844 34) nippon small cap fund- 3102 35)sundaram corp fund- 7970 pl advice on consolidation .

Ans: Too many funds, almost all stocks available are there in this combined portfolio. Overdiversification is killing the performance; at present markets are high, so it would not have impacted, however in the downturn it will underperform hugely.

Kindly break the portfolio person wise along with age of the person and share details

Equity / Hybrid Schemes and Couple of Debt funds should be sufficient for each person.

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pl find below investments of four persons in our family in mutual funds. 1) axis dynamic fund 4254 units 2) axis bluechip 5833 stp of Rs 10000 monthly from axis dynamic fund 3) aditya birla corporate fund -7462 4) aditya birla balance advantage fund- 719 5) aditya birla flexicap fund - 537 6) canara robeco short duration fund - 7807 stp of Rs20000 to canara bluechip 7) canara blue chip fund - 4902 8) canara income fund - 4343 9) dsp equity opp fund - 733 10) dsp shortterm fund - 1287 11) franklin us feeder opp fund -2076 12) icici blue chip fund - 60401 13) icici short term fund - 41417 14) us bluechip fund - 9198 15) equity and debt fund- 3651 16) balance advnatage fund- 4242 17) regular savings fund- 202 18) idfc banking &psu fund- 8352 16) kotak dynamic bond fund- 7429 17) parag flexi cap fund- 718 18) hdfc equity hybrid fund- 6523 19) shortterm fund- 67090 20) corporate bond fund- 33595 21) l&t shortterm fund- 6995 22) flexi bond fund - 39600 23)sbi magnum income fund- 6906 stp of Rs10000 per month to equity hybrid fund 24) bluechip fund- 3928 25) shorterms fund - 4915 26) equity hybrid fund - 1084 sip pf Rs 5000 per month 27) mirae large cap fund- 10375 sip pf Rs 10000 per month 28) bluechip ' - 6581 29) mirate shortterm fund- 33279 30) motilal dynamic fund- 14254 31) focused 25 fund- 4867 sip of Rs5000 per month 32) flexi cap -35 fund - 6662 sip of Rs 10000 per month 33)motilal nasdaq fund- 22844 34) nippon small cap fund- 3102 35)sundaram corp fund- 7970 pl advice on consolidation .

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Hi Vivek my name is Anand and Iam 48 yrs old. I am investing monthly 32165/- in the following funds. DAY AMT SCHEME 1 1000 SBI Small Cap Fund-Direct-Growth 2 1000 Kotak Emerging Equity Fund - Direct Plan - Growth 1000 DSP Midcap Fund-Direct-Growth 1000 Mirae Asset Large Cap Fund Direct Plan Growth 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 6 7 1000 SBI Small Cap Fund-Direct-Growth 8 9 1250 Kotak Emerging Equity Fund - Direct Plan - Growth 10 1250 Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth 11 1250 DSP Midcap Fund-Direct-Growth 12 1250 Mirae Asset Large Cap Fund Direct Plan Growth 13 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 14 15 1000 SBI Small Cap Fund-Direct-Growth 16 1250 Kotak Emerging Equity Fund - Direct Plan - Growth 17 1250 DSP Midcap Fund-Direct-Growth 18 1250 Mirae Asset Large Cap Fund Direct Plan Growth 19 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 20 1250 Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth 21 1000 SBI Small Cap Fund-Direct-Growth 22 23 24 1000 Kotak Emerging Equity Fund - Direct Plan - Growth 25 1000 DSP Midcap Fund-Direct-Growth 26 1000 SBI Small Cap Fund-Direct-Growth 27 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 28 1000 Mirae Asset Large Cap Fund Direct Plan Growth I am planning for next 10 years and how much corpus can I get after 10 years.

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To estimate the potential corpus after 10 years, we need to consider several factors such as the expected average annual return rate of the funds, any additional contributions you may make, and the compounding effect of your investments over time.

Since you've invested in a mix of small-cap, mid-cap, large-cap, and value funds, it indicates a diversified approach aimed at optimizing returns while managing risk.

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Till now I was filing income tax returns every year including the rental income for a flat jointly owned by me and my wife. For AY 2024-25, the rent was included in my wife’s ITR for convenience and no ITR wea filed by me as I had no other income. Is this ok?

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See more questions »

Company	Price
Mirae focussed cap fund	5000
ABSL flexi cap fund	5000
PGIM Flexi cap fund	5000
Axis Opprtunuties fund	5000
Quent Active fund	5000
PGIM small cap fund	5000
Nippon small cap fund	5000
Axis mid cap fund	5000
Mirae mid cap fund	5000

Dear sir, I have following funds, kindly review: Company Price Mirae focussed cap fund 5000 ABSL flexi cap fund 5000 PGIM Flexi cap fund 5000 Axis Opprtunuties fund 5000 Quent Active fund 5000 PGIM small cap fund 5000 Nippon small cap fund 5000 Axis mid cap fund 5000 Mirae mid cap fund 5000