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Abhishek Dev | Answer |Ask -Follow

Financial Planner - Answered on Aug 26, 2023

Abhishek Dev is the co-founder and CEO of the financial planning company, Epsilon Money Mart.
A management graduate, he has over 21 years of experience in asset and wealth management.
He has been associated with reputed companies like HSBC GAM (India, south east Asia), PGIM, AMC, AMEX Bank, HDFC AMC and UTI in various roles, including leading business management, sales, marketing, product development and as a board member.... more

Question by Bhogu on Aug 24, 2023Hindi

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Dear Sir Ji - Please advise whether investing in NFOs is better than existing Mutual Funds. Thank you.

Ans: We believe investing in both comes with risk and therefore, investors must know the risks involved before plunging. However, for funds having known history, process and performance it is easier to make the decision. At the same time, if an NFO comes with a new idea or fills gap in the portfolio, investors can give it a try.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Rajeev - Jul 22, 2024Hindi

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Thank you for the reply. "Please advise me on the following: SBI is now coming up with a new NFO, the Innovative Opportunities Fund. Is it a good investment? Also, are the other mutual funds I am currently holding (SBI Multicap Fund, SBI Nifty50 Equal Weight Index, SBI Automotive Opportunities Fund) good for the long run?"

Ans: SBI Innovative Opportunities Fund
New Fund Offers (NFOs) are often untested.

They lack a performance history.

It's better to invest in funds with proven track records.

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SBI Multicap Fund:

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They invest across market capitalizations.

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K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

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Hii myself Ayush because of my health issues I was unable to gave my theory exam of class 12 boards 2024 , but have given the practical exam so will 2024 will be considered as an appearance in class 12 or not , and i did my class 12 through nios board in 2025 and i am confident of scoring more than 75 percent , si which year will be considered as an appearance of mines 2024 ,2025 as I have decided to prepare for jee adv , and it has two attempt so if cbse taken my apprence in 2024 , I will not be eligible according to the rules , but I have asked form jossa helpline no they said if cbse doesn't consider 2024 as an appearance you are eligible, please try to answer this i will be greatfull . Try to gave me authentic answer

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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