Dear Mr Mihir, I would like to know the following points:

I bought a flat in Thane - 400603 @ rs.one lakh in Dec.'1983 & would like to sell now this year 2022 @ rs.64 lakhs. Pl. let me know the amount of Property Gain Tax (Long Term) which I have to pay now considering 'Ready Reckoner Rate' at Thane - 400603 area or how to calculate the same to get taxable amount?

Also can I (as Sr. Ctzn.) get a tax exemption as I already bought (in joint ownership where my wife is 1st owner) another flat @ rs.75 lakh in Thane in Nov '2020?

May I invest taxable amount (if any) in Govt. Bonds like NHAI / REC / PFC to get tax exemption & what interest I will get for how many yrs. or else if it will be better to invest my selling amount in good Flexi Cap Mutual Funds for 5 years after paying entire taxable amount to recover the same?

Will appreciate your prompt feedback in detail.

Ans: Hello dear
Prefer CSE @ RVCSE if possible.

Good luck.
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Radheshyam

Ans: Sir, on which board did you complete 12th grade? Your Home State?

Ans: Sivaprasad Sir, Please provide your son's JEE Main percentile or rank so that I can give a precise answer regarding the chances of getting admission into NITs, IIITs, or GFTIs through CSAB.

Ans: Hello

Since your wisdom tooth has partially erupted, it's essential to monitor it regularly. Even if it doesn't hurt or bother you now, there are potential risks to consider:

1. *Infection*: Partially erupted teeth can be prone to infection, especially if bacteria accumulate in the surrounding gum tissue.
2. *Tooth decay*: The partially exposed tooth can be more challenging to clean, increasing the risk of tooth decay.

Monitoring and Maintenance is very important.
Schedule regular appointments with your dentist to monitor the tooth's progress and overall oral health.
Maintain excellent oral hygiene habits, including brushing and flossing, to reduce the risk of infection and tooth decay.

Since your other three wisdom teeth haven't erupted yet, your dentist will likely monitor them as well to assess their development and potential impact on your oral health.
If one or more of them are misaligned or likely to cause problems in the future, your dentist may recommend removal.

Your dentist will help you decide the best approach based on your individual situation.

Ans: Pragya, With a Home-State EWS rank of 10 547 and CRL of 74 351, core-branch seats at UP NITs and IIITs via CSAB-Special are attainable in select disciplines. Motilal Nehru NIT Allahabad’s CSE HS-EWS closed at 8 141, so CSE falls just outside your bracket, but ECE’s HS-EWS cutoff of 13 170 and Electrical’s 15 745 make both solid targets (≥70% placement consistency, AICTE/NIRF accreditation, modern labs, faculty–industry MoUs, internship pipelines). IIIT Allahabad admits EWS AI-quota IT up to rank ~12 065 and B.Tech CSE-AI up to ~12 091, offering strong placement cells, NBA-accredited curriculum, specialized AI/DS labs and established industry partnerships. In round 1, IIIT Lucknow’s EWS cutoffs for CSE-AI were around 17,789, while the ~11,636 cutoff in JoSAA indicates similar trends in CSAB. These institutes combine rigorous academics, outcome-based syllabi, a robust research culture, student support for internships, and ≥75% average placements over three years.

Recommendation: IIIT Allahabad’s IT or CSE-AI branch stands out for its accessible EWS AI-quota ranks, advanced AI/DS labs and consistent industry tie-ups; MNNIT Allahabad’s ECE or Electrical Engineering under HS-EWS offers a UP-state edge, solid research and placement records; IIIT Lucknow’s CSE-AI remains a realistic All-India backup with strong curriculum and campus engagement. Consider IIIT Manipur only if these alignments remain unattainable. All the BEST for a Prosperous Future!

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Ans: Vicky, East Point College of Engineering and Technology (EPCET), established in 1999 and affiliated to Visvesvaraya Technological University, AICTE approval, NAAC “A” grade accreditation and NBA accreditation for its CSE program, ensuring recognized academic standards and continuous quality improvement. The Department of Computer Science & Engineering features specialized labs—including AI/ML, Cybersecurity, IoT & Blockchain, Data Structures, Networks, Embedded Systems and Project labs—providing hands-on experience on industry-standard hardware and PARAM supercomputers. The curriculum spans core subjects (algorithms, databases, networks), advanced modules (machine learning, cloud computing, blockchain) and mandatory internships, fostering critical thinking and practical skills. A dedicated placement cell records a 97% placement rate over the past three years, with top recruiters such as Amazon, Oracle, Bosch, IBM and Accenture visiting campus and average packages around ?7.5 LPA and peak offers up to ?25 LPA, demonstrating strong industry connect and student employability. Faculty participation in national/international seminars and collaborations with AWS, VMware, UiPath, Cisco and Texas Instruments reinforce research orientation and industry engagement. Student feedback notes highly organized campus drives but suggests more proactive semester-long career mentoring; this can be addressed by regular industry-aligned workshops and stronger alumni-student mentorship networks. Resource constraints during peak placement periods can be mitigated by staggered recruitment schedules and enhanced soft-skills training integrated into the curriculum.

