I am investing in HDFC Small Cap Mutual Fund since Sep 2019 and till date accumulated 35% gain on investment from SIP of 2500/month. When I bought this scheme it was 5 star rated but now it's degraded to 2 star. As per current scheme, if i continue more than 3 year the profits get lowered to 12-15% range. Consider the current gain, i would like to know the view: should i continue SIP or withdraw the total sum and invest the received money in some other higher rated and profit making small cap fund like Quant, BOI etc., with same amount of SIP. 

Kindly guide and also advise which fund to switch if switch is recommended. My view is long term return for kid’s higher education, who is 4 year old.

I have following SIP in the mutual fund and advice whether to continue or not? 1. Axis Bluechip Fund Growth - Rs 2000 2. HDFC Balanced Advantage Fund Growth - Rs 3000 3. HDFC Top 100 Fund Dividend - Rs 3000 4. Nippon Growth Fund - Rs 5000 5. ICICI Bluechip Fund - Rs 3000 6. ICICI Equity & Debt Fund - Rs 3000 I invested in Sundaram Rural India fund regular growth for a lump sum amount of Rs 2,00,000 & L&T Emerging Business Fund Growth for an amount of Rs 2,00,000 each and holding it currently since January 2018. Please advice whether I sell or Hold? Also, I want to Start SIP in Nippon Small Cap Fund of Rs 5000 per month.

I am 40 years and investing Rs 10K each monthly MF SIPs in following 2 funds since last 3 years. Need your advice, shall I continue the same or redeem/switch? Name of the Fund Category RankMF Star Rating 1. ICICI Pru Focus Bluechip Equity - Large Cap Fund 3 2. Franklin India Equity Fund - Growth Equity - Multi Cap Fund 3 1. SBI Focused Equity Fund Equity - Focused Fund 5 2. Axis Focused 25 Fund  Equity - Focused Fund 5 3. Canara Robeco Emerging Equities Fund  Equity - Large & Mid Cap Fund 4 4. Sundaram Select Focus Fund Equity - Focused Fund 4 5. Mirae Asset Emerging Bluechip Fund  Equity - Large & Mid Cap Fund 4 6. Axis Midcap Fund Equity - Mid Cap Fund 4 7. Sundaram Services Fund Equity - Sectoral Fund - Service Industry 4

My SIP is running in following mutual fund. Please advise if I should continue above investments or need any change. Name of the Fund Category RankMF Star Rating 1. Aditay Birla Sun Life Frontline Equity Growth Direct – Rs5000 Equity - Large Cap Fund 4 2 Aditay Birla sun Life Equity Growth Direct-Rs 5000 Equity - Multi Cap Fund 4 3. Axis Blue Chip Growth Direct - Rs 4000 Equity - Large Cap Fund 4 4. Motilal Oswal Multicap 35 Direct - Rs 4000 Equity - Multi Cap Fund 5 5. Axis Midcap Growth Direct - Rs 3000 Equity - Midcap Fund 4 6. Mirae Asset Emerging Blue Chip Growth Direct Equity - Large & Midcap Fund 4 7. Axis Long Term Equity Growth D - Rs 8000 Equity - ELSS 5 8. ICICI Pru Multi Asset Growth D - Rs 5000 Hybrid - Multi Asset Allocation 4 Lump sum investment     ICICI PRU Banking Growth D - Rs 25000 @ NAV 38.49 Equity - Sectoral Fund - Banks & Financial Services 2 Nippon Pharma Fund Growth D- Rs 71000@ NAV 140.34 Equity - Sectoral Fund - Pharma & Health Care 3 UTI Midcap Growth D accumulated by SIP- Rs 110,000 @ NAV 110.24 Equity - Midcap Fund 3 Aditya Birla Liquid Plus Growth D- Rs 455,000 Debt - Liquid Fund 5

Dear Nikunj, I am 46 years old and I have taken mf and I am continuing SIP since five years as follows: HDFC ELSS -1500 ICICI prudential Multicap - 2000 HDFC Top 100 growth -2000 AXIS Focused 25 -2000 So suggest me should I continue or switch to some other fund. I want 25 Lakh fund in another 7 to 8 years