Hope you are doing well. I read your article regarding mutual funds and wanted to check if I continue to invest in them or replace any/few of those. I started a year ago and planning to invest for another 10-15 years.

I am currently having monthly SIP (51K total) from a year and half for following funds.

Fund	Plan	Amount Invested
1. Aditya Birla Sun Life Pure Value Fund	Growth	Rs. 5000
2. Kotak Flexi cap Fund	Growth	Rs. 5000
3. Canara Robeco Emerging Equities	Regular Plan - GROWTH	Rs. 5000
4. HDFC Top 100 Fund	Growth Option	Rs. 5000
5. Parag Parikh Flexi Cap Fund	Regular Plan - Growth	Rs. 4000
6. ICICI Prudential Focused Equity Fund	Growth	Rs. 3000
7. ICICI Prudential Bluechip Fund	Growth	Rs. 4000
8. Nippon India Large Cap Fund	Growth Plan -Growth Option	Rs. 5000
9. Axis Small Cap Fund	Regular Plan - Growth	Rs. 4000
10. ICICI Prudential Smallcap Fund	Growth	Rs. 3000
11. SBI Small Cap Fund	Regular Plan - Growth	Rs. 5000
12. Nippon India Pharma Fund	Growth Plan-Growth	Rs. 3000

I am also having lump sum of 50,000 in HDFC Hybrid Equity Fund - Growth.

I want to add another 8-10K in SIP. Can you please few additional funds for the same? Your review and feedback will be very appreciable. Thank you for your time and have a nice day.

Ans: May be, depends on others performance and choice

Ans: Category?

Ans: With a 98.52 percentile in JEE Mains as an OBC-NCL candidate, you have a good chance of getting Computer Science Engineering (CSE) at NITs like Trichy, Surathkal, Warangal, and Rourkela, but it depends on your All India Rank (AIR) and seat availability. Best of luck. Professor............................:)

Ans: Sitansu Sir, Here is, How to Predict Your Son's Chances of Admission into NIT or IIIT or GFTI After JEE Main Results – A Step-by-Step Guide

Once the January JEE Main session results are declared, many students and JEE applicants start asking common questions about eligibility for specific institutes (NITs, IIITs, GFTIs, etc.) based on their percentile, category, preferred branch, and home state.

Providing precise admission chances for each student can be challenging. Some reputed educational websites offer ‘College Predictor’ tools where you can check possible college options based on your percentile, category, and preferences. However, for a more accurate understanding, here’s a simple yet effective 9-step method using JoSAA’s past-year opening and closing ranks. This approach gives you a fair estimate (though not 100% exact) of your admission chances based on the previous year’s data.

Step-by-Step Guide to Check Your Admission Chances Using JoSAA Data
Step 1: Collect Your Son's Key Details
Before starting, note down the following details:

Your Son's JEE Main percentile
Your Son's category (General-Open, SC, ST, OBC-NCL, EWS, PwD categories)
His Preferred institute types (NIT, IIIT, GFTI)
HIs Preferred locations (or if you're open to any location in India)
List of at least 3 preferred academic programs (branches) as backups (instead of relying on just one option)
Step 2: Access JoSAA’s Official Opening & Closing Ranks
Go to Google and type: JoSAA Opening & Closing Ranks 2024
Click on the first search result (official JoSAA website).
You will land directly on JoSAA’s portal, where you can enter your details to check past-year cutoffs.
Step 3: Select the Round Number
JoSAA conducts five rounds of counseling.
For a safer estimate, choose Round 4, as most admissions are settled by this round.
Step 4: Choose the Institute Type
Select NIT, IIIT, or GFTI, depending on your preference.
If you are open to all types of institutes, check them one by one instead of selecting all at once.
Step 5: Select the Institute Name (Based on Location)
It is recommended to check institutes one by one, based on your preferred locations.
Avoid selecting ‘ALL’ at once, as it may create confusion.
Step 6: Select Your Preferred Academic Program (Branch)
Enter the branches you are interested in, one at a time, in your preferred order.
Step 7: Submit and Analyze Results
After selecting the relevant details, click the ‘SUBMIT’ button.
The system will display Opening & Closing Ranks of the selected institute and branch for different categories.
Step 8: Note Down the Opening & Closing Ranks
Maintain a notebook or diary to record the Opening & Closing Ranks for each institute and branch your son is interested in.
This will serve as a quick reference during JoSAA counseling.
Step 9: Adjust Your Son's Expectations on a Safer Side
Since Opening & Closing Ranks fluctuate slightly each year, always adjust the numbers for safety.
Example Calculation:
If the Opening & Closing Ranks for NIT Delhi | Mechanical Engineering | OPEN Category show 8622 & 26186 (for Home State), consider adjusting them to 8300 & 23000 (on a safer side).
If the Female Category rank is 34334 & 36212, adjust it to 31000 & 33000.
Follow this approach for Other State candidates and different categories.
Pro Tip: Adjust your son's expected rank slightly lower than the previous year's cutoffs for realistic expectations during JoSAA counseling.

Can This Method Be Used for JEE April & JEE Advanced?
Yes! You can repeat the same steps after your April JEE Main results to refine your admission possibilities.
You can also follow a similar process for JEE Advanced cutoffs when applying for IITs.

Want to Learn More About JoSAA Counseling?
If you want detailed insights on JoSAA counseling, engineering entrance exams, preparation strategies, and engieering career options, check out EduJob360’s 180+ YouTube videos on this topic!

Hope this guide helps! All the best for your Son's admissions!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: She will get, but she won't get top branches like CSE & ECE in top ranking NITs. Best of luck. Professor........................:)

Ans: You will get in any NITs. Only in top ranking NIT you may not get CSE & ECE. Best of luck. Professor..........................:)

Ans: Don't go for B.Ed. You will end up in school teaching. Go for research or college teaching. Prefer NET/SET and if possible go for Ph.D. Best of luck. Professor....................................:)

Ans: Hello;

In 2005 during merger of JVS and JSW, conversion ratio was 1:16, i.e. 16 shares of JSW for every 1 share of JVS, therefore 200x16=3200 shares.

In 2017 JSW split its share in the ratio of 1:10 so no. of shares held: 10x3200= 32000 shares of JSW as on today.

Best wishes;

Ans: Hello;

Request you to kindly be specific about the type of claim and type of discrepancy.

This will help us to respond suitably.

Thanks;