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Sanjeev Govila | Answer |Ask -Follow

Financial Planner - Answered on Sep 20, 2023

Colonel Sanjeev Govila (retd) is the founder of Hum Fauji Initiatives, a financial planning company dedicated to the armed forces personnel and their families.
He has over 12 years of experience in financial planning and is a SEBI certified registered investment advisor; he is also accredited with AMFI and IRDA.... more

Question by ASHWANI on Aug 30, 2023Hindi

Money

IS IT GOOD TIME TO INVEST IN MF WHICH INVEST IN ARTIFICIAL INTELLIGENCE

Ans: We know that the artificial intelligence is amongst futuristic new age investment themes. These large transformative tech ideas are very exciting and these sectors will shape the future of the world in the coming years. However, we should keep in mind the risks associated with it since they are sectoral, concentrated in nature and they are still at very initial stage.

One of the main risks is that AI technology is constantly evolving, and it is possible that new technologies will emerge that make existing AI technologies obsolete. Additionally, there are regulatory risks associated with AI, as governments are still developing policies and regulations to govern its use.

If you are considering investing in a mutual fund that invests in AI, it is important to do your research and understand the risks involved. You should also make sure that the fund's investment strategy aligns with your own investment goals and risk tolerance.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 01, 2026

Question by AARNA - May 01, 2026Hindi

Career

sir my sister got 90 percentile in jee mains with rank 143510 general category can you suggest some best private colleges for cse/it or specialized branch and home state is bihar

Ans: Your sister has strong private options for CSE/IT/specialized CS: Thapar, LNMIIT, MIT Manipal, VIT Chennai/Vellore (via VITEEE), SRM KTR, Jaypee Noida, and KIIT Bhubaneswar. Within Bihar, consider CSE-focused state options as backups.
Prioritize LNMIIT/Thapar/Manipal > VIT/SRM > Jaypee/KIIT.

Good luck.
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Radheshyam

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 01, 2026

Question by Melvin - May 01, 2026Hindi

Career

Sir my has 99.51 %ile in jee main general category cse in nits and iiits or any other good branch.

Ans: Your son has realistic chances to get CSE in many NITs/IIITs

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Radheshyam Zanwar |7045 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 01, 2026

Asked by Anonymous - May 01, 2026Hindi

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My son scored 77.9 percentile in JEE mains, he belongs to SC category and from northeast region what are his possibility to get in engineering college preference ECE

Ans: Your son has a reasonable chance of getting ECE at some NITs/NE-region institutes or other government engineering colleges, especially through the home-state/region quota and later counseling rounds, though institute quality will vary. Keep a close eye on the counselling process and fill out the preference order very carefully. On the safer side, keep another option ready as a backup.

Good luck.
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Nayagam P P |11250 Answers |Ask -Follow

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Asked by Anonymous - Apr 30, 2026Hindi

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Sir ,my daughter got jee main crl 246000 and sc category rank 14400 mp state is there any chance of getting cs,it,new branch coming in this session Ai andml

Ans: Based on your daughter's score, CSE/IT/AI-ML in NITs or IIITs is very difficult in regular JoSAA, even with the MP home-state/female benefit. Still, fill JoSAA + CSAB special rounds very broadly. In CSAB, try GFTIs and lower-demand branches first; CSE-related branches may be possible only if vacant seats remain. For MP, her best practical route is MP DTE counselling for colleges like UIT RGPV Bhopal, JEC Jabalpur, SGSITS/other state colleges if the branch cutoff permits, plus private options. Other backup options she must have for CSE/AI-ML/IT are LNCT, Oriental, Medicaps, Acropolis, IES, Bansal, SAGE, or nearby private universities. Also consider ECE/Electrical if college quality is better. All the BEST for Your Daughter's Prosperous Future!

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Asked by Anonymous - May 01, 2026Hindi

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With 82 percentile in JEE mains 2026 of OBC ncl which top government colleges can have chances with CSE or Electrical or MCSE

Ans: Chances at top government colleges for CSE/Electrical/MCSE are unlikely, i.e., slim or zero. But you may have chances at lower-demand state government engineering colleges and some less-competitive GFTIs/spot rounds.

Good luck.
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Radheshyam

Nayagam P P |11250 Answers |Ask -Follow

Career Counsellor - Answered on May 01, 2026

Asked by Anonymous - Apr 30, 2026Hindi

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Sir, my daughter got 1.45 lakh rank in jee mains as sc category. Please tell options for her considering she has interest in cse, mnc, electrical. You can tell any pvt/govt options since we just want a good college for her. Her boards result will be probably 90%, her 10th board result was 97%

Ans: You have not mentioned your daughter's home state to answer precisely for private college options in and around your state. For regular JoSAA, CSE/MnC in good NITs/IIITs may be difficult, but she should still fill lower NITs, newer IIITs and GFTIs broadly. Best targets are NIT Agartala, Mizoram, Meghalaya, Manipur, Nagaland, Sikkim, Arunachal Pradesh, Puducherry for Electrical/ECE/core branches, and GFTIs for CSE/IT. In CSAB Special Rounds, all ranks are considered again for vacant seats, so she should not miss it. For CSE-focused backup, it's better to also apply to state counselling and 4-5 private colleges in and around your State. All the BEST for Your Daughter's Prosperous Future!

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Radheshyam Zanwar |7045 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 01, 2026

Question by Ruchi - Apr 30, 2026Hindi

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My son has got 95.1 percentile in jee mains. What chances he has to get any nit with cse or mechanical branch

Ans: Chances are slim with core branches also. Explore other options.

Good luck.
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Radheshyam

Radheshyam Zanwar |7045 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 01, 2026

Question by Adarsh - Apr 30, 2026Hindi

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Sir my jee mains rank is 535004 and OBC NCL rank is 198016 can I get any NIT or IIIT with any branch including lower branches too from chhattisgarh

Ans: Chances are almost Nil with NITs/IIITs. But you may keep a slim hope only for very low-demand branches in far lower-cutoff NITs during CSAB special rounds, not something to rely on realistically. Better to explore more options other than NITs or IIITs

Good luck.
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Radheshyam

Radheshyam Zanwar |7045 Answers |Ask -Follow

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Question by Sandeep - Apr 30, 2026Hindi

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Sir my son got 96.6 percentile in jee mains so whether I have to go with low NIiT or IIIT with other then core branches is good option or go with some private institute is good with CSE/EC

Ans: It is better to choose a reputable NIT/IIIT over a typical private college, even with a non-core branch, unless your son is specifically committed to CSE/ECE. Choose a private college if it is highly rated!

Good luck.
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Radheshyam

Radheshyam Zanwar |7045 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 01, 2026

Asked by Anonymous - Apr 30, 2026Hindi

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Sir, I am a open category male, scored 98.31 percentile in Jee mains 2026. My rank is 26879 and I am looking for CSE in mid IIIT's,or in NITs if possible. Also please tell me whether I will be getting a better NIT or IIIT in CSAB for CSE or is it good that I shall go for it or not. I am basically residing in Mumbai and my home state is Maharashtra.

Ans: You have realistic chances for CSE in several mid-tier IIITs and possibly lower-cutoff NIT CSE/IT in later rounds, and CSAB is absolutely worth trying because CSE seats often open up there, but treat it as an upgrade opportunity, not a guarantee of a “better” college. It would be better to keep a backup option ready from a safer point of view.

Good luck.
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Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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