May I know that when IPO of PharmEasy will come out.

Ans: In order to get to 2crs your sip amount has to be Rs.5800 for the next 30yrs
Risk in equity markets is the volatility that you see in the short term, due to the longer duration of your investment that risk gets mitigated
The funds that you can select are as follows :
Small cap 30%
Mid cap 30
Multi cap 20%
Large and mid cap 10%
Thematic funds 10% ( can be changed as per requirement )

Generally the investment amount should be 30% of your gross salary to get to your goals faster , so if you can do a higher investment per month, you should aim for that
Do let me know yours views on this on my LinkedIn profile, attaching my profile :
https://www.linkedin.com/in/ca-vivek-lala-21a2038b?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_app

Ans: Dear mother-to-be,
First of all congratulations, you are blessed, you are going to be a mother, celebrate the fact!!
Now to understand what is happening to your body, it is transforming on so many levels to support you and the growing life within you, accept the fact and cherish the fact, allow the whole world to take care of you!!
If you can continue working and you are happy going to work then continue working. If working is stressful and you can take a break then go for it!!
Have a safe pregnancy, birthing and a happy motherhood! Here's wishing both of you happy times ahead! Stay happy, stay blessed!!

Ans: Hello Madam

I am sorry to hear your predicament...I can understand your pain. If you are really keen to work in IT sector then may I suggest you take up some online course in IT and then explore. I am sure with your passion you will make it.

All the best.

Ans: Hello Sir

Suggest you undertake Psychometric tests for your kids that will give an insight into the field that they are more suited for. Also suggest you talk to them and understand their area of interest. Kindly focus on getting them good education which are aligned to their area of interest.

All the best.

Ans: Hello

Not to disappoint you but yes getting a job in the basis of BA degree is not that easy... suggest you explore teaching opportunities and for that undertake necessary post graduate course like MA and B.Ed.

All the best.

Ans: Hello

Suggest you explore freelancing opportunities in the area of your experience and expertise...what you have been doing so far.

All the best.

Ans: Hi!!
Syed, you are asking me what to do, here are my suggestions-
1. have clear goals with respect to your job
2. you have listed so may reasons for not taking up a job, now find a few reasons to take a job - your self respect, your own money to spend are some I can think of
3. it's very easy to quit a job, find reasons to stay
4. invest in your physical and mental well being, a clam and collected mind will take better decisions
5. I really won't say slow growth in an organisation, if I had finished engineering in 2021 and it is middle of 2024 now
6. preparing for Govt Jobs is a good idea, look into doing this thing well if you are really serious about it
7. give your 100% in everything you do Syed!! Let there be energy, enthusiasm and excitement in your search for a job, it's your life, take charge of it and see how you want it to unfold. Do all that which is in your control
8.you get fed up when you don't see progress and not celebrate your wins however small they may be! Every step you take towards your goal, pat yourself on the back, be your greatest cheer leader
9.do not compare yourself with others, compare only if you feel inspired
10. focus on your well being and happiness
11. take up a job and do well there, it is better to do a job than to sit idle or
12. look to upskill in an area you want to work, look for job oriented courses
13. seek help if need be

All the very best!!

Ans: Hi!!
Congratulations on taking a break because you felt exhausted and recognised a need for a break! You prioritized your well being, good. Not many have the courage to do this and the support system that allows them to do this. Count your blessings!!

I am splitting my answer into two parts..

Part A: Ask yourself - "why did this burnout happen?", write them down, analyse and ensure it doesn't happen again.

Part B: Tell yourself - "1 and a 1/2 years break is a very small gap in a lifetime". I would have loved to know how you utilized and spent this 1 and a half years. This is for everyone who is taking a break, take a break but use your time wisely to learn a skill, volunteer, travel... it has to be action oriented and not just sleeping and wasting your time, do all those things that you could not do because of your job! When on a break focus on your physical, mental, emotional and spiritual areas of your life. Let the blossom.

If you want to stick to IT industry then keep looking, you'll find what you want. Ask for help from seniors and people you know to get you back into the job market. Ask and don't be afraid of hearing a NO, don't take a "no" personally. Ask and you shall seek. Meanwhile keep learning skills to up your prospects in whatever areas you want to work.

All the best!!

Ans: Dear Marina,

You want a change of job, then you will get one. Just keep your eyes and ears open for the kind of job you are looking for. Success comes to those who are consistent in their efforts. Keep looking with a positive attitude, the key is to keep up your spirits and hope even when you hear a NO. Trust yourself and trust the universe to give you what you want. Start writing and visualizing the job you want before you go to sleep everyday.

All the best..