Recommendation
EPCET’s CSE program excels in accreditation, modern labs, research-active faculty and robust placement support, making it a reliable choice. Strengthening continuous placement mentoring and structured industry-interaction forums will elevate student readiness. Prospective students seeking a blend of rigorous academics and commendable campus recruitment should consider EPCET for CSE, while engaging actively in workshops and alumni networks to maximize opportunities. All the BEST for a Prosperous Future!

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Ans: Hello

Braces might be a good option for you, considering your age and the misalignment issues you're experiencing.

*Necessity of Braces:* Braces could help correct and prevent potential problems like uneven wear, tooth decay or gum disease.
You can choose orthodontic treatment for aesthetic/cosmetic correction

*Best Age for Braces:*
The teenage years are actually an ideal time for orthodontic treatment. During this period, your jaw and teeth are still developing, making it easier to correct alignment issues. Most orthodontists recommend an initial consultation around age 7, but comprehensive treatment usually starts when most permanent teeth have emerged, around 11-15 years old.

*Getting Braces Later:*
It's totally okay to get braces later in life. Many adults choose to straighten their teeth for aesthetic and health reasons. While treatment might take a bit longer for adults, the results are just as effective.
Firstly, you need to ascertain if the misalignment is causing, or is likely to cause in future, any functional problem like biting your lips or cheek, difficulty in mastication, difficulty in speaking, or food lodgement.
You could, of course, choose treatment purely for aesthetic reasons.
The next step would be to consult with an orthodontist who can assess your teeth and provide personalized advice. They'll help you determine the best course of treatment and create a plan suited to your needs

Ans: Hello dear
Yes. She will be considered a home state candidate for NIT Surathkal. Aim for an ST category rank around 1,000 (All?India) or approximately 1,500 (Home?State Karnataka) to be reasonably safe for CSE at NIT Surathkal. (Board percentile should be at least 65%). Yet, refer to the latest cutoff for more updates and realistic data.

Good luck.
Follow me if you receive this reply.
Radheshyam

Ans: With a 77.17 percentile in MHT-CET under the category and Maharashtra domicile, admission is assured in several AICTE-approved, NBA-/NAAC-accredited Pune institutes that meet five key benchmarks—statutory approvals, cut-off compatibility, ≥70 percent placement consistency, advanced labs, and formal industry tie-ups. Fifteen colleges where your percentile comfortably exceeds last-round SC closing percentiles include Government College of Engineering & Research, Avasari Khurd – Ambegaon BK (Civil, Mechanical, Instrumentation; SC cut-off ~75), D. Y. Patil Institute of Technology – Pimpri (Civil, Mechanical, E&TC; SC last-round ~76.54), Pimpri Chinchwad College of Engineering – Nigdi (AI&DS, Mechanical; SC cut-off ~88 for CSE but branches like Civil close ~77), Pimpri Chinchwad College of Engineering & Research – Ravet (Civil, E&TC; SC friendly cuts), PVG’s College of Engineering & Technology – Pune (Civil, Mechanical; SC ~80), MIT Academy of Engineering – Alandi (Civil, Mechanical; SC ~82), Dr. D. Y. Patil College of Engineering – Akurdi (Instrumentation, Civil; SC ~70–76), Vishwakarma Institute of Technology – Bibwewadi (Mechanical, Civil; SC ~85), Cummins College of Engineering for Women – Karvenagar (Civil, Instrumentation; SC ~78), Army Institute of Technology – Dighi (Mechanical, E&TC; SC ~80), Sinhgad Academy of Engineering – Kondhwa (Civil, Mechatronics; SC ~75), JSPM Rajarshi Shahu College of Engineering – Tathawade (Civil, Instrumentation; SC ~73), JSPM Imperial College of Engineering – Wagholi (Mechanical, Civil; SC ~77), Sinhgad Institute of Technology – Lonavala (Civil, Mechanical; SC ~72), and Bharati Vidyapeeth’s COLLEGE OF ENGG – Kolhapur campus via Pune CAP (Civil, Mechanical; SC ~70).

Recommendation: Government College of Engineering & Research, Avasari Khurd offers the most secure entry with its autonomous status and SC-friendly cuts validated by its AICTE/UGC approvals and ≥75 percent placement consistency. D. Y. Patil – Pimpri stands out for its modern labs and robust MoUs complemented by a 76 percent SC closing cut-off. Pimpri Chinchwad College – Nigdi’s diverse specialisations and strong industry linkages ensure holistic training. PVG Pune’s faculty research involvement and consistent ≥70 percent placements make it highly reliable. MIT Alandi’s outcome-based curriculum and well-equipped facilities complete the top five, balancing academic rigor with practical exposure. All the BEST for a Prosperous Future!

